406 Payne Lane Spring City, TN $ 349,000
406 Payne Lane
$ 349,000
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406 Payne Lane

Spring City, TN, 37381
$ 349,000
Bedrooms3 Baths1.0 Sq 2,236

Monthly Estimate*

$ 2,149

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Single Family Home for sale in Spring City, TN

for $349,000 with 3 bedrooms and 1 full bath. This 2,236 square foot home was built in 1983 on a lot size of 2.

Welcome to this charming 3-bedroom, 1-bath home offering space, flexibility, and room to grow. Situated on a rare double lot, this property delivers both comfort and opportunity with plenty of outdoor space for entertaining, expansion, or simply enjoying the extra elbow room. Inside, you'll find a functional layout with an upstairs room that presents a prime value-add opportunity--easily convertible to include a second bathroom, creating additional convenience and equity potential. The dedicated ''man cave'' is ready for game day or weekend gatherings, complete with a pool table that conveys with the home. Step outside to enjoy the above-ground pool, which is ready for a refresh with a new liner--offering the perfect chance to customize and make it your own just in time for summer. Whether you're a first-time buyer, investor, or someone looking for space with upside potential, this property checks the boxes for lifestyle and long-term value.

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Single Family Active

Price

$ 349,000

Bedrooms

3

Full Bath

1

Property Type

Single Family

Taxes

$ 657

Style

Other

Lot Size

2

Year Built

1983

Town/City

Spring City

County/Region

Rhea

MLS | Web ID

20260827

Features
General
Living Area 2236
Sewer Septic Tank
Heating Natural Gas Central Dual Fuel Multi Units
Cooling Ceiling Fan(s) Central Air
Utilities Water Connected Electricity Connected
Possession Close Of Escrow
Roof Shingle
Appliances Dishwasher Electric Cooktop
Patio/Porch Features Deck Porch
Architectural Style Other
Pool Features Above Ground
Construction Materials Wood Siding
Year Built 1983
View Trees/Woods Rural Pasture
Levels One and One Half
Property Subtype Single Family Residence
Community Features None
County Rhea
New Construction false
Property Type Residential
HOA false
Attached Garage false
Subdivision Name Valley Dale Sub
Garage Y/N false
Other Structures Workshop Shed(s) Outbuilding
Full Baths 1
Status Active
Directions From 1st Street head toward Church Street and turn left onto Church Street. From there turn right onto Inman Street East and continue straight as it transitions into Inman Street West. Next turn right onto Keith Street NW and proceed straight before turning left onto 25th Street. Turn right onto US-27 North then make a right onto Rocky Springs Road. Take a slight right onto Muddy Creek Road followed by a right onto Payne Lane. The property will be located on the right.
High School Rhea County
City Spring City
Lot Size Units Acres
Lot Size Square Feet 87120
Carport Y/N false
Listing Terms Cash Conventional FHA USDA Loan VA Loan
Elementary School Spring City
Tax Annual Amount 657.44
Middle/Junior High School Spring City
Property Condition Updated/Remodeled
Structure Type House
Standard Status Active
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Interior
Interior Amenities Other Bathroom Mirror(s)
Basement Crawl Space
Flooring Luxury Vinyl
Air Conditioning Y/N true
Heating Y/N true
Window Features Aluminum Frames
Fireplace Y/N true
Half Baths 0
Laundry Features Laundry Room
Total Bedrooms 3
Total Baths 1
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Exterior
Exterior Amenities Rain Gutters
Fencing Fenced
Parking Features Off Street
Lot Features Rural Secluded Cleared
Water Source Well
Lot Size Area 2
Foundation Details Block
Lot Dimensions 134x313x123x310
Lot Size Acres 2
Road Surface Type Asphalt
Waterfront Y/N false
Road Frontage Type County Road
Other Equipment None
Road Responsibility Public Maintained Road
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* Excluded Features
List By
Darren Miller

Listing Agent

Exp Realty - Cleveland

Broker

darren.miller@exprealty.com

Email

Affordability Calculator

$2,204
Per Month
98%
2%
0%
Monthly Principal & Interest
$2,149
Monthly Property Taxes
$55
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
2912785 Elementary School
4508052 Middle School
Rhea County High School High School
Pricing History
DatePricePrice ChangeDescription
3/19/2026$349,000 -0.29% Price Down
2/19/2026$350,000 Listed Price

Map


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406 Payne Lane, Spring City, TN, 37381 is a Single Family Home for sale at $349,000 with 2,236 sqft and a lot size of 2. 406 Payne Lane has 3 bedrooms, 1.0 baths, and was built in 1983. The property's zip code is 37381 which is in Spring City, TN