3215 GULF CITY ROAD Ruskin, FL $ 3,450,000
3215 GULF CITY ROAD
$ 3,450,000
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3215 GULF CITY ROAD

Ruskin, FL, 33570
$ 3,450,000
Bedrooms7 Baths9.0 Sq 8,769

Monthly Estimate*

$ 21,242

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Multi-Family Home for sale in Ruskin, FL

for $3,450,000 with 7 bedrooms and 9 full baths. This 8,769 square foot home was built in 2011 on a lot size of 2.27.

Tucked away in the exclusive Lost River Preserve, this custom-built Mediterranean-inspired lakefront estate presents a rare opportunity to own a fully curated, turnkey retreat with exceptional income-producing flexibility. Spanning 2.25 acres across four parcels with more than 300 feet of water frontage, the property is designed for private enjoyment, luxury rental income, or a strategic blend of both. Curated furnishings are available to convey with acceptable terms, offering a seamless transition for buyers seeking immediate use as a luxury vacation rental, corporate retreat venue, or multi-generational estate. Designed and executed with unparalleled craftsmanship, featuring poured concrete tilt-wall construction, impact-rated windows and doors, and a Galvalume aluminum tile-look roof—engineered for durability, resilience, and peace of mind. Elevated in Flood Zone X, the estate remains high and dry, rare in waterfront living. Inside, approximately 6,700 square feet unfolds across two distinct yet connected residences, joined by a sunlit foyer—ideal for multi-generational living, extended family stays, or flexible rental configurations. The layout allows the homes to function together or independently, offering the ability to rent one wing while retaining private use of the other. Both living spaces boast walls of glass, soaring tray ceilings, and arched details that frame sweeping lake views, while the primary suites, also positioned on the water, feature spa-inspired baths, dual closets, and seating bays. A flexible interior space with kitchenette and full ensuite opens to the pool terrace—perfect for guest accommodations, wellness use, or rental versatility. Outdoors, a private resort awaits: a custom saltwater pool with sun shelves, oversized spa, pool bath, and outdoor kitchen beneath a screened lanai overlooking the lake—an ideal setting for large family gatherings, holiday retreats, intimate celebrations, or hosted events. The covered boat dock includes a ski boat hoist and filleting station, while a secondary dock provides additional launch space and a lakeside perch for sunset views. Adding value and income potential, the detached guest villa offers approximately 1,200 square feet with a full kitchen and living quarters, ideal for short-term rental, live-in ownership with passive income, or private guest accommodations. Adjacent is a three-bay garage suited for boats and recreational storage. A separate lakefront entertainment pavilion, complete with a full bath and double French doors, opens to the water—well-suited for weddings, corporate retreats, wellness weekends, or private events, allowing the estate to live and earn far beyond a traditional single-family home. The property is eligible for rentals with a one-week minimum, ideal for vacation rentals, group retreats, or owner-occupied income strategies. Further enhancing future upside, the fourth parcel includes architectural plans for a three-bedroom, two-bath residence, providing a clear path to expand the estate’s rental footprint or long-term value. Utilities are already initiated, including pre-plumbing—saving time in the build process. Lost River Preserve spans 900 acres of protected lakes and shoreline, offering boating, kayaking, and trophy bass fishing amid preserved natural beauty—just 35 minutes from Downtown Tampa. More than a home, this is a legacy property with future income potential—where lifestyle, flexibility, and long-term value align.

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Multi-Family Active

Price

$ 3,450,000

Bedrooms

7

Full Bath

9

Property Type

Multi-Family

Taxes

$ 13,234

Style

Triplex

Lot Size

2.27

Year Built

2011

Town/City

Ruskin

County/Region

Hillsborough

MLS | Web ID

TB8469293

Features
General
Sewer Septic Tank
Heating Central Electric Propane
Cooling Central Air Humidity Control Zoned
Utilities BB/HS Internet Available Cable Available Cable Connected Electricity Connected Fiber Optics Phone Available Propane Underground Utilities Water Connected
Roof Metal
Appliances Built-In Oven Convection Oven Cooktop Dishwasher Disposal Exhaust Fan Gas Water Heater Microwave Range Hood Refrigerator Tankless Water Heater Water Filtration System Water Purifier Water Softener
Zoning PD
HOA Fee 224.39
Garage Spaces 8
Patio/Porch Features Covered Front Porch Rear Porch Screened
Pool Features Child Safety Fence Fiber Optic Lighting Gunite Heated In Ground Lap Lighting Outside Bath Access Salt Water Screen Enclosure
Security Features Closed Circuit Camera(s) Fire Alarm Security Lights Security System Smoke Detector(s)
Construction Materials Concrete Stucco Tilt up Walls
Pets Allowed Yes
Year Built 2011
View Park/Greenbelt Trees/Woods Water
Levels One
Property Subtype Triplex
Tax Year 2024
Ownership Fee Simple
Waterfront Features Lake Waterfront Lake Front
Community Features Community Boat Ramp Dock Fishing Lake Private Boat Ramp Water Access Waterfront
Accessibility Accessible Approach with Ramp Accessible Bedroom Accessible Closets Accessible Common Area Accessible Doors Accessible Electrical and Environmental Controls Accessible Entrance Accessible Full Bath Visitor Bathroom Accessible Hallway(s) Accessible Kitchen Accessible Kitchen Appliances Accessible Central Living Area Accessible Washer/Dryer Central Living Area Customized Wheelchair Accessible Enhanced Accessible
Assoc Fee Paid Per Quarterly
County Hillsborough
New Construction false
Property Type Residential Income
Association Amenities Park Storage Trail(s)
Attached Garage true
Subdivision Name LOST RIVER PRESERVE PH I
Garage Y/N true
Green Indoor Air Quality HVAC UV/Elec. Filtration Integrated Pest Management No Smoking-Interior Buildg Non Toxic Pest Control
Other Structures Barn(s) Guest House Outdoor Kitchen Storage
Status Active
Directions Head southwest on US-41 S toward Gulf City Rd Turn right at the 1st cross street onto Gulf City Rd Slight left to stay on Gulf City Rd. Home will be on the right.
High School Lennard-HB
City RUSKIN
Association Name Jennifer Tutko
Senior Community Y/N false
Number Of Units Total 2
MLS Area 33570 - Ruskin/Apollo Beach
Lot Size Units Acres
Lot Size Square Feet 98769
Carport Y/N false
Listing Terms Cash Conventional FHA VA Loan
Spa Features Heated In Ground
Elementary School Ruskin-HB
Land Lease Y/N false
Tax Annual Amount 13234.14
Middle/Junior High School Shields-HB
Additional Parcels Y/N false
Lease Considered Y/N true
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Tax Lot 28
Legal Description LOST RIVER PRESERVE PHASE I LOT 28
Water View Lake
Water Access Type Lake Lake - Chain of Lakes
Minimum Lease 1-7 Days
Water Access Y/N true
Monthly HOA Amount 74.8
Additional Rooms Bonus Room Den/Library/Office Great Room
Water View Y/N true
Flood Zone Code X
DockY/N true
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Interior
Interior Amenities Accessibility Features Ceiling Fan(s) Central Vacuum Crown Molding Eating Space In Kitchen High Ceilings In Wall Pest System Kitchen/Family Room Combo L Dining Open Floorplan Pest Guard System Primary Bedroom Main Floor Solid Surface Counters Solid Wood Cabinets Split Bedroom Stone Counters Tray Ceiling(s) Walk-In Closet(s)
Flooring Ceramic Tile Engineered Hardwood Porcelain Tile
Furnished Y/N Negotiable
Air Conditioning Y/N true
Heating Y/N true
Window Features ENERGY STAR Qualified Windows Insulated Windows Storm Window(s)
Fireplace Y/N false
Laundry Features Corridor Access Inside Laundry Room
Total Bedrooms 7
Total Baths 9
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Exterior
Exterior Amenities French Doors Irrigation System Lighting Outdoor Grill Outdoor Kitchen Outdoor Shower Private Mailbox Sliding Doors
Parking Features Bath In Garage Boat Circular Driveway Driveway Garage Faces Side Ground Level Oversized RV Garage
Lot Features Oversized Lot
Water Source Well
Lot Size Area 2.2674
Foundation Details Stem Wall
Number of Buildings 2
Spa true
Building Area Total 13156
Lot Dimensions 295 x 165
Lot Size Acres 2.27
Road Surface Type Paved Asphalt
Private Pool true
Waterfront Y/N true
Covered Spaces 8
Road Frontage Type Street Paved
Road Responsibility Public Maintained Road
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* Excluded Features
List By
Tomlin, St Cyr & Associates Llc

Broker

carina.galati@tomlinstcyr.com

Email

Affordability Calculator

$22,345
Per Month
95%
5%
0%
Monthly Principal & Interest
$21,242
Monthly Property Taxes
$1,103
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3324922 Elementary School
266360 Middle School
Lennard-HB High School High School
Pricing History
DatePricePrice ChangeDescription
2/17/2026$3,450,000 Listed Price

Map


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3215 GULF CITY ROAD, Ruskin, FL, 33570 is a Multi-Family Home for sale at $3,450,000 with 8,769 sqft and a lot size of 2.27. 3215 GULF CITY ROAD has 7 bedrooms, 9.0 baths, and was built in 2011. The property's zip code is 33570 which is in Ruskin, FL