126 Mariners Cove St. Joseph, MI $ 1,100,000
126 Mariners Cove
$ 1,100,000
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126 Mariners Cove

St. Joseph, MI, 49085
$ 1,100,000
Bedrooms3 Baths2.1 Sq 2,121

Monthly Estimate*

$ 6,773

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Condo for sale in St. Joseph, MI for $1,100,000 with 3 bedrooms and 2 full baths, 1 half bath. This 2,121 square foot condo was built in 2023.

Welcome to your coastal retreat in the heart of Harbor Shores. Newly constructed in 2024, this end-unit condominium offers a rare combination of luxury, waterfront lifestyle, and refined design in one of Southwest Michigan's most sought-after communities. Rare within Harbor Shores, this residence offers water views on three sides, capturing peaceful sunrises and vibrant evening skies from multiple private decks overlooking the St. Joseph and Paw Paw Rivers. Ideally located near the Jack Nicklaus-designed golf course, waterfront dining, scenic walking trails, and direct river access for kayaking and fishing, the property provides a connected outdoor lifestyle. This residence is one of only seven within Harbor Shores that feature a private rooftop terrace spanning the entire roof level, designed for exceptional entertaining with panoramic water views. The terrace includes a full outdoor kitchen with a grill, burner, sink, and two refrigerators, along with multiple seating areas. Custom sculpted glass art enhances the setting and remains with the home. Inside, the open-concept layout features high ceilings, abundant natural light, and elevated finishes throughout. The kitchen features top-of-the-line built-in appliances and a wine refrigerator. Fully automated blinds are installed on every window. The home reflects a level of finish not typically found in standard new construction. The luxurious primary suite offers a serene retreat, complemented by two additional bedrooms and beautifully appointed baths that reflect quality craftsmanship and modern elegance. The versatile ground-level living space provides flexibility for a home gym, media room, or additional recreation area. Additional highlights include close proximity to the only floating docks in St. Joseph! A 35-foot boat slip is available for separate purchase. The property is located in one of the few areas in the city that allows short-term rentals, offering added flexibility for personal use or investment.

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Condo Contingent

Price

$ 1,100,000

Bedrooms

3

Full Bath

2

Half Bath

1

Property Type

Condo

Taxes

$ 10,795

Style

Year Built

2023

Town/City

St. Joseph

County/Region

BERRIEN

MLS | Web ID

26006243

Features
Interior
Interior Amenities Center Island
Basement Crawl Space
Total Fireplaces 0
Air Conditioning Y/N Y
Heating Y/N Y
Window Features Screens Insulated Windows
Fireplace Y/N N
Half Baths 1
Laundry Features Laundry Room
Total Bedrooms 3
Main Level Bedrooms 0
Total Baths 3
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General
Sewer Public
Heating Forced Air
Cooling Central Air
Appliances Bar Fridge Cooktop Dishwasher Disposal Dryer Microwave Oven Refrigerator Washer
HOA Fee 370.0
Garage Spaces 2.0
Association Fee Includes Snow Removal Lawn/Yard Care
Architectural Style Other
Construction Materials HardiPlank Type
Year Built 2023
Stories Count 4
Township St. Joseph City
Property Subtype Condominium
Tax Year 2024
Ownership Private Owned
Waterfront Features River
Assoc Fee Paid Per Monthly
County Berrien
New Construction N
Property Type Residential
Association Amenities Clubhouse Pool Other
HOA Y
Attached Garage Y
Subdivision Name Harbor Village
Garage Y/N Y
Total Rooms 8
Full Baths 2
Status Active Backup
Directions Whitwam Drive to Cavelier to Harbor Drive to condo
City St. Joseph
Body of Water Saint Joseph River
High School District St. Joseph
Lot Size Units Square Feet
Lot Size Square Feet 0.0
Carport Y/N N
Listing Terms Cash Conventional
Land Lease Y/N N
Tax Annual Amount 10795.0
Home Warranty Y/N N
Lease Renewal Y/N N
Additional Parcels Y/N N
Rent Control Y/N N
Standard Status Active Under Contract
Occupancy Type Owner
Tax Assessed Value 241000
Legal Description CONDO AMENDED ON 10/8/2021 FROM 54-9425-2983-98-0 76-2983-0098-00-0; UNIT 34 HARBOR VILLAGE AT HARBOR SHORES TOWNHOMES CONDOMINIUM LIBER 0301 PAGE 0250 CONDITIONAL TRANSFER OF PROPERTY PURSUANT TO AC
Senior Community None
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Exterior
Exterior Amenities Balcony
Parking Features Attached
Lot Features Sidewalk Site Condo Adj to Public Land
Water Source Public
Spa N
Building Area Total 2121.0
Lot Size Acres 0.0
Road Surface Type Paved
Waterfront Y/N N
Road Frontage Type Private Road
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
View True
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Internal Only
Street Number 1 126
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* Excluded Features
List By
@Properties Christie's International R.E.

Broker

annegain1@gmail.com

Email

Affordability Calculator

$7,672
Per Month
88%
12%
0%
Monthly Principal & Interest
$6,773
Monthly Property Taxes
$900
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
250331 Elementary School
249739 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
2/20/2026$1,100,000 Listed Price

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126 Mariners Cove, St. Joseph, MI, 49085 is a Condo for sale at $1,100,000 with 2,121 sqft. 126 Mariners Cove has 3 bedrooms, 2.1 baths, and was built in 2023. The property's zip code is 49085 which is in St. Joseph, MI