138 Bell Phipps Road Monticello, KY $ 260,000
138 Bell Phipps Road
$ 260,000
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138 Bell Phipps Road

Monticello, KY, 42633
$ 260,000
Bedrooms3 Baths2.0 Sq 1,502

Monthly Estimate*

$ 1,601

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Single Family Home for sale in Monticello, KY

for $260,000 with 3 bedrooms and 2 full baths. This 1,502 square foot home was built in 1998 on a lot size of 3.9.

Looking for a cozy home with room to roam? Welcome to this charming single-level home located in the peaceful Murl Community of Wayne County. Situated on approximately 4± unrestricted, flat acres, this 3-bedroom, 2-bath home offers the perfect blend of comfort, space, and versatility. Inside, you'll find an open-concept layout designed for easy living, along with a bright enclosed sunroom—ideal for relaxing year-round. The home features dual heat sources, including central heat and air plus a freestanding wood-burning stove, giving you comfort and efficiency in every season. Outside, the property truly shines. Multiple outbuildings provide ample storage or workspace, and a second home site is already in place with water and electric available. With plenty of space for animals, gardens, a workshop, or a large garage, this property is ready for your hobby farm or outdoor dreams. Conveniently located just 2.5 miles from the nearest community boat launch and close to Lake Cumberland, this home is perfect as a starter home, retirement retreat, vacation getaway, or potential Airbnb. Seller is currently working on replacing current the roof.

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Single Family Active

Price

$ 260,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 0

Style

Ranch

Lot Size

3.9

Year Built

1998

Town/City

Monticello

County/Region

Wayne

MLS | Web ID

26002678

Features
General
Sewer Septic Tank
Heating Heat Pump Wood Stove
Cooling Electric
Possession Negotiable
Roof Composition
Appliances Dishwasher Microwave Range Refrigerator
Patio/Porch Features Porch
Architectural Style Ranch
Construction Materials Vinyl Siding
Year Built 1998
Levels One
Property Subtype Single Family Residence
Parcel Number 015-70-04-001.00
County Wayne
New Construction N
Property Type Residential
HOA N
Attached Garage N
Subdivision Name Rural
Garage Y/N N
Other Structures Shed(s) Other
Total Rooms 6
Full Baths 2
Status Active
Directions 90 West to Monticello turn right onto State Hwy 1546 for about 3 miles turn right onto Phipps Rd. take left hand curve Home is on the right with sign in the yard
High School Wayne Co
City Monticello
High School District Wayne County - 70
MLS Area 070 - Wayne County
Lot Size Units Acres
Lot Size Square Feet 169884.0
Carport Spaces 2.0
Carport Y/N Y
Elementary School Wayne Co
Land Lease Y/N N
Home Warranty Y/N N
Middle/Junior High School Wayne Co
MLS Area Minor 070 - Wayne County
Lease Considered Y/N N
Rent Control Y/N N
Structure Type House
Standard Status Active
Senior Community None
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Interior
Basement Crawl Space
Flooring Carpet Hardwood
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N N
Above Grade Finished Area 1502.0
Half Baths 0
Total Bedrooms 3
Below Grade Finished Area 0.0
Total Baths 2
Heating-Heat Pump True
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Exterior
Parking Features Detached Carport
Lot Features Few Trees
Water Source Public
Lot Size Area 3.9
Foundation Details Block
Building Area Total 1502.0
Lot Size Acres 3.9
Lot Size Source Public Records
Waterfront Y/N N
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 138
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* Excluded Features
List By
Keller Williams Commonwealth - Somerset

Broker

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$1,601
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Monthly Principal & Interest
$1,601
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Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3289568 Elementary School
3292849 Middle School
Wayne Co High School High School
Pricing History
DatePricePrice ChangeDescription
2/15/2026$260,000 Listed Price

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138 Bell Phipps Road, Monticello, KY, 42633 is a Single Family Home for sale at $260,000 with 1,502 sqft and a lot size of 3.9. 138 Bell Phipps Road has 3 bedrooms, 2.0 baths, and was built in 1998. The property's zip code is 42633 which is in Monticello, KY