1121 W 13th Street Spencer, IA $ 289,900
1121 W 13th Street
$ 289,900
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1121 W 13th Street

Spencer, IA, 51301
$ 289,900
Bedrooms4 Baths2.0 Sq 2,240

Monthly Estimate*

$ 1,785

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Single Family Home for sale in Spencer, IA

for $289,900 with 4 bedrooms and 2 full baths. This 2,240 square foot home was built in 1974 on a lot size of 0.18.

This 4 bed 2 bath home sits in a great location close to Deerfield Park and the Spencer Y. One of the standout features you will appreciate with this home is an oversized heated workshop attached to the double garage. This space features built-in cabinets and is perfect for projects, hobbies, extra workspace or storage. The kitchen has been remodeled with quartz countertops and tile backsplash, perfectly located for seamless access to the rear yard deck and patio. On the main level you’ll find a comfortable family room, three bedrooms, and a full bath. The finished basement adds even more living space with another family room, a beautifully updated bathroom, a non-conforming 4th bedroom, an oversized laundry room, and plenty of storage. The exterior was updated in 2020 with new siding, shingles, gutters, and deck. The large fenced-in backyard offers plenty of room for kids, pets, and outdoor entertaining.

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Single Family Contingent

Price

$ 289,900

Bedrooms

4

Full Bath

2

Property Type

Single Family

Taxes

$ 3,796

Style

Ranch

Lot Size

0.18

Year Built

1974

Town/City

Spencer

County/Region

Clay

MLS | Web ID

260034

Features
Interior
Interior Features Garage Door Opener Main Floor Bedrooms Washer/Dryer Hkups Window Coverings
Furnished Y/N No
Total Baths 2
Full Baths 1
Bath Description 3/4 Basement
1/4 Baths 0
Basement Features Finished-Full
Basement Material Concrete Block
Basement Style Full
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General
Sewer Public Sewer
Construction Stick Built
Heating Forced Air
Cooling Central
Roof Asphalt
Appliances Dishwasher Dryer Washer
Flood Zone Unknown
Number of Garage Spaces 3
School District Spencer
Electric Breakers
Architectural Style Ranch
Stories Count 1
Class RESIDENTIAL
Assessments Unknown
Levels One
Type Single Family Residence
Total Lots 1
Terms Cash Conventional
Yearly Taxes 3796
Tax Year 2024
Fuel Natural Gas
Status Active Contingent-No Show
Subdivision IA
Sale/Rent For Sale
Status Detail 5
Lot Sqft 7920
Construction Materials Hardboard
Primary City Spencer
Year Built 1974
City Spencer
Total Sq Ft 2240
DOM 5
Secondary City Clay County
Postal Code 51301
Price Per Sq Ft Total AG 129.42
Public Remarks This 4 bed 2 bath home sits in a great location close to Deerfield Park and the Spencer Y. One of the standout features you will appreciate with this home is an oversized heated workshop attached to
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Exterior
Exterior Features Fenced Yard-Full
Waterfront 0
Garage Type Attached
Lot Size Source Assessor
Water Source Public/City
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* Excluded Features
List By
Seth Hellinga

Listing Agent

Real Estate Unlimited

Broker

(712) 320-0482

Phone

seth@reunlimited.com

Email

Affordability Calculator

$2,101
Per Month
85%
15%
0%
Monthly Principal & Interest
$1,785
Monthly Property Taxes
$316
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1883250 Elementary School
1883270 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
2/19/2026$289,900 Listed Price

Map


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1121 W 13th Street, Spencer, IA, 51301 is a Single Family Home for sale at $289,900 with 2,240 sqft and a lot size of 0.18. 1121 W 13th Street has 4 bedrooms, 2.0 baths, and was built in 1974. The property's zip code is 51301 which is in Spencer, IA