604 SW 20th Terrace Cape Coral, FL $ 455,000
604 SW 20th Terrace
$ 455,000
Recently Listed
Open House 2/28 11am - 3pm
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604 SW 20th Terrace

Cape Coral, FL, 33991
$ 455,000
Bedrooms3 Baths2.0 Sq 1,669

Monthly Estimate*

$ 2,802

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Single Family Home for sale in Cape Coral, FL

for $455,000 with 3 bedrooms and 2 full baths. This 1,669 square foot home was built in 1985 on a lot size of 0.233.

Welcome to your slice of paradise in beautiful Cape Coral, Florida! This immaculate 3-bedroom, 2-bathroom home combines comfort, style, and waterfront living. Perfectly located across from Skyline Elementary School if you have grade schoolers who would love the shortest commute to school possible. Step inside to find a bright, open floor plan with new stainless steel kitchen appliances and a remodeled pool bathroom that bring a modern touch to this charming home. The 2022 HVAC system ensures year-round comfort and efficiency. Out back, enjoy the Florida lifestyle to the fullest with a heated pool and relaxing hot tub, all within a screened lanai overlooking the tranquil freshwater canal. Your private boat dock is perfect for fishing, kayaking, or a leisurely sunset cruise. Additional highlights include: City water and city sewer All assessments paid in full Move-in ready condition with thoughtful upgrades throughout. This waterfront gem offers the ultimate in coastal living — whether you’re looking for a full-time residence, winter retreat, or investment property. Enjoy the sunshine, the water, and the peaceful atmosphere that make Cape Coral one of Florida’s most desirable locations. Don’t miss your chance to own this beautiful canal home — schedule your private showing today!

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Open House

2/28/2026 11:00 AM - 3:00 PM
3/1/2026 11:00 AM - 2:00 PM
604 SW 20th Terrace Cape Coral, FL
* Some states or local ordinances may prohibit Open Houses at this time, please confirm with your Weichert agent or local rep to confirm

Single Family Active

Price

$ 455,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 6,600

Style

Ranch, One Story

Lot Size

0.233

Year Built

1985

Town/City

Cape Coral

County/Region

Lee

MLS | Web ID

2026008197

Features
General
Sewer Assessment Paid Public Sewer
Heating Central Electric
Cooling Central Air Electric
Utilities Cable Available
Possession Close Of Escrow
Roof Shingle
Appliances Dryer Dishwasher Electric Cooktop Freezer Disposal Microwave Refrigerator
HOA Fee 0
Garage Spaces 2
Association Fee Includes None
Patio/Porch Features Lanai Porch Screened
Architectural Style Ranch One Story
Pool Features Electric Heat Heated In Ground
Security Features None Smoke Detector(s)
Construction Materials Block Concrete Stucco
Pets Allowed Yes
Year Built 1985
View Canal Water
Stories Count 1
Property Subtype Single Family Residence
Tax Year 2025
Ownership Single Family
Waterfront Features Canal Access Navigable Water
Community Features Non-Gated
HOA Fee 2 0
County Lee
Property Type Residential
Association Amenities None
HOA false
Attached Garage true
Subdivision Name CAPE CORAL
Facing Direction North
Garage Y/N true
Total Rooms 0
Full Baths 2
Status Active
High School SCHOOL CHOICE
City Cape Coral
Disclosures RV Restriction(s) Seller Disclosure
Land Lease Amount 0
Senior Community Y/N false
Zoning Description R1
MLS Area CC23 - Cape Coral Unit 28 29 45 62 63 66 68
Lot Size Units Acres
Carport Spaces 0
Carport Y/N false
Spa Features Above Ground Electric Heat
Elementary School SCHOOL CHOICE
Tax Annual Amount 6600.45
Middle/Junior High School SCHOOL CHOICE
Property Condition Resale
Virtual Tour https://www.propertypanorama.com/instaview/fgcmls/2026008197
Standard Status Active
Tax Lot 3
Property Sub Type Additional Single Family Residence
Legal Description CAPE CORAL UNIT 62 BLK 3061 PB 21 PG 29 LOTS 3 + 4
HOA Fee 3 0
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Interior
Interior Amenities Built-in Features Living/Dining Room Main Level Primary Shower Only Separate Shower Split Bedrooms
Flooring Tile
Furnished Y/N Unfurnished
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Window Features Single Hung
Half Baths 0
Laundry Features Inside
Total Bedrooms 3
Entry Level 1
Room Type Great Room Screened Porch
Total Baths 2
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Exterior
Exterior Amenities Fence Shutters Manual
Parking Features Attached Driveway Underground Garage Paved
Lot Features Rectangular Lot
Water Source Assessment Paid Public
Lot Size Area 0.233
Spa true
Building Area Total 2153
Lot Dimensions 81 x 125 x 81 x 125
Lot Size Acres 0.233
Private Pool true
Lot Size Source Appraiser
Waterfront Y/N true
Covered Spaces 2
Road Responsibility Public Maintained Road
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* Excluded Features
List By
Jason Knutson

Listing Agent

Coldwell Banker Realty

Broker

Jason.Knutson@cbrealty.com

Email

Affordability Calculator

$3,352
Per Month
84%
16%
0%
Monthly Principal & Interest
$2,802
Monthly Property Taxes
$550
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
SCHOOL CHOICE High School High School
Pricing History
DatePricePrice ChangeDescription
2/23/2026$455,000 Listed Price

Map


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604 SW 20th Terrace, Cape Coral, FL, 33991 is a Single Family Home for sale at $455,000 with 1,669 sqft and a lot size of 0.233. 604 SW 20th Terrace has 3 bedrooms, 2.0 baths, and was built in 1985. The property's zip code is 33991 which is in Cape Coral, FL