New ConstructionOpen House 4/12 10am - 4pm
108 Ginger Trail
Homer, GA, 30547 $ 471,849
Bedrooms4 Baths3.1 Monthly Estimate*
$ 2,905
for $471,849 with 4 bedrooms and 3 full baths, 1 half bath. This home was built in 2026 on a lot size of 0.22.
Fairfield plan on Lot 61c. If you've been trying to find a 4-bedroom home on a golf course in Homer, GA under $500K, you already know how rare that is. That's what makes 108 Ginger Trail such an exciting opportunity. Finished in 2026 and set in the desirable Chimney Oaks Golf Course community, this home offers a warm, modern feel with a backdrop that's hard to beat. From the moment you step inside, the main level feels open, bright, and designed for real life. The kitchen and family room flow together seamlessly-perfect for casual mornings at the island, hosting friends, or cozy nights by the sleek linear electric fireplace. The kitchen features cashew-colored cabinetry, granite countertops, stainless steel appliances, and a spacious center island that naturally becomes the heart of the home. Downstairs, you'll find one bedroom and 1.5 baths, a setup that works beautifully for guests, in-laws, a home office, or anyone who appreciates main-level living. Upstairs, there are three comfortable bedrooms and two full baths, giving everyone their own space without sacrificing closeness. Natural light fills the entire home, and the golf course views create a sense of calm and privacy that's hard to find. One of the biggest perks is the unfinished basement-a true blank canvas for future expansion, storage, or whatever vision you have in mind. Step outside onto the covered back deck, complete with a ceiling fan, where evenings feel peaceful and mornings come with a view of the fairway. With a 2-car garage, 2,344 square feet of finished living space, and room to grow, this home feels both practical and thoughtfully designed. And being part of Chimney Oaks means you get the charm of a premier golf course community while still being close to everything you need in Homer. To schedule a private tour of 108 Ginger Trail, call or text for details and availability. This one truly stands out in today's market.
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Open House
4/12/2026 10:00 AM - 4:00 PM
108 Ginger Trail Homer, GA
* Some states or local ordinances may prohibit Open Houses at this time, please confirm with your Weichert agent or local rep to confirm
FeaturesGeneralSewer Septic Tank
Heating Electric
Cooling Ceiling Fan(s) Electric
Utilities Cable Available Electricity Available Phone Available Water Available
Roof Composition
Appliances Dishwasher Disposal Microwave Range
HOA Fee 1365
Association Fee Includes Maintenance Grounds Swimming Tennis
Patio/Porch Features Deck
Architectural Style Traditional
Security Features Carbon Monoxide Detector(s) Smoke Detector(s)
Construction Materials Concrete
Year Built 2026
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Community Features Clubhouse Fitness Center Golf Street Lights Tennis Court(s) Walk To Schools Near Shopping
County Banks
New Construction true
Property Type Residential
HOA true
Attached Garage false
Subdivision Name Chimney Oaks
Garage Y/N true
Full Baths 3
Status Active
Directions Use GPS
High School Banks
City Homer
Body of Water None
Lot Size Units Square Feet
Lot Size Square Feet 9583.2
Carport Y/N false
Elementary School Banks
Property Attached Y/N false
Land Lease Y/N false
Tax Annual Amount 260
Home Warranty Y/N true
Middle/Junior High School Banks
Property Condition New Construction
Structure Type House
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
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InteriorInterior Amenities High Ceilings
Basement Unfinished
Flooring Carpet
Total Fireplaces 1
Common Walls No Common Walls
Air Conditioning Y/N true
Heating Y/N true
Window Features Double Pane Windows
Fireplace Y/N true
Above Grade Finished Area 0
Half Baths 1
Laundry Features Common Area
Total Bedrooms 4
Below Grade Finished Area 0
Main Level Bedrooms 1
Main Level Bathrooms 1
Below Grade Finished Area Unit Type Square Feet
Above Grade Finished Area Unit Type Square Feet
Kitchen Features Kitchen Island Walk-in Pantry
Total Baths 4
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ExteriorParking Features Garage
Lot Features Private
Water Source Public
Total Parking 2
Lot Size Area 9583.2
Foundation Details Slab
Building Area Total 0
Lot Size Acres 0.22
Frontage Type Golf Course
Lot Size Source Public Records
Waterfront Y/N false
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* Excluded FeaturesList Byggentzel@pbgbuilt.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $2,905
- Monthly Property Taxes
- $22
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Homer, GA
Average List Price $443,244
Percent of Sale Price 6%
About Homer, GA 1,187 Population
26% Since 2002
$ 43,497 Median Income
39.42 Median Age
31% Households with Children
Trends Information provided by ATTOM Data Solutions.
1951162 Elementary School
1951031 Middle School
Banks High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 2/19/2026 | $471,849 | | Listed Price |