406 Payne Lane Spring City, TN $ 349,000
406 Payne Lane
$ 349,000
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406 Payne Lane

Spring City, TN, 37381
$ 349,000
Bedrooms3 Baths1.0 Sq 2,236

Monthly Estimate*

$ 2,149

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Single Family Home for sale in Spring City, TN

for $349,000 with 3 bedrooms and 1 full bath. This 2,236 square foot home was built on a lot size of 2.

Welcome to this charming 3-bedroom, 1-bath home offering space, flexibility, and room to grow. Situated on a rare double lot, this property delivers both comfort and opportunity with plenty of outdoor space for entertaining, expansion, or simply enjoying the extra elbow room. Inside, you'll find a functional layout with an upstairs room that presents a prime value-add opportunity—easily convertible to include a second bathroom, creating additional convenience and equity potential. The dedicated ''man cave'' is ready for game day or weekend gatherings, complete with a pool table that conveys with the home. Step outside to enjoy the above-ground pool, which is ready for a refresh with a new liner—offering the perfect chance to customize and make it your own just in time for summer. Whether you're a first-time buyer, investor, or someone looking for space with upside potential, this property checks the boxes for lifestyle and long-term value.

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Single Family Active

Price

$ 349,000

Bedrooms

3

Full Bath

1

Property Type

Single Family

Taxes

$ 657

Style

Lot Size

2

Town/City

Spring City

County/Region

Rhea

MLS | Web ID

1528822

Features
General
Sewer Septic Tank
Heating Central Dual Fuel Natural Gas
Cooling Ceiling Fan(s) Central Air
Utilities Electricity Connected Water Connected
Possession Close Of Escrow
Roof Shingle
Appliances Electric Cooktop Dishwasher
Patio/Porch Features Deck Porch
Architectural Style Other
Pool Features Above Ground
Construction Materials Wood Siding
Year Built 1983
View Pasture Rural Trees/Woods
Stories Count 1
Levels One and One Half
Property Subtype Single Family Residence
Community Features None
Additional Parcels Description 025 001.29
County Rhea
New Construction N
Property Type Residential
HOA N
Attached Garage N
Subdivision Name Valley Dale
Garage Y/N N
Other Structures Outbuilding Shed(s) Workshop
Total Rooms 0
Full Baths 1
Status Active
Directions From 1st Street head toward Church Street and turn left onto Church Street. From there turn right onto Inman Street East and continue straight as it transitions into Inman Street West. Next turn righ
High School Rhea County High School
City Spring City
Senior Community Y/N N
Lot Size Units Acres
Lot Size Square Feet 87120.0
Carport Y/N N
Listing Terms Cash Conventional FHA USDA Loan VA Loan
Spa Features None
Elementary School Spring City
Land Lease Y/N N
Tax Annual Amount 657.44
Home Warranty Y/N N
Middle/Junior High School Spring City
Property Condition Updated/Remodeled
Lease Renewal Y/N N
Additional Parcels Y/N Y
Lease Considered Y/N N
Rent Control Y/N N
Structure Type House
Standard Status Active
Legal Description Tax ID 025 001.41 Tax ID 025 001.29
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Exterior
Exterior Amenities Rain Gutters
Fencing Fenced
Parking Features Off Street
Lot Features Cleared Rural Secluded
Water Source Well
Lot Size Area 2.0
Foundation Details Block
Spa N
Building Area Total 2236.0
Lot Dimensions 134x313x123x310
Lot Size Acres 2.0
Road Surface Type Asphalt
Waterfront Y/N N
Road Frontage Type County Road
Other Equipment None
Crops Included Y/N N
Road Responsibility Public Maintained Road
Horse Y/N N
Irrigation Water Rights Y/N N
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Interior
Flooring Luxury Vinyl
Fireplace Features Wood Burning Stove
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Window Features Aluminum Frames
Fireplace Y/N Y
Above Grade Finished Area 2236.0
Half Baths 0
Laundry Features Laundry Room
Total Bedrooms 3
Below Grade Finished Area 0.0
Total Baths 1
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Internal Only
Street Number 1 406
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* Excluded Features
List By
Exp Realty Llc

Broker

darren.miller@exprealty.com

Email

Affordability Calculator

$2,204
Per Month
98%
2%
0%
Monthly Principal & Interest
$2,149
Monthly Property Taxes
$55
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1547307 Elementary School
1547310 Middle School
Rhea County High School High School
Pricing History
DatePricePrice ChangeDescription
3/19/2026$349,000 -0.29% Price Down
2/19/2026$350,000 Listed Price

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406 Payne Lane, Spring City, TN, 37381 is a Single Family Home for sale at $349,000 with 2,236 sqft and a lot size of 2. 406 Payne Lane has 3 bedrooms and 1.0 baths. The property's zip code is 37381 which is in Spring City, TN