26 Otsego Street Oneonta, NY $ 149,000
26 Otsego Street
$ 149,000
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26 Otsego Street

Oneonta, NY, 13820
$ 149,000
Bedrooms3 Baths3.0 Sq 1,736

Monthly Estimate*

$ 917

26 Otsego Street, Oneonta, NY 13820 - Image 1
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26 Otsego Street, Oneonta, NY 13820 - Image 4
26 Otsego Street, Oneonta, NY 13820 - Image 5
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26 Otsego Street, Oneonta, NY 13820 - Image 7
26 Otsego Street, Oneonta, NY 13820 - Image 8
26 Otsego Street, Oneonta, NY 13820 - Image 9
26 Otsego Street, Oneonta, NY 13820 - Image 10
26 Otsego Street, Oneonta, NY 13820 - Image 11
26 Otsego Street, Oneonta, NY 13820 - Image 12
26 Otsego Street, Oneonta, NY 13820 - Image 13

Multi-Family Home for sale in Oneonta, NY

for $149,000 with 3 bedrooms and 3 full baths. This 1,736 square foot home was built in 1943 on a lot size of 0.08.

Attention investors and savvy owner-occupants: this three-unit, 3 BR multifamily property offers strong value-add potential with the opportunity for immediate income. Renovations have already began, providing a head start for the next owner to complete improvements and maximize returns. The basement apartment is currently unfinished, creating additional upside for those looking to expand income potential once completed. Whether you’re looking to live in one unit while generating rental income from the others, or add a cash-flowing asset to your portfolio, this property presents flexibility and long-term opportunity. With improvements, this property could reach significantly higher market value. Priced below full market value to reflect its current condition. Projected future gross income, with improvements, upward of $36,000. Property is being sold as-is. Bring your vision and capitalize on the potential. Convenient location in center city Oneonta within walking distance to downtown and easy access to colleges and the I88 corridor.

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Multi-Family Active

Price

$ 149,000

Bedrooms

3

Full Bath

3

Property Type

Multi-Family

Taxes

$ 4,650

Style

MultiFamily

Lot Size

0.08

Year Built

1943

Town/City

Oneonta

County/Region

Otsego

MLS | Web ID

R1662373

Features
General
Sewer Connected
Heating Electric Gas Other SeeRemarks ForcedAir
Cooling Other SeeRemarks
Utilities SewerConnected WaterConnected
Possession CloseOfEscrow
Appliances GasWaterHeater
Garage Spaces 0.0
Construction Materials CompositeSiding Other SeeRemarks
School District Oneonta
Year Built 1943
Stories Count 3
Township Not Applicable
Property Subtype MultiFamily
County Otsego
Property Type Residential
Rent Includes Gardener SnowRemoval TrashCollection Water
Full Baths 3
Status Active
Directions From Main Street turn onto Otsego St past Dunkin Donuts. Corner of Otsego and Fair.
City Oneonta
Senior Community Y/N No
High School District Oneonta
Number Of Units Total 3
MLS Area Oneonta-City-361200
Lot Size Units Acres
Lot Size Square Feet 3485.0
Year Built Details Existing
Tax Annual Amount 4650.0
Property Condition Resale
Standard Status Active
Middle/Junior School District Oneonta
Elementary School District Oneonta
Tax Assessed Value 125000
TaxOtherAnnualAssessmentAmount 0.0
Tax Lot 26
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Interior
Basement Partial
Flooring Carpet Hardwood Varies Vinyl
Total Fireplaces 0
Total Stories 3
Basement (Y/N) Yes
Heating Y/N Yes
Fireplace Y/N No
Half Baths 0
Total Bedrooms 3
Main Level Bathrooms 0
Total Baths 3
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Exterior
Parking Features Paved TwoOrMoreSpaces
Lot Features Rectangular RectangularLot ResidentialLot
Water Source Connected Public
Lot Size Area 0.08
Foundation Details Stone
Building Area Total 1736.0
Lot Dimensions 35X71
Lot Size Acres 0.08
Waterfront Y/N No
Number of Separate Gas Meters 3
Number of Separate Electric Meters 3
Road Frontage Type CityStreet
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Internal Only
Street Number 1 26
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* Excluded Features
List By
Bluesky Properties

Broker

(607) 287-8965

Phone

Affordability Calculator

$1,305
Per Month
70%
30%
0%
Monthly Principal & Interest
$917
Monthly Property Taxes
$388
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4122763 Elementary School
4122830 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
2/17/2026$149,000 Listed Price

Map


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26 Otsego Street, Oneonta, NY, 13820 is a Multi-Family Home for sale at $149,000 with 1,736 sqft and a lot size of 0.08. 26 Otsego Street has 3 bedrooms, 3.0 baths, and was built in 1943. The property's zip code is 13820 which is in Oneonta, NY