2420 Poinciana Avenue St James City, FL $ 299,900
2420 Poinciana Avenue
$ 299,900
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2420 Poinciana Avenue

St James City, FL, 33956
$ 299,900
Bedrooms3 Baths2.1 Sq 1,620

Monthly Estimate*

$ 1,847

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Single Family Home for sale in St James City, FL

for $299,900 with 3 bedrooms and 2 full baths, 1 half bath. This 1,620 square foot home was built in 2008 on a lot size of 0.125.

Welcome to your slice of island life in St. James City, perfectly tucked just off 4th Ave and within easy walking distance to local restaurants, waterfront bars, live music, and some of the best fishing spots in Southwest Florida. Leave the car parked — dinner, sunset cocktails, and casting a line are all just steps away. This elevated 3-bedroom, 2.5-bath home offers a traditional layout with a touch of quasi-Victorian charm, giving it character you simply don’t find in cookie-cutter homes. Think inviting curb appeal, classic lines, and just enough personality to spark compliments from guests. Inside, the first floor is designed for everyday living and entertaining, featuring a comfortable living room, dedicated dining area, kitchen, and convenient half bath. Upstairs, you’ll find all three bedrooms, including the private master suite, along with two full bathrooms — keeping the living space downstairs and the quiet retreat upstairs exactly where it belongs. Whether you're searching for a great starter family home, a low point-of-entry snowbird escape, or simply a place where weekends feel like a permanent vacation, this home checks the boxes. Elevated construction adds peace of mind, and the property is super low maintenance, giving you more time to enjoy boating, fishing, kayaking, and the laid-back island lifestyle. St. James City is known for its relaxed atmosphere, world-class fishing, easy access to Pine Island Sound and the Gulf, and locally loved spots like waterfront seafood restaurants and neighborhood gathering places. It’s the kind of community where golf carts are common, sunsets are routine, and neighbors still wave. If you’ve been waiting for an affordable way to get into island living — without sacrificing charm or location — this is it. Because life’s too short not to live within walking distance of fresh seafood and a good fishing story.

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Single Family Active

Price

$ 299,900

Bedrooms

3

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 2,720

Style

Multi-Level, Two Story

Lot Size

0.125

Year Built

2008

Town/City

St James City

County/Region

Lee

MLS | Web ID

2026009100

Features
General
Sewer Septic Tank
Heating Central Electric
Cooling Central Air Electric
Utilities Cable Available High Speed Internet Available
Possession Close Of Escrow
Roof Shingle
Appliances Range Refrigerator Washer
HOA Fee 0
Garage Spaces 0
Association Fee Includes None
Patio/Porch Features Open Porch
Architectural Style Multi-Level Two Story
Construction Materials Other Wood Frame
Pets Allowed Yes
Year Built 2008
View Landscaped
Stories Count 2
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Ownership Single Family
Waterfront Features None Across the Road Water Frontage
Community Features None
HOA Fee 2 0
County Lee
Property Type Residential
Association Amenities None
HOA false
Subdivision Name ST JAMES CITY
Facing Direction South
Garage Y/N false
Total Rooms 0
Full Baths 2
Status Active
Directions From Oleander east on 4th Ave left on Poinciana home is on the right.
City St James City
Land Lease Amount 0
Senior Community Y/N false
Zoning Description RS-1
MLS Area PI02 - Pine Island (South)
Lot Size Units Acres
Carport Spaces 0
Carport Y/N false
Tax Annual Amount 2720.62
Property Condition Resale
Virtual Tour https://youtu.be/bmFLQa9I-vA
Standard Status Active
Tax Lot 28
Property Sub Type Additional Single Family Residence
Legal Description ST JAMES CITY BLK 440 PB 3 PG 35 LOT 28 INCL
HOA Fee 3 0
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Interior
Interior Amenities Separate/Formal Dining Room Tub Shower Upper Level Primary Window Treatments Split Bedrooms
Flooring Vinyl
Furnished Y/N Unfurnished
Total Stories 2
Air Conditioning Y/N true
Heating Y/N true
Window Features Single Hung Shutters Window Coverings
Half Baths 1
Laundry Features Inside
Total Bedrooms 3
Entry Level 1
Total Baths 3
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Exterior
Exterior Amenities None
Lot Features Corner Lot Irregular Lot
Water Source Public
Lot Size Area 0.125
Foundation Details Raised
Spa false
Building Area Total 1620
Lot Dimensions 50 x 98 x 55 x 120
Lot Size Acres 0.125
Road Surface Type Paved
Private Pool false
Lot Size Source Appraiser
Waterfront Y/N false
Covered Spaces 0
Road Responsibility Public Maintained Road
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* Excluded Features
List By
Brandon Reitz

Listing Agent

Sea Glass Gulf Realty

Broker

brandonreitz@homesin239.com

Email

Affordability Calculator

$2,073
Per Month
89%
11%
0%
Monthly Principal & Interest
$1,847
Monthly Property Taxes
$227
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
2/20/2026$299,900 Listed Price

Map


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2420 Poinciana Avenue, St James City, FL, 33956 is a Single Family Home for sale at $299,900 with 1,620 sqft and a lot size of 0.125. 2420 Poinciana Avenue has 3 bedrooms, 2.1 baths, and was built in 2008. The property's zip code is 33956 which is in St James City, FL