10984 Elm Drive Lusby, MD ^$ 399,990

10984 Elm Drive

^$ 399,990

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10984 Elm Drive

Lusby, MD, 20657

^$ 399,990

Bedrooms3 Baths2.0 Sq 1,767

Monthly Estimate*

^$ 2,463

10984 Elm Drive, Lusby, MD 20657 - Image 1

10984 Elm Drive, Lusby, MD 20657 - Image 2

Single Family Home for sale in Lusby, MD

for $399,990 with 3 bedrooms and 2 full baths. This 1,767 square foot home was built in 1940 on a lot size of 0.17.

Located in the private beachfront community of Cove Point, this 3-bedroom, 2-bath home offers 1,767 square feet of extensively updated living space just steps from the Chesapeake Bay. The interior has been renovated with a clean, cohesive finish throughout. The kitchen features shaker-style cabinetry, quartz countertops, stainless steel appliances, recessed lighting, and wide-plank flooring that continues through the main living areas. A tiled fireplace feature wall anchors the living space, while both bathrooms have been updated with contemporary finishes and large-format tile surrounds. Recent mechanical upgrades include a tankless hot water heater, whole-home water filtration system, and a new holding tank system. Cove Point residents enjoy private beach access along the Chesapeake Bay, offering true coastal living while remaining convenient to local shopping, dining, and commuter routes.

Single Family Coming Soon

Price

^$ 399,990

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 3,597

Style

Cottage

Lot Size

0.17

Year Built

1940

Town/City

Lusby

County/Region

Calvert

MLS | Web ID

MDCA2025178

Features

General

Living Area 1767

Sewer Holding Tank

Heating Forced Air

Cooling Heat Pump(s)

Possession 0-30 Days CD

Appliances Dishwasher Dryer - Electric Instant Hot Water Microwave Oven/Range - Electric Stainless Steel Appliances Washer Water Heater - Tankless

Zoning WCD

Architectural Style Cottage

Construction Materials Block Vinyl Siding Stick Built

School District CALVERT COUNTY PUBLIC SCHOOLS

Year Built 1940

Levels 1

Tax Year 2026

Ownership Fee Simple

Cool Fuel Electric

Accessibility None

County CALVERT

New Construction N

Property Type Residential

HOA N

Subdivision Name COVE POINT

Garage Y/N N

Water Access Y/N N

Other Structures Above Grade Below Grade

Full Baths 2

Status COMING SOON

Directions Google maps correct

City LUSBY

Senior Community Y/N N

Lot Size Units Square Feet

Lot Size Square Feet 7500.00

Tax Annual Amount 3597.0

Home Warranty Y/N N

Structure Type Detached

Condo/Coop Association fee Y/N N

Bathrooms Full Main Level 2

Bathrooms Count Main Level 2.00

Price Per Sq Ft Total AG 226.37

Vacation Rental Y/N N

Standard Status Coming Soon

Year Built Source Assessor

Legal Subdivision COVE POINT

Interior

Interior Amenities Floor Plan - Open Water Treat System

Heating Fuel Oil

Total Fireplaces 1

Hot Water Electric

Basement (Y/N) N

Heating Y/N Y

Fireplace Y/N Y

Above Grade Finished Area 1767

Central Air Y/N N

Total Bedrooms 3

Below Grade Finished Area 0

Main Level Bedrooms 3

Below Grade Finished Area Unit Type Square Feet

Below Grade Finished Area Source Assessor

Above Grade Finished Area Source Assessor

Above Grade Finished Area Unit Type Square Feet

Total Baths 2

Exterior

Pool No Pool

Water Source Well

Type of Parking Driveway

Foundation Details Block

Water View Y/N N

Lot Size Acres 0.17

Lot Size Source Assessor

Waterfront Y/N N

Navigable Water Y/N N

Water Oriented Y/N N

Internal Only

Street Number 1 10984

* Excluded Features

List By

Exp Realty, Llc

Broker

robert.schou@exprealty.com

Affordability Calculator

$2,763

Per Month

Monthly Principal & Interest: $2,463
Monthly Property Taxes: $300
Monthly Home Insurance: --

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Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Lusby, MD

Average List Price ^$433,695

Percent of Sale Price 8%

About Lusby, MD

2,003 Population

14% Since 2002

^$80,299 Median Income

37.99 Median Age

34% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

3535987 Elementary School

3534875 Middle School

Patuxent High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
2/19/2026	$399,990		Listed Price

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10984 Elm Drive, Lusby, MD, 20657 is a Single Family Home for sale at $399,990 with 1,767 sqft and a lot size of 0.17. 10984 Elm Drive has 3 bedrooms, 2.0 baths, and was built in 1940. The property's zip code is 20657 which is in Lusby, MD

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Information Deemed Reliable But Not Guaranteed. The data relating to real estate for sale on this website appears in part through the BrightMLS Broker Reciprocity^SM program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which Weichert, Realtors® participates, and is provided by BrightMLS through a licensing agreement.

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10984 Elm Drive

Single Family Home for sale in Lusby, MD

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