1649 W LOMA Lane
Phoenix, AZ, 85021 $ 589,900
Bedrooms4 Baths2.0 Sq 1,862 Monthly Estimate*
$ 3,632
for $589,900 with 4 bedrooms and 2 full baths. This 1,862 square foot home was built in 1968 on a lot size of 0.19.
NO HOA + RV GATE + OWNED SOLAR + POOL in the heart of Central Phoenix! Welcome to this beautifully maintained and thoughtfully upgraded 4-bedroom home in the highly desirable Royal Oaks neighborhood offering comfort, flexibility, and an unbeatable location. From the moment you arrive, the home radiates inviting curb appeal with refreshed exterior finishes and mature, well-manicured landscaping. Inside, warm wood-style flooring and an open, light-filled layout create an inviting atmosphere that is perfect for both everyday living and effortless entertaining. The home underwent an extensive renovation in 2019-2020, including a stunning kitchen and bathroom remodel, all new energy-efficient dual pane windows, updated finishes, and significant system improvements with additional upgrades completed since, showcasing true pride of ownership throughout. The spacious and beautifully remodeled kitchen is a true centerpiece, featuring quartz countertops, stylish updated cabinetry, a generous center island, coffee bar, designer backsplash, and upgraded stainless steel appliances, including a professional GE/Café pro gas range with griddle and smart double oven, ideal for hosting gatherings or enjoying quiet evenings cooking at home. Both bathrooms have been tastefully renovated with classic subway tile showers, updated vanities, and modern fixtures. Major system enhancements provide added peace of mind, including an upgraded electrical panel and numerous thoughtful improvements throughout the home. Step outside to your private backyard retreat, where a sparkling resurfaced pool, upgraded in 2020 with updated equipment, creates the ultimate Arizona outdoor oasis, complemented by refreshed landscaping designed for relaxation and enjoyment. Enjoy the freedom of no HOA restrictions, allowing you to truly make the property your own without additional fees, approvals, or monthly assessments. The RV gate offers exceptional flexibility with space for a camper, trailer, boat, or recreational vehicles, a rare and highly sought-after feature in this central location. To top it all off, the home features a newer owned solar system installed by the current owner, fully owned, not leased, and not subject to any escalating solar agreement. Unlike many properties with complex lease transfers or ongoing payments, this system conveys with the home, delivering energy efficiency and significantly reduced electric costs without any additional solar expense. This is a substantial value improvement already paid for by the Seller, allowing the next homeowner to immediately enjoy the long-term savings and benefits. With its rare combination of freedom, thoughtful upgrades, energy efficiency, and prime location, this home is truly a standout gem in one of Central Phoenix's most desirable pockets -- a move-in-ready opportunity you do not want to miss.
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FeaturesInteriorInterior Amenities Quartz Countertops High Speed Internet No Interior Steps Kitchen Island 3/4 Bath Master Bdrm
Flooring Carpet Laminate Tile
Fireplace Features Family Room
Total Stories 1
Air Conditioning Y/N Y
Heating Y/N Y
Window Features Dual Pane
Fireplace Y/N Y
Laundry Features In Garage
Total Bedrooms 4
Total Baths 2
Bedrooms Possible 4
Built-in Microwave True
Kitchen Island True
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GeneralSewer Public Sewer
Heating Electric
Cooling Central Air Ceiling Fan(s)
Utilities SRP
Possession Close Of Escrow
Roof Composition
Garage Spaces 2.0
Association Fee Includes No Fees
Architectural Style Ranch
Pool Features Outdoor
Construction Materials Stucco Painted Block
Year Built 1968
Township 3N
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
County Maricopa
New Construction N
Property Type Residential
HOA N
Attached Garage N
Energy Efficient Solar Panels
Subdivision Name ROYAL OAKS UNIT 2
Total Rooms 0
Special Listing Conditions N/A
Status Active
Directions Northern Ave to 16th Drive. North on 16th Drive and west on Loma Lane. Home is on the left.
High School Sunnyslope High School
City Phoenix
Disclosures Agency Discl Req Seller Discl Avail
Land Lease Amount 0.0
High School District Glendale Union High School District
Open Parking Spaces 1.0
Lot Size Units Square Feet
Lot Size Square Feet 8150.0
Carport Spaces 0.0
Carport Y/N N
Spa Features None
Elementary School Richard E Miller School
Property Attached Y/N N
Land Lease Y/N N
Tax Annual Amount 2720.0
Home Warranty Y/N N
Current Financing VA Non Assumable
Middle/Junior High School Royal Palm Middle School
Lease Renewal Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Builder Name Unknown
Standard Status Active
Occupancy Type Owner
Elementary School District Washington Elementary School District
Tax Lot 85
New Financing: Conventional True
Senior Community N
Ttl Monthly Fee Equiv 0.0
New Financing Cash True
New Financing: VA True
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ExteriorExterior Amenities Storage
Fencing Block
Parking Features RV Gate Garage Door Opener Side Vehicle Entry
Lot Features North/South Exposure Desert Back Desert Front Grass Back Auto Timer H2O Front Auto Timer H2O Back
Water Source City Water
Lot Size Area 8150.0
Spa N
Lot Size Acres 0.19
Lot Size Source Assessor
Waterfront Y/N N
Covered Spaces 2.0
Crops Included Y/N N
Road Responsibility City Maintained Road
Horse Y/N N
Irrigation Water Rights Y/N N
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* Excluded FeaturesList Byamysellshomesaz@gmail.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $3,632
- Monthly Property Taxes
- $227
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Phoenix, AZ
Average List Price $780,503
Percent of Sale Price 32%
About Phoenix, AZ 1,596,463 Population
20% Since 2002
$ 51,132 Median Income
34.66 Median Age
32% Households with Children
Trends Information provided by ATTOM Data Solutions.
4328046 Elementary School
4327519 Middle School
Sunnyslope High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 2/23/2026 | $589,900 | | Listed Price |