8623 Saddle Creek Drive Berlin, MD $ 1,050,000
8623 Saddle Creek Drive
$ 1,050,000
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8623 Saddle Creek Drive

Berlin, MD, 21811
$ 1,050,000
Bedrooms5 Baths3.0 Sq 3,716

Monthly Estimate*

$ 6,465

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Single Family Home for sale in Berlin, MD

for $1,050,000 with 5 bedrooms and 3 full baths. This 3,716 square foot home was built in 1992 on a lot size of 2.

8623 Saddle Creek Drive, West Ocean City / Berlin, Maryland Most waterfront homes in Worcester County force you to choose. Land or location. Privacy or proximity. Freedom or HOA oversight. 8623 Saddle Creek Drive refuses that tradeoff. Set on more than two waterfront acres in the quietly positioned Saddle Creek community between Historic Downtown Berlin and Route 611 in West Ocean City, this 3,600+ square foot home delivers five plus bedrooms, three full baths, and direct cove access that opens into the bay. No formal HOA. No recurring HOA fees. Deeded covenants remain in place, but the control stays with you. This is for buyers who want water access without giving up space. For boaters who are tired of trailering. For families who need real square footage, not just bedroom count. The private pier accommodates multiple boat slips and leads directly into open bay waters. Sunset runs, paddleboards at dusk, early morning fishing. Not weekend ideas. Everyday options. Inside, the layout stretches. Hardwood floors anchor the main level. A wood burning brick fireplace becomes the natural gathering point. The updated kitchen centers around a large eat in island built for conversation. Beyond the expected bedrooms and baths, there are bonus rooms that matter: office, study, secondary living area, hobby space. Enough separation for extended family. Enough flexibility for evolving needs. The major upgrades are already complete. New roof. Updated kitchen. New geothermal HVAC systems. The mechanical confidence is there, leaving interior personalization entirely up to the next owner. The location is the part many buyers overlook until they drive it. Ten minutes to the shops and restaurants of Downtown Berlin. A straight shot down Route 611 to Assateague Island and its protected beaches and wild horses. East into Ocean City for the Boardwalk, marinas, and dining. Then back home to quiet water and open sky. Non HOA waterfront homes on two plus acres in this West Ocean City and Berlin corridor are not common. Especially not with direct bay access, a private pier, and major systems already addressed. If you understand what land, water, and location are worth in Worcester County, this property deserves your attention.

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Single Family Active

Price

$ 1,050,000

Bedrooms

5

Full Bath

3

Property Type

Single Family

Taxes

$ 7,243

Style

Traditional

Lot Size

2

Year Built

1992

Town/City

Berlin

County/Region

Worcester

MLS | Web ID

MDWO2035860

Features
General
Living Area 3716
Sewer Private Septic Tank
Heating Forced Air Other
Cooling Central A/C Geothermal
Possession Settlement
Roof Architectural Shingle
Appliances Built-In Microwave Dishwasher Disposal Dryer Exhaust Fan Oven/Range - Electric Washer
Zoning R-1
Garage Spaces 2.00
Patio/Porch Features Deck(s) Porch(es)
Architectural Style Traditional
Construction Materials Concrete Masonry
School District WORCESTER COUNTY PUBLIC SCHOOLS
Exclusions See Inventory Addendum
Year Built 1992
View Bay Panoramic Other Water
Levels 2
Tax Year 2025
Ownership Fee Simple
Cool Fuel Electric
Waterfront Features Private Dock Site
Building Name NONE AVAILABLE
Accessibility None
County WORCESTER
New Construction N
Property Type Residential
HOA N
Subdivision Name SADDLE CREEK
Garage Y/N Y
Water Access Y/N Y
Other Structures Above Grade Below Grade
Full Baths 3
Status ACTIVE
Directions Route 611 South. Right on Assateague Road - Route 376. 1.5 miles to Saddle Creek Subdivision on the Left. Property is on the right just past 8623 Saddle Creek Dr.
City BERLIN
Disclosures Prop Disclaimer
Senior Community Y/N N
MLS Area Worcester East of Rt-113
Lot Size Units Square Feet
Lot Size Square Feet 87120.00
Tax Annual Amount 7243.0
Structure Type Detached
Condo/Coop Association fee Y/N N
Bathrooms Full Main Level 1
Bathrooms Count Main Level 1.00
Price Per Sq Ft Total AG 282.56
Vacation Rental Y/N N
Location Type Bayfront
Standard Status Active
Year Built Source Assessor
Legal Subdivision Saddle Creek
Tax Lot 0006
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Interior
Interior Amenities Additional Stairway Attic Bathroom - Walk-In Shower Breakfast Area Built-Ins Ceiling Fan(s) Dining Area Double/Dual Staircase Family Room Off Kitchen Floor Plan - Traditional Formal/Separate Dining R
Heating Fuel Electric
Total Fireplaces 1
Fireplace Features Brick
Hot Water Electric
Basement (Y/N) N
Heating Y/N Y
Fireplace Y/N Y
Above Grade Finished Area 3716
Central Air Y/N Y
Total Bedrooms 5
Below Grade Finished Area 0
Entry Level 1
Room Type Family Room Study Office Bonus Room Hobby Room
Below Grade Finished Area Unit Type Square Feet
Laundry Type Dryer In Unit Washer In Unit
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 3
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Exterior
Pool No Pool
Parking Features Asphalt Driveway Circular Driveway
Water Source Private
Inclusions See Inventory Addendum
Garage Features Garage - Side Entry Garage Door Opener Inside Access
Type of Parking Attached Garage Driveway
Foundation Details Block
Water View Y/N Y
Lot Dimensions 0.00 x 0.00
Lot Size Acres 2.00
Water Body Type Cove
Lot Size Source Assessor
Waterfront Y/N Y
Number of Docks 1
Land Assessed Value 0.00
Navigable Water Y/N Y
Number of Slips 1
Water Oriented Y/N Y
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Internal Only
Street Number 1 8623
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* Excluded Features
List By
Keller Williams Realty Delmarva

Broker

grant@grantf.com

Email

Affordability Calculator

$7,069
Per Month
91%
9%
0%
Monthly Principal & Interest
$6,465
Monthly Property Taxes
$604
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3534738 Elementary School
3535750 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
2/16/2026$1,050,000 Listed Price

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8623 Saddle Creek Drive, Berlin, MD, 21811 is a Single Family Home for sale at $1,050,000 with 3,716 sqft and a lot size of 2. 8623 Saddle Creek Drive has 5 bedrooms, 3.0 baths, and was built in 1992. The property's zip code is 21811 which is in Berlin, MD