1813 20th Avenue W Spencer, IA ^$ 337,000

1813 20th Avenue W

^$ 337,000

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Recently Listed

1813 20th Avenue W

Spencer, IA, 51301

^$ 337,000

Bedrooms3 Baths2.0 Sq 1,794

Monthly Estimate*

^$ 2,075

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Single Family Home for sale in Spencer, IA

for $337,000 with 3 bedrooms and 2 full baths. This 1,794 square foot home was built in 2019 on a lot size of 0.24.

Easy Living Opportunity! Perfect for anyone looking to downsize or simplify their daily life. One-level living that is pure comfort with open-concept floor plan allowing room to entertain yet ideal for quiet nights in. Beautiful kitchen offers ample cabinetry, a pantry, sleek countertops and spacious island. Check out this quality built duplex on an end lot in a desirable neighborhood across from Spencer Golf and Country Club.

Single Family Active

Price

^$ 337,000

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 3,230

Style

Ranch

Lot Size

0.24

Year Built

2019

Town/City

Spencer

County/Region

Clay

MLS | Web ID

260026

Features

Interior

Interior Features Ceiling Fan(s) Garage Door Opener Main Floor Laundry Pantry Smoke Alarms

Furnished Y/N No

Total Baths 2

Full Baths 1

1/4 Baths 0

Basement Style Slab

General

Sewer Public Sewer

Construction Frame/Wood Stick Built

Heating Forced Air

Cooling Central

Roof Asphalt

Appliances Dishwasher Disposal Exhaust Fan/Hood Microwave Range/Stove

Flood Zone No

Number of Garage Spaces 2

School District Spencer

Electric Breakers

Architectural Style Ranch

Stories Count 1

Class RESIDENTIAL

Assessments No

Levels One

Type Duplex

Yearly Taxes 3230

Tax Year 2025

Fuel Natural Gas

Status Active

Subdivision IA

Sale/Rent For Sale

Status Detail 0

Lot Sqft 10643

Construction Materials Brick Smart Board

Primary City Spencer

Year Built 2019

Directions GPS

City Spencer

Total Sq Ft 1794

DOM 7

Secondary City Clay County

Postal Code 51301

Price Per Sq Ft Total AG 187.85

Public Remarks Easy Living Opportunity! Perfect for anyone looking to downsize or simplify their daily life. One-level living that is pure comfort with open-concept floor plan allowing room to entertain yet ideal f

Exterior

Exterior Features Driveway-Concrete In-Grnd Sprklr Sys Patio

Waterfront 0

Garage Type Attached

Other Structures Storage

Lot Size Source Assessor

Water Source Public/City

* Excluded Features

List By

Kim Bates

Listing Agent

Northwest Iowa Realty

Broker

(712) 260-7149

Phone

kimbates@iowarealty.com

Affordability Calculator

$2,344

Per Month

Monthly Principal & Interest: $2,075
Monthly Property Taxes: $269
Monthly Home Insurance: --

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Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Spencer, IA

Average List Price ^$224,189

Percent of Sale Price 33%

About Spencer, IA

11,142 Population

-1% Since 2002

^$46,679 Median Income

41.57 Median Age

27% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

1883250 Elementary School

1883270 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
2/17/2026	$337,000		Listed Price

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1813 20th Avenue W, Spencer, IA, 51301 is a Single Family Home for sale at $337,000 with 1,794 sqft and a lot size of 0.24. 1813 20th Avenue W has 3 bedrooms, 2.0 baths, and was built in 2019. The property's zip code is 51301 which is in Spencer, IA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate on this web site comes in part from the Internet Data Exchange (IDX) Program of the Iowa Great Lakes Board of REALTORS service.

The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data is deemed reliable but is not guaranteed accurate by the the MLS. Data is updated as of 2/24/2026.

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1813 20th Avenue W

Single Family Home for sale in Spencer, IA

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