Recently Listed New Construction 108 Ginger Trail
Homer, GA, 30547 $ 471,849
Bedrooms4 Baths3.1 Sq 2,344 Monthly Estimate*
$ 2,905
for $471,849 with 4 bedrooms and 3 full baths, 1 half bath. This 2,344 square foot home was built in 2026 on a lot size of 0.22.
If you’ve been trying to find a 4-bedroom home on a golf course in Homer, GA under $500K, you already know how rare that is. That’s what makes 108 Ginger Trail such an exciting opportunity. Finished in 2026 and set in the desirable Chimney Oaks Golf Course community, this home offers a warm, modern feel with a backdrop that’s hard to beat. From the moment you step inside, the main level feels open, bright, and designed for real life. The kitchen and family room flow together seamlessly—perfect for casual mornings at the island, hosting friends, or cozy nights by the sleek linear electric fireplace. The kitchen features cashew-colored cabinetry, granite countertops, stainless steel appliances, and a spacious center island that naturally becomes the heart of the home. Downstairs, you’ll find one bedroom and 1.5 baths, a setup that works beautifully for guests, in-laws, a home office, or anyone who appreciates main-level living. Upstairs, there are three comfortable bedrooms and two full baths, giving everyone their own space without sacrificing closeness. Natural light fills the entire home, and the golf course views create a sense of calm and privacy that’s hard to find. One of the biggest perks is the unfinished basement—a true blank canvas for future expansion, storage, or whatever vision you have in mind. Step outside onto the covered back deck, complete with a ceiling fan, where evenings feel peaceful and mornings come with a view of the fairway. With a 2-car garage, 2,344 square feet of finished living space, and room to grow, this home feels both practical and thoughtfully designed. And being part of Chimney Oaks means you get the charm of a premier golf course community while still being close to everything you need in Homer. To schedule a private tour of 108 Ginger Trail, call or text for details and availability. This one truly stands out in today’s market. ***Interior Stock Photos being used***
See more
FeaturesGeneralSewer Septic Tank
Heating Electric
Cooling Ceiling Fan(s) Electric
Utilities Cable Available Electricity Available Phone Available Water Available
Roof Composition Shingle
Appliances Dishwasher Disposal Electric Range Microwave
HOA Fee 1365
Garage Spaces 2
Association Fee Includes Maintenance Grounds Swim Tennis
Patio/Porch Features Deck
Architectural Style Traditional
Pool Features None
Security Features Carbon Monoxide Detector(s) Smoke Detector(s)
Construction Materials Cement Siding
Year Built 2026
Electric 110 Volts
View Golf Course
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Parcel Number B50C061
Waterfront Features None
Community Features Clubhouse Fitness Center Golf Homeowners Assoc Near Schools Near Shopping Pickleball Restaurant Street Lights Tennis Court(s)
Accessibility None
HOA Fee 2 0
Assoc Fee Paid Per Annually
County Banks - GA
Property Type Residential
HOA true
Energy Efficient None
Subdivision Name Chimney Oaks
Green Energy Generation None
Other Structures None
Full Baths 3
Status Active
Directions Use GPS
High School Banks County
City Homer
Body of Water None
Spa Features None
Elementary School Banks County
Property Attached Y/N false
Land Lease Y/N false
Tax Annual Amount 260
Home Warranty Y/N true
Middle/Junior High School Banks County
Property Condition New Construction
Builder Name PBG
Standard Status Active
Freehold IDX
Corporate Owner None
See more
InteriorInterior Amenities High Ceilings 9 ft Main
Basement Unfinished
Flooring Carpet Luxury Vinyl Tile
Total Fireplaces 1
Fireplace Features Electric
Common Walls No Common Walls
Window Features Double Pane Windows
Half Baths 1
Laundry Features Common Area
Total Bedrooms 4
Room Type Family Room
Main Level Bedrooms 1
Main Level Bathrooms 1
Kitchen Features Cabinets Other Kitchen Island Pantry Walk-In View to Family Room
Total Baths 4
Primary Bathroom Features Double Shower Double Vanity
Dining Room Features Open Concept
See more
ExteriorExterior Amenities Private Yard
Fencing None
Parking Features Garage
Lot Features Back Yard Front Yard
Water Source Public
Foundation Details Slab
Building Area Total 2344
Lot Dimensions x
Lot Size Acres 0.22
Road Surface Type Paved
Lot Size Source Public Records
Road Frontage Type Private Road
Other Equipment None
Horse Amenities None
See more
* Excluded FeaturesList ByGrayson GentzelListing Agent
Pbg Built Realty, LlcBroker
Ggentzel@pbgbuilt.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $2,905
- Monthly Property Taxes
- $22
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Homer, GA
Average List Price $438,866
Percent of Sale Price 7%
About Homer, GA 1,187 Population
26% Since 2002
$ 43,497 Median Income
39.42 Median Age
31% Households with Children
Trends Information provided by ATTOM Data Solutions.
4698156 Elementary School
4698155 Middle School
Banks County High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 2/19/2026 | $471,849 | | Listed Price |
108 Ginger Trail, Homer, GA, 30547 is a Single Family Home for sale at $471,849 with 2,344 sqft and a lot size of 0.22. 108 Ginger Trail has 4 bedrooms, 3.1 baths, and was built in 2026. The property's zip code is 30547 which is in Homer, GA