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4095 SE Bay Avenue Stuart, FL ^$ 1,195,000

4095 SE Bay Avenue

^$ 1,195,000

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4095 SE Bay Avenue

Stuart, FL, 34997

^$ 1,195,000

Bedrooms3 Baths2.1 Sq 2,020

Monthly Estimate*

^$ 7,358

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Single Family Home for sale in Stuart, FL

for $1,195,000 with 3 bedrooms and 2 full baths, 1 half bath. This 2,020 square foot home was built in 1994 on a lot size of 0.200115.

Fully upgraded Key West-style 3BR/3BA in desirable Port Salerno including deeded boat slip + lift (up to 26.5') Boat ramp and pavilion with quick marina and open water access. Rare opportunity to secure boating convenience without waitlists. Major capital improvements completed: new flat roof, new electrical panel, whole-house Generac generator, IFLO A/C, reverse osmosis system, tinted sliders (95% heat reduction), and saltwater pool conversion with new equipment. Expanded covered lanai (doubled in size) with new poly roof, screen enclosure, lighting, and fans. $1K A YEAR FEE for Electric, Water & parking for deeded dock.2024 interior paint, updated baths, custom closet build-outs, upgraded plumbing, new dishwasher, new fenced gates, pavers, new epoxy garage floor, boat trailer parking. Zero water & sewer bills. Homes with slip + lift and this level of upgrades are limited. This stunning outdoor living area features a butterfly garden, barbecue area, chaise lounge space and beautifully designed entertaining zones to enjoy the Intercoastal Breeze. This is move in ready and this one won't last!

Single Family Coming Soon

Price

^$ 1,195,000

Bedrooms

Full Bath

Half Bath

Property Type

Single Family

Taxes

^$ 12,208

Style

Key West

Lot Size

0.200115

Year Built

1994

Town/City

Stuart

County/Region

Martin

MLS | Web ID

RX11165791

Features

Exterior

Lot Description < 1/4 Acre

Exterior Amenities Awnings Fence Outdoor Shower Screen Porch Screened Patio Zoned Sprinkler

Waterfront No None

Design Key West

Dock YES - DEEDED

Private Pool Y/N Yes

Boat Services Lift Marina Up to 30 Ft Boat 31

Subdiv. Amenities Boating

Interior

Interior Amenities Kitchen Island Pantry Walk-in Closet

Flooring Carpet Marble Other Vinyl Floor

Furnished Y/N Unfurnished

Total Bedrooms 3

Master Bedroom/Bath Separate Shower

Unit Desc Corner Interior Hallway

Total Bathrooms 2.10

SqFt - Living 2020.00

Total Floors/Stories 2.00

Equip/Appl Included Auto Garage Open Dishwasher Dryer Generator Whle House Microwave Range - Gas Water Heater - Gas

General

Construction Fiber Cement Siding Frame

Heating Central Electric

Cooling Ceiling Fan Central Electric

Utilities Septic

Possession At Closing

Roof Metal

Parking 2+ Spaces Driveway Garage - Attached

Pets Allowed Yes

Zoning Residential

HOA None

Number of Garage Spaces 2.00

Security Burglar Alarm

Status Coming Soon

Full Baths 2

Half Baths 1

Year Built 1994

REO No

Subdivision ROCKY POINT ESTATES

View Pool

Type Single Family Detached

Rooms Cabana Bath Family Laundry-Inside

Property Type A

Area 6 - Stuart/Rocky Point

Auction No

Tax Year 2025

Terms Considered Cash Conventional

Gated Community No

Short Sale No

Restrict None

Special Info Sold As-Is

Taxes 12208.20

Adult 55+ No Hopa

HOA/POA/COA (Monthly) 20.00

Governing Bodies None

Membership Fee Required No

Geo Area MA06

Legal Description LOT 12 SECOND MAP OF ROCKY POINT ESTATES ACCORDING TO THE PLAT THEREOF AS RECORDED IN PLAT BOOK 3 PAGE 63 PUBLIC RECORDS

Internal Only

OriginalMLSID RX-11165791

* Excluded Features

List By

Jean Fitzsimmons

Listing Agent

Nicklaus Vance

Broker

fitzsea@nvrealtygroup.com

Affordability Calculator

$8,375

Per Month

Monthly Principal & Interest: $7,358
Monthly Property Taxes: $1,017
Monthly Home Insurance: --

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Down Payment

Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Stuart, FL

Average List Price ^$1,475,034

Percent of Sale Price 23%

About Stuart, FL

17,107 Population

21% Since 2002

^$47,522 Median Income

49.43 Median Age

18% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

368239 Elementary School

368240 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
2/22/2026	$1,195,000		Listed Price

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4095 SE Bay Avenue, Stuart, FL, 34997 is a Single Family Home for sale at $1,195,000 with 2,020 sqft and a lot size of 0.200115. 4095 SE Bay Avenue has 3 bedrooms, 2.1 baths, and was built in 1994. The property's zip code is 34997 which is in Stuart, FL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed.

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of the Multiple Listing Service of BeachesMLS. Real Estate listings held by brokerage firms (licensees) other than Weichert Realtors include the name of the listing brokers.

The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data is updated as of 2/22/2026.

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4095 SE Bay Avenue

Single Family Home for sale in Stuart, FL

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