98 SWIMMING PEN Drive Middleburg, FL ^$ 625,000

98 SWIMMING PEN Drive

^$ 625,000

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98 SWIMMING PEN Drive

Middleburg, FL, 32068

^$ 625,000

Bedrooms5 Baths2.1 Sq 2,800

Monthly Estimate*

^$ 3,848

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Single Family Home for sale in Middleburg, FL

for $625,000 with 5 bedrooms and 2 full baths, 1 half bath. This 2,800 square foot home was built in 1988 on a lot size of 0.88.

Spacious, private, and move-in ready! This impressive 5-bedroom home sits on a secluded .88-acre lot with NO CDD or HOA. Enjoy true Florida living with a beautiful screened-in pool featuring a waterfall fountain and color-changing water jets, all surrounded by a huge screened patio finished with durable Shark Coating--perfect for entertaining or relaxing year-round. The primary suite is conveniently located on the first floor and offers three closets plus a spa-like ensuite bath with a whirlpool tub and separate tiled shower. The spacious kitchen provides abundant cabinet storage, while upstairs you'll find four generously sized bedrooms and extensive storage throughout the home. Additional highlights include a new roof, two A/C units, a storage shed, and an 11x38 concrete pad with a 50-amp outlet--ideal for an RV or boat. Located just a couple of miles from Fleming Island's shopping, restaurants and doctors. Close to NAS JAX

Single Family Active

Price

^$ 625,000

Bedrooms

Full Bath

Half Bath

Property Type

Single Family

Taxes

^$ 3,475

Style

Mid-Century Modern

Lot Size

0.88

Year Built

1988

Town/City

Middleburg

County/Region

Clay

MLS | Web ID

2131071

Features

Interior

Interior Amenities Ceiling Fan(s) Eat-in Kitchen Entrance Foyer His and Hers Closets Primary Bathroom -Tub with Separate Shower Primary Downstairs Vaulted Ceiling(s) Walk-In Closet(s)

Flooring Carpet Tile Wood

Fireplace Features Double Sided Gas

Basement (Y/N) N

Air Conditioning Y/N Y

Heating Y/N Y

Fireplace Y/N Y

Half Baths 1

Laundry Features Electric Dryer Hookup Washer Hookup

Total Bedrooms 5

Total Baths 3

General

Sewer Septic Tank

Heating Electric Heat Pump

Cooling Central Air Electric

Utilities Cable Available Electricity Connected

Possession Close Of Escrow

Roof Shingle

Appliances Electric Oven Electric Range Electric Water Heater Refrigerator

Garage Spaces 2.0

Patio/Porch Features Rear Porch Screened

Architectural Style Mid-Century Modern

Pool Features In Ground Waterfall

Construction Materials Frame Stone Veneer Vinyl Siding Wood Siding

Year Built 1988

View Pond Pool

Stories Count 2

Levels Multi/Split Two

Property Subtype Single Family Residence

Tax Year 2025

Current Use Residential Single Family

Parcel Number 02052500885501600

Waterfront Features Pond

County Clay

New Construction 0

Property Type Residential

HOA N

Attached Garage N

Subdivision Name Oak Park

Garage Y/N Y

Other Structures Shed(s)

Total Rooms 0

Full Baths 2

Status Active

Directions From Highway 17 South turn right on CR220. Left on Swimming Pen Dr follow all the way around to home on right.

High School Fleming Island

City Middleburg

Senior Community Y/N N

Zoning Description Residential

MLS Area 146-Middleburg-NE

Lot Size Units Acres

Lot Size Square Feet 38332.8

Carport Y/N N

Listing Terms Cash Conventional FHA VA Loan

Elementary School Swimming Pen Creek

Property Attached Y/N N

Tax Annual Amount 3475.15

Home Warranty Y/N N

Middle/Junior High School Lakeside

Lease Renewal Y/N N

MLS Area Minor 146-Middleburg-NE

Lease Considered Y/N N

Rent Control Y/N N

Virtual Tour https://www.zillow.com/view-imx/44b71a13-18d0-4d54-a4bb-b44e69feb7d1?wl=true&setAttribution=mls&initialViewType=pano

Standard Status Active

Cash True

Conventional True

Accessory Dwelling Unit Y/N N

Water Body Access Y/N None

CDD N

Exterior

Fencing Fenced Back Yard

Parking Features Garage Garage Door Opener

Water Source Well

Lot Size Area 0.88

Spa N

Building Area Total 4026.0

Lot Size Acres 0.88

Waterfront Y/N Y

Crops Included Y/N N

Horse Y/N N

Irrigation Water Rights Y/N N

Internal Only

Street Number 1 98

* Excluded Features

List By

Coldwell Banker Vanguard Realty

Broker

Affordability Calculator

$4,138

Per Month

Monthly Principal & Interest: $3,848
Monthly Property Taxes: $290
Monthly Home Insurance: --

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Down Payment

Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Middleburg, FL

Average List Price ^$417,260

Percent of Sale Price 33%

About Middleburg, FL

13,761 Population

29% Since 2002

^$50,956 Median Income

40.76 Median Age

28% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

308073 Elementary School

307825 Middle School

Fleming Island High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
2/20/2026	$625,000		Listed Price

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98 SWIMMING PEN Drive, Middleburg, FL, 32068 is a Single Family Home for sale at $625,000 with 2,800 sqft and a lot size of 0.88. 98 SWIMMING PEN Drive has 5 bedrooms, 2.1 baths, and was built in 1988. The property's zip code is 32068 which is in Middleburg, FL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Listing data provided courtesy of the Internet Data Exchange (IDX) Program of the Northeast Florida Multiple Listing Service, Inc.

The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data is updated as of 2/20/2026.

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98 SWIMMING PEN Drive

Single Family Home for sale in Middleburg, FL

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