632 Smith Street Rochester, NY ^$ 99,900

632 Smith Street

^$ 99,900

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632 Smith Street

Rochester, NY, 14606

^$ 99,900

Bedrooms3 Baths1.0 Sq 1,001

Monthly Estimate*

^$ 615

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Single Family Home for sale in Rochester, NY

for $99,900 with 3 bedrooms and 1 full bath. This 1,001 square foot home was built in 1900 on a lot size of 0.1344.

Turnkey investment opportunity! This well-maintained 3-bedroom, 1-bath ranch offers spacious living areas. Currently rented for $1,720 per month on a one-year lease good through August 2026, this property delivers immediate, stable cash flow. Even better, it comes with a current and transferable C of O valid through November 2030—offering peace of mind. This one is a great addition to any portfolio! Can be sold individually or package with other properties.

Single Family Active

Price

^$ 99,900

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 1,854

Style

Ranch

Lot Size

0.1344

Year Built

1900

Town/City

Rochester

County/Region

Monroe

MLS | Web ID

R1662919

Features

Interior

Interior Amenities SeparateFormalDiningRoom EatInKitchen SeparateFormalLivingRoom BedroomOnMainLevel MainLevelPrimary

Basement Full

Flooring Laminate Varies

Total Fireplaces 0

Total Stories 1

Basement (Y/N) Yes

Heating Y/N Yes

Fireplace Y/N No

Half Baths 0

Laundry Features InBasement

Total Bedrooms 3

Main Level Bedrooms 3

Main Level Bathrooms 1

Total Baths 1

General

Sewer Connected

Heating Gas ForcedAir

Utilities CableAvailable ElectricityAvailable ElectricityConnected HighSpeedInternetAvailable SewerConnected WaterConnected

Possession CloseOfEscrow SubjectToTenantRights

Roof Asphalt

Appliances GasWaterHeater

Garage Spaces 0.0

Architectural Style Ranch

Construction Materials VinylSiding

School District Rochester

Year Built 1900

Electric CircuitBreakers

Stories Count 1

Township Not Applicable

Levels One

Property Subtype SingleFamilyResidence

County Monroe

Property Type Residential

Subdivision Name Whitney Tr

Garage Y/N No

Total Rooms 6

Full Baths 1

Status Active

City Rochester

Senior Community Y/N No

High School District Rochester

Number Of Units Total 0

MLS Area Rochester City-261400

Lot Size Units Acres

Lot Size Square Feet 5854.0

Year Built Details Existing

Tax Annual Amount 1854.0

Property Condition Resale

Standard Status Active

Middle/Junior School District Rochester

Elementary School District Rochester

Tax Assessed Value 50000

TaxOtherAnnualAssessmentAmount 0.0

Tax Lot 65

Exterior

Exterior Amenities BlacktopDriveway FullyFenced

Fencing Full

Parking Features NoGarage

Lot Features NearPublicTransit Rectangular RectangularLot ResidentialLot

Water Source Connected Public

Lot Size Area 0.1344

Foundation Details Block

Building Area Total 1001.0

Lot Dimensions 32X182

Lot Size Acres 0.1344

Waterfront Y/N No

Road Frontage Type CityStreet

Internal Only

Street Number 1 632

* Excluded Features

List By

Keller Williams Realty Greater Rochester

Broker

(585) 404-3841

Phone

Affordability Calculator

$770

Per Month

Monthly Principal & Interest: $615
Monthly Property Taxes: $155
Monthly Home Insurance: --

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Down Payment

Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Rochester, NY

Average List Price ^$182,071

Percent of Sale Price 82%

About Rochester, NY

204,840 Population

-7% Since 2002

^$33,046 Median Income

34.43 Median Age

25% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

1445827 Elementary School

1445318 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
2/19/2026	$99,900		Listed Price

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632 Smith Street, Rochester, NY, 14606 is a Single Family Home for sale at $99,900 with 1,001 sqft and a lot size of 0.1344. 632 Smith Street has 3 bedrooms, 1.0 baths, and was built in 1900. The property's zip code is 14606 which is in Rochester, NY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate on this web site comes in part from the Internet Data Exchange (IDX) Program of NYSAMLS. Real estate listings held by firms other than Weichert Realtors are marked with the IDX logo and detailed information about them includes the Listing Brokers Firm Name.

All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither the listing broker(s) nor Weichert Realtors shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless. Copyright 2026 All rights reserved.

Fair Housing Notice (FHN)-https://www.dos.ny.gov/licensing/docs/FairHousingNotice_new.pdf

Data is updated as of 4/12/2026.

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632 Smith Street

Single Family Home for sale in Rochester, NY

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