18200 CYPRESS COVE LANE Lutz, FL $ 950,000
18200 CYPRESS COVE LANE
$ 950,000
Recently Listed
Share Save

18200 CYPRESS COVE LANE

Lutz, FL, 33549
$ 950,000
Bedrooms4 Baths3.0 Sq 2,307

Monthly Estimate*

$ 5,849

18200 CYPRESS COVE LANE, Lutz, FL 33549 - Image 1
18200 CYPRESS COVE LANE, Lutz, FL 33549 - Image 2
18200 CYPRESS COVE LANE, Lutz, FL 33549 - Image 3
18200 CYPRESS COVE LANE, Lutz, FL 33549 - Image 4
18200 CYPRESS COVE LANE, Lutz, FL 33549 - Image 5
18200 CYPRESS COVE LANE, Lutz, FL 33549 - Image 6
18200 CYPRESS COVE LANE, Lutz, FL 33549 - Image 7
18200 CYPRESS COVE LANE, Lutz, FL 33549 - Image 8
18200 CYPRESS COVE LANE, Lutz, FL 33549 - Image 9
18200 CYPRESS COVE LANE, Lutz, FL 33549 - Image 10
18200 CYPRESS COVE LANE, Lutz, FL 33549 - Image 11
18200 CYPRESS COVE LANE, Lutz, FL 33549 - Image 12
18200 CYPRESS COVE LANE, Lutz, FL 33549 - Image 13
18200 CYPRESS COVE LANE, Lutz, FL 33549 - Image 14
18200 CYPRESS COVE LANE, Lutz, FL 33549 - Image 15
18200 CYPRESS COVE LANE, Lutz, FL 33549 - Image 16
18200 CYPRESS COVE LANE, Lutz, FL 33549 - Image 17
18200 CYPRESS COVE LANE, Lutz, FL 33549 - Image 18
18200 CYPRESS COVE LANE, Lutz, FL 33549 - Image 19
18200 CYPRESS COVE LANE, Lutz, FL 33549 - Image 20
18200 CYPRESS COVE LANE, Lutz, FL 33549 - Image 21
18200 CYPRESS COVE LANE, Lutz, FL 33549 - Image 22
18200 CYPRESS COVE LANE, Lutz, FL 33549 - Image 23
18200 CYPRESS COVE LANE, Lutz, FL 33549 - Image 24
18200 CYPRESS COVE LANE, Lutz, FL 33549 - Image 25
18200 CYPRESS COVE LANE, Lutz, FL 33549 - Image 26
18200 CYPRESS COVE LANE, Lutz, FL 33549 - Image 27
18200 CYPRESS COVE LANE, Lutz, FL 33549 - Image 28
18200 CYPRESS COVE LANE, Lutz, FL 33549 - Image 29
18200 CYPRESS COVE LANE, Lutz, FL 33549 - Image 30
18200 CYPRESS COVE LANE, Lutz, FL 33549 - Image 31
18200 CYPRESS COVE LANE, Lutz, FL 33549 - Image 32
18200 CYPRESS COVE LANE, Lutz, FL 33549 - Image 33
18200 CYPRESS COVE LANE, Lutz, FL 33549 - Image 34
18200 CYPRESS COVE LANE, Lutz, FL 33549 - Image 35
18200 CYPRESS COVE LANE, Lutz, FL 33549 - Image 36
18200 CYPRESS COVE LANE, Lutz, FL 33549 - Image 37
18200 CYPRESS COVE LANE, Lutz, FL 33549 - Image 38
18200 CYPRESS COVE LANE, Lutz, FL 33549 - Image 39
18200 CYPRESS COVE LANE, Lutz, FL 33549 - Image 40
18200 CYPRESS COVE LANE, Lutz, FL 33549 - Image 41
18200 CYPRESS COVE LANE, Lutz, FL 33549 - Image 42
18200 CYPRESS COVE LANE, Lutz, FL 33549 - Image 43
18200 CYPRESS COVE LANE, Lutz, FL 33549 - Image 44
18200 CYPRESS COVE LANE, Lutz, FL 33549 - Image 45
18200 CYPRESS COVE LANE, Lutz, FL 33549 - Image 46
18200 CYPRESS COVE LANE, Lutz, FL 33549 - Image 47
18200 CYPRESS COVE LANE, Lutz, FL 33549 - Image 48
18200 CYPRESS COVE LANE, Lutz, FL 33549 - Image 49
18200 CYPRESS COVE LANE, Lutz, FL 33549 - Image 50
18200 CYPRESS COVE LANE, Lutz, FL 33549 - Image 51
18200 CYPRESS COVE LANE, Lutz, FL 33549 - Image 52

Single Family Home for sale in Lutz, FL

for $950,000 with 4 bedrooms and 3 full baths. This 2,307 square foot home was built in 1974 on a lot size of 0.28.

Experience true waterfront living on beautiful Lake Stemper, a private ski lake offering year-round boating and water recreation. With only approximately 20 homes lining its shoreline, this rare lakefront opportunity offers both exclusivity and privacy. Tucked away on a quiet cul-de-sac, this fully updated modern lakefront home blends clean architectural lines with effortless indoor-outdoor living. Designed around a private courtyard, the sparkling heated saltwater pool creates a secluded retreat at the heart of the home—perfect for entertaining or relaxing in total privacy. The pool and surrounding pavers were installed and sealed in April 2022 and resealed in April 2024, adding both beauty and long-term durability to the outdoor space. Step inside to an open-concept layout featuring soaring ceilings, contemporary finishes, custom indoor shades, and a ProFlame electric fireplace with remote control for effortless ambiance. The beautifully renovated kitchen showcases sleek cabinetry and stainless steel appliances. Expansive windows flood the interior with natural light, while breathtaking water views immediately capture your attention. Sliding doors guide you seamlessly outdoors to a fully equipped outdoor kitchen (2022) featuring a Blaze 4-burner propane grill, flat top and side burner, sink, ice maker, and granite countertops accented with LED lighting strips underneath. Just beyond, a spacious deck leads to your private covered dock (2022), creating the ultimate lakeside entertaining space. Whether you're hosting sunset dinners, launching your boat for a day on the ski lake, or simply enjoying the peaceful setting, this property was designed to embrace lakefront living. A standout feature is the detached ADU, complete with its own private entrance and kitchenette—ideal for guests, multigenerational living, a home office, or added flexibility. Major improvements include a new septic tank and drain field completed in 2025, offering added peace of mind. This is modern Florida lakefront living—private, updated, and perfectly positioned on one of the area’s most desirable ski lakes.

See more

Single Family Active

Price

$ 950,000

Bedrooms

4

Full Bath

3

Property Type

Single Family

Taxes

$ 9,748

Style

Single Family Residence

Lot Size

0.28

Year Built

1974

Town/City

Lutz

County/Region

Hillsborough

MLS | Web ID

TB8477263

Features
General
Sewer Septic Tank
Heating Electric
Cooling Central Air
Utilities Electricity Connected
Possession Close Of Escrow
Roof Membrane
Appliances Dishwasher Dryer Microwave Range Washer Wine Refrigerator
Zoning RSC-4
Garage Spaces 2
Patio/Porch Features Covered Deck Rear Porch Side Porch
Pool Features Heated In Ground Salt Water
Construction Materials Stucco Vinyl Siding
Year Built 1974
View Water
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Waterfront Features Lake Front
County Hillsborough
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name UNPLATTED
Facing Direction North
Garage Y/N true
Other Structures Guest House Outdoor Kitchen Storage
Total Rooms 3
Full Baths 3
Status Active
Directions From 41 head East on Sunset turn right on Cypress Cove house is on the right at the end of the street.
City LUTZ
Body of Water LAKE STEMPER
Senior Community Y/N false
MLS Area 33549 - Lutz
Lot Size Units Square Feet
Lot Size Square Feet 12058
Carport Y/N false
Listing Terms Cash Conventional FHA VA Loan
Land Lease Y/N false
Tax Annual Amount 9748
Additional Parcels Y/N false
Lease Considered Y/N true
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Tax Lot 9
Legal Description TRACT BEG 880.22 FT S OF NE COR OF SW 1/4 OF NE 1/4 AND RUN N 78 DEG W 70 FT S 10 DEG 57 MIN W 157.1
Water View Lake
Water Access Type Lake
Minimum Lease No Minimum
Water Access Y/N true
ILS Under Air SQFT 357
Water View Y/N true
Flood Zone Code X
DockY/N true
See more
Interior
Interior Amenities Cathedral Ceiling(s) Open Floorplan Primary Bedroom Main Floor Vaulted Ceiling(s)
Flooring Luxury Vinyl Tile
Furnished Y/N Unfurnished
Fireplace Features Electric Family Room
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Half Baths 0
Laundry Features Laundry Room
Total Bedrooms 4
Total Baths 3
See more
Exterior
Exterior Amenities Courtyard Lighting Outdoor Grill Outdoor Kitchen Private Mailbox Private Yard Sliding Doors Storage
Parking Features Garage Door Opener
Lot Features Cul-De-Sac
Water Source Public
Lot Size Area 12058
Foundation Details Slab
Spa false
Building Area Total 3045
Lot Size Acres 0.28
Road Surface Type Paved
Private Pool true
Waterfront Y/N true
Covered Spaces 2
See more
* Excluded Features
List By
Agile Group Realty

Broker

yourhomegirlsarahferguson@gmail.com

Email

Affordability Calculator

$6,662
Per Month
88%
12%
0%
Monthly Principal & Interest
$5,849
Monthly Property Taxes
$812
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save

Discover how much house you can afford

Your dream home may be within reach.

Learn More about how to save

The time to sell is now
THE TIME TO SELL IS NOW! What's my home worth?
Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
2/18/2026$950,000 Listed Price

Map


See all

18200 CYPRESS COVE LANE, Lutz, FL, 33549 is a Single Family Home for sale at $950,000 with 2,307 sqft and a lot size of 0.28. 18200 CYPRESS COVE LANE has 4 bedrooms, 3.0 baths, and was built in 1974. The property's zip code is 33549 which is in Lutz, FL