1681 Highway 1568
Monticello, KY, 42633 $ 412,000
Bedrooms5 Baths5.0 Sq 4,298 Monthly Estimate*
$ 2,537
for $412,000 with 5 bedrooms and 5 full baths. This 4,298 square foot home was built in 1994 on a lot size of 1.
Welcome to this one-of-a-kind property, nestled among the gently rolling farms of the Frazier community. If you're searching for a spacious residence or a short-term rental opportunity near Lake Cumberland, this one is a must see! The expansive layout offers 5 (potentially 6) bedrooms and 5 bathrooms, thoughtfully positioned throughout the home to provide a sense of privacy. The great room is open and airy, with tall ceilings, exposed beams, and large windows overlooking the deck. The kitchen is generously sized, with abundant counter space and a walk-in pantry. An additional family room off the great room allows flexibility to use these spaces in the way that best suits your needs; the great room is currently being utilized as a large dining area. In addition to the abundance of space on the main level, there's a full finished walk-out basement with a 6th possible bedroom and its own full bath. Possibilities of how to use this extra square footage are endless; a home office, in-law suite, theater room or even a studio style apartment for independent living under the same roof. Outside, you have a deck and gravel fire pit area that are begging to host all your favorite people. If quiet relaxation is more your style, the covered front porch offers the perfect place to unwind. There's no shortage of space inside or outside to gather with family or entertain guests. Additional features include a dedicated laundry and mudroom, two-bay garage, storage shed, circle driveway, and gravel parking area with plenty of room for campers, boats, or multiple vehicles. Recent updates include fresh paint, replacement windows in part of the home, new flooring, updated bathrooms, new gutters with leaf guards, hot water heater, and more. Conveniently located near multiple marinas and public boat ramps, and just minutes from Somerset and Monticello, this property offers both peaceful surroundings and easy access to area amenities.
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FeaturesInteriorInterior Amenities Ceiling Fan(s) Eat-in Kitchen Entrance Foyer Primary Downstairs Walk-In Closet(s)
Basement Exterior Entry Finished Walk-Out Access Walk-Up Access
Flooring Carpet Laminate
Basement (Y/N) Y
Air Conditioning Y/N Y
Heating Y/N Y
Window Features Blinds
Fireplace Y/N N
Above Grade Finished Area 3098.0
Half Baths 0
Laundry Features Electric Dryer Hookup Main Level Washer Hookup
Total Bedrooms 5
Below Grade Finished Area 1200.0
Total Baths 5
Heating-Heat Pump True
Heating-Forced Air True
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GeneralSewer Septic Tank
Heating Electric Forced Air Heat Pump
Cooling Electric Heat Pump
Utilities Electricity Connected Water Connected
Possession Negotiable
Roof Metal
Appliances Dishwasher Microwave Range Refrigerator
Garage Spaces 2.0
Patio/Porch Features Deck Porch Front Porch Rear Porch
Construction Materials Vinyl Siding
Year Built 1994
View Farm Rural
Levels One
Property Subtype Single Family Residence
Parcel Number 112-00-00-043.01
County Wayne
New Construction N
Property Type Residential
HOA N
Attached Garage N
Subdivision Name Rural
Garage Y/N Y
Total Rooms 17
Full Baths 5
Status Active
Directions From Somerset take Hwy 90 towards Monticello turn left onto Hwy 1568 home is on the left sign in yard
High School Wayne Co
City Monticello
High School District Wayne County - 70
MLS Area 070 - Wayne County
Lot Size Units Acres
Lot Size Square Feet 43560.0
Carport Y/N N
Elementary School Wayne Co
Land Lease Y/N N
Home Warranty Y/N N
Middle/Junior High School Wayne Co
MLS Area Minor 070 - Wayne County
Lease Considered Y/N N
Rent Control Y/N N
Virtual Tour http://view.paradym.com/showvt.asp?sk=303&t=4958071
Structure Type House
Standard Status Active
Senior Community None
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ExteriorExterior Amenities Fire Pit
Fencing None
Parking Features Attached Garage Garage Door Opener Garage Faces Side Off Street
Lot Features Few Trees Secluded
Water Source Public
Lot Size Area 1.0
Foundation Details Concrete Perimeter
Building Area Total 4298.0
Lot Size Acres 1.0
Lot Size Source Public Records
Waterfront Y/N N
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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* Excluded FeaturesList ByLake Cumberland Real Estate ProfessionalsBroker
Affordability Calculator
- Monthly Principal & Interest
- $2,537
- Monthly Property Taxes
- --
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Monticello, KY
Average List Price $233,532
Percent of Sale Price 43%
About Monticello, KY 6,475 Population
3% Since 2002
$ 26,350 Median Income
39.69 Median Age
25% Households with Children
Trends Information provided by ATTOM Data Solutions.
3289568 Elementary School
3292849 Middle School
Wayne Co High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 2/20/2026 | $412,000 | | Listed Price |