3200 MCMATH DRIVE Palm Harbor, FL $ 285,000
3200 MCMATH DRIVE
$ 285,000
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3200 MCMATH DRIVE

Palm Harbor, FL, 34684
$ 285,000
Bedrooms2 Baths2.0 Sq 1,224

Monthly Estimate*

$ 1,755

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Single Family Home for sale in Palm Harbor, FL

for $285,000 with 2 bedrooms and 2 full baths. This 1,224 square foot home was built in 1982 on a lot size of 0.14.

Welcome to this well-maintained 2-bedroom, 2-bathroom villa located in Highland Lakes, Palm Harbor’s highly sought-after 55+ golf community. Offering 1,224 sq ft of living space with a desirable split floor plan, this home presents an excellent opportunity to update and customize to your taste. Major improvements already completed include a brand new 2026 roof and a 2021 HVAC system replacement, providing valuable peace of mind for the next owner. The spacious layout features vaulted ceilings, generous living and dining areas, and a functional kitchen with ample cabinetry and counter space. The primary suite offers ample closet space and an en-suite bath with a walk-in shower. A two-car garage provides additional storage and convenience. Duplex Village II has a monthly fee of $163 covering cable, internet, lawn care, irrigation, trash, recycling, and pest control. The Highland Lakes master association fee of $164/month includes unlimited golf on three private executive courses, tennis, pickleball, bocce, shuffleboard, clubhouse amenities with fitness classes and events, plus access to the Lake Tarpon lodge featuring a private boat ramp, fishing pier, and community pontoon boats. Residents also enjoy RV and boat storage and golf cart-friendly streets. Conveniently located near shopping, dining, medical facilities, Gulf beaches, and Tampa International Airport, this property offers a fantastic opportunity to own in one of Palm Harbor’s premier active adult communities and make it your own.

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Single Family Active

Price

$ 285,000

Bedrooms

2

Full Bath

2

Property Type

Single Family

Taxes

$ 3,745

Style

Villa

Lot Size

0.14

Year Built

1982

Town/City

Palm Harbor

County/Region

Pinellas

MLS | Web ID

TB8479285

Features
General
Sewer Public Sewer
Heating Central
Cooling Central Air
Utilities Cable Connected Electricity Connected Public Sewer Connected Water Connected
Roof Shingle
Appliances Dishwasher Range Refrigerator
Zoning RPD-7.5
HOA Fee 172
Garage Spaces 1
Association Fee Includes Cable TV Common Area Taxes Community Pool Escrow Reserves Fund Internet Maintenance Grounds Manager Pool Maintenance Recreational Facilities Trash
Patio/Porch Features Rear Porch Screened
Construction Materials Wood Frame
Pets Allowed Cats OK Dogs OK
Year Built 1982
View Water
Levels One
Property Subtype Villa
Tax Year 2025
Ownership Fee Simple
Waterfront Features Lake Waterfront Pond
Community Features Community Boat Ramp Lake Water Access Waterfront Buyer Approval Required Clubhouse Deed Restrictions Golf Carts OK Golf Pool Sidewalks Tennis Court(s) Wheelchair Access
HOA Fee 2 164
Assoc Fee Paid Per Monthly
County Pinellas
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name HIGHLAND LAKES
Facing Direction Southeast
Garage Y/N true
Total Rooms 3
Full Baths 2
Status Active
Directions US 19 N to main entrance (fountains) north of Nebraska. Follow entrance road to a right onto McMath Dr. Property located on your right.
High School Palm Harbor Univ High-PN
City PALM HARBOR
Association Name Duplex Village II Member Services/ Natalie Coser
Senior Community Y/N true
MLS Area 34684 - Palm Harbor
Lot Size Units Square Feet
Lot Size Square Feet 5946
Carport Y/N false
Listing Terms Cash Conventional FHA VA Loan
HOA Fee 2 Frequency Monthly
Elementary School Highland Lakes Elementary-PN
Land Lease Y/N false
Tax Annual Amount 3745.11
Home Warranty Y/N false
Middle/Junior High School Carwise Middle-PN
Property Condition Completed
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://virtual-tour.aryeo.com/sites/emogxkdo/unbranded https://virtual-tour.aryeo.com/sites/3200-mcmath-dr-palm-harbor-fl-34684-22191932/branded
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Tax Lot 90
Legal Description HIGHLAND LAKES UNIT THIRTEEN PHASE 2 LOT 90
Water View Pond
Minimum Lease 8-12 Months
Water Access Y/N false
Monthly HOA Amount 172
Water View Y/N true
Flood Zone Code X
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Interior
Interior Amenities Ceiling Fan(s) Eating Space In Kitchen High Ceilings Primary Bedroom Main Floor Thermostat Walk-In Closet(s)
Flooring Carpet Tile
Furnished Y/N Negotiable
Total Stories 1
Common Walls Corner Unit
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 0
Laundry Features Inside Laundry Closet
Total Bedrooms 2
Total Baths 2
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Exterior
Exterior Amenities Irrigation System Lighting Private Mailbox Rain Gutters Sidewalk Sliding Doors
Vegetation Mature Landscaping Trees/Landscaped
Water Source Public
Lot Size Area 5946
Foundation Details Slab
Building Area Total 1224
Lot Size Acres 0.14
Road Surface Type Paved
Private Pool false
Waterfront Y/N true
Covered Spaces 1
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* Excluded Features
List By
Lombardo Team Real Estate Llc

Broker

Rporter56567@outlook.com

Email

Affordability Calculator

$2,067
Per Month
85%
15%
0%
Monthly Principal & Interest
$1,755
Monthly Property Taxes
$312
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
Palm Harbor Univ High-PN High School High School
Pricing History
DatePricePrice ChangeDescription
2/23/2026$285,000 Listed Price

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3200 MCMATH DRIVE, Palm Harbor, FL, 34684 is a Single Family Home for sale at $285,000 with 1,224 sqft and a lot size of 0.14. 3200 MCMATH DRIVE has 2 bedrooms, 2.0 baths, and was built in 1982. The property's zip code is 34684 which is in Palm Harbor, FL