104 N Derby Ave
Ventnor, NJ, 08406 $ 895,000
Bedrooms2 Baths1.1 Monthly Estimate*
$ 5,511
for $895,000 with 2 bedrooms and 1 full bath, 1 half bath.
Take advantage of an exceptional combination of location, lifestyle, and waterfront living with this truly rare Ventnor bayfront homeâan absolute dream for boat lovers and Jersey Shore enthusiasts alike. Set on a high elevation, this exceptionally well-positioned property offers peace of mind, having never experienced flooding, including during Hurricane Sandy. Boaters will appreciate the 50-foot boat slip just steps from the home, offering direct bay access with easy passage to the ocean via both the OC and AC inlets. Whether you enjoy cruising, sport fishing (the owner previously docked a 46â sportfishing boat), kayaking, paddleboarding, or simply relaxing on the calm bay waters, this home delivers the ultimate waterfront lifestyle. Inside, the home is super cute, very well maintained, and thoughtfully designed to maximize comfort and functionality. It features vinyl plank flooring, updates throughout and a neutral color pallet offering a modern feel. With 2 bedrooms, 1.5 baths, an updated eat-in kitchen, and a cozy living room with fireplace that opens to a deck with breathtaking bay views and unforgettable sunsetsâperfect for entertaining or unwinding with the coastal breeze. A charming front yard adds to the homeâs curb appeal and island character. The location truly sets this property apart. Just 2.5 blocks to the beach and boardwalk, minutes from Ventnorâs beautiful shoreline, and moments from the thriving Ventnor Heights dining and business district, including Red Room, The Dorset, Wahine Wine, Ventnor Coffee House, and Custardâs Last Stand. Downtown Ventnor Heights is on the rise, making this an exciting opportunity to enjoy and invest. Additional highlights include quick bridge access, AC Expressway Exit 2, and proximity to everyday conveniences such as Acme, Starbucks, and Island Gym. By boat, enjoy waterfront dining at Tideline, Lambertiâs, Wonder Bar, and more. Ventnor Heights Ski Beach summer nights every Wednesday are just a hop, skip, and jump away. Bayfront opportunities at the Jersey Shore are incredibly limitedâand this one is well under $1 million, making it truly special. Option for a quick close, so you can have your new home ready for summer. Donât miss your chance to own this exceptional piece of Ventnor bayfront paradise.
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FeaturesExteriorExterior Aluminum
Lot 1
Lot Dimensions 20 x 85
Lot Size Less than One Acre
Storms/Screens Insulated Glass
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GeneralWater Public
Sewer Public Sewer
Heating Electric Forced Air Gas-Natural Hot Water
Appliances Dishwasher Dryer Gas Stove Refrigerator Washer
Status Active Active
Full Baths 1
Half Baths 1
Other Rooms Dining Area Eat In Kitchen Great Room Laundry/Utility Room
Water Heater Gas
Style 2 Story
Class RESIDENTIAL
Type Single Family
Rooms 8
Tax Year 2025
Garage None
Status Detail 0
Waterfront Yes
Homeowners Assoc. Fee 0
Area Ventnor City
Location Bay Front
Taxes 5507
Adult Community/55+: Y/N 0
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InteriorFlooring Hardwood Tile
Beds 2
Air Conditioning Wall Units
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* Excluded FeaturesAffordability Calculator
- Monthly Principal & Interest
- $5,511
- Monthly Property Taxes
- $459
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Ventnor, NJ
Average List Price $1,965,007
Percent of Sale Price 120%
About Ventnor, NJ 10,533 Population
-18% Since 2002
$ 51,630 Median Income
45.98 Median Age
17% Households with Children
Trends Information provided by ATTOM Data Solutions.
760537 Elementary School
760538 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 2/20/2026 | $895,000 | | Listed Price |