364 Mccarthy Avenue Oceano, CA $ 2,099,000
364 Mccarthy Avenue
$ 2,099,000
Recently Listed New Construction
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364 Mccarthy Avenue

Oceano, CA, 93445
$ 2,099,000
Bedrooms4 Baths3.1 Sq 2,772

Monthly Estimate*

$ 12,924

Listed by Home & Ranch Sotheby's Intl
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Single Family Home for sale in Oceano, CA

for $2,099,000 with 4 bedrooms and 3 full baths, 1 half bath. This 2,772 square foot home was built in 2026 on a lot size of 0.0987.

Experience the pinnacle of coastal living in this brand-new custom home, just completed by Beach Front Builders and ideally located in an exclusive neighborhood at the gateway to Pismo State Beach, with beach access just down the street. Set on an oversized 4,300± sq. ft. lot with 43 feet of road frontage, the property offers exceptional functionality, including a stamped concrete driveway, generous parking, and a dedicated side area equipped with an RV waste line. The main living level is designed as a cohesive, open-concept space connecting the living room, dining area, and kitchen. Wide-plank flooring, a coffered ceiling with wood beam accents, recessed lighting, and a modern gas fireplace create a refined yet comfortable atmosphere. Two large sliding doors open to the backyard and stamped concrete patio, allowing for seamless indoor–outdoor living. The kitchen is both elegant and functional, featuring double wall ovens, a six-burner gas cooktop with pot filler, quartz countertops, bar seating, custom cabinetry, and an oversized sink with professional-style faucet. A thoughtfully designed butler’s pantry provides additional counter space and storage, with room for small appliances and a wine fridge. The lower level includes a private bedroom with en suite bath and a separate guest bathroom, making it ideal for guests or multigenerational living. A large interior space was intentionally constructed to accommodate a future elevator, offering flexibility for long-term use. Upstairs, a spacious family room with a wet bar opens to a balcony and enjoys views overlooking the lagoon and dunes. Three additional bedrooms are located on this level, including the primary suite, which features his-and-hers walk-in closets, a private balcony, and a dedicated makeup and vanity area. The primary bath includes a generous soaking tub, dual sinks, and a walk-in shower. An additional upstairs guest bathroom mirrors the home’s elevated finish level. A standout feature is the private rooftop deck, offering an elevated outdoor space ideal for entertaining, relaxing, and enjoying the surrounding coastal setting, including peekaboo ocean views. Additional features include owned solar, tankless hot water, and modern mechanicals with heat pump HVAC. Located minutes from Pismo Beach, shopping, golf courses, and the Central Coast’s renowned wineries, this property offers a rare opportunity to own a thoughtfully designed coastal retreat.

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Single Family Active

Price

$ 2,099,000

Bedrooms

4

Full Bath

3

Half Bath

1

Property Type

Single Family

Taxes

$ 0

Style

Lot Size

0.0987

Year Built

2026

Town/City

Oceano

County/Region

San Luis Obispo

MLS | Web ID

NS26026796

Days on Market

17

Features
General
Living Area 2772
Sewer Public Sewer
Heating Central
Cooling Central Air
Utilities Cable Available Electricity Connected Natural Gas Connected Phone Available Sewer Connected Water Connected
Possession Close Of Escrow
Roof Composition
Appliances Dishwasher Gas Range Microwave Refrigerator Tankless Water Heater
HOA Fee 0
Garage Spaces 2
Pool Features None
Year Built 2026
View Neighborhood Ocean Peek-A-Boo
Levels Three Or More
Property Subtype Single Family Residence
Waterfront Features Beach Access Ocean Access Ocean Side Of Freeway
Community Features Biking Fishing Golf Hiking Water Sports
County San Luis Obispo
New Construction true
Property Type Residential
HOA false
Attached Garage true
Subdivision Name Oceano(350)
Garage Y/N true
Full Baths 3
Special Listing Conditions Standard
Status Active
Directions From hwy 1 Take Pier Ave left of Lakeside right on McCarthy
City Oceano
Entry Location Side
Senior Community Y/N false
High School District Lucia Mar Unified
Number Of Units Total 1
MLS Area OCNO - Oceano
Lot Size Units Square Feet
Lot Size Square Feet 4300
Listing Terms Cash Cash to New Loan
Property Attached Y/N false
Land Lease Y/N false
Property Condition Under Construction
Additional Parcels Y/N false
Lease Considered Y/N false
Virtual Tour https://properties.aspectvisuals.co/mls/231802911 https://properties.aspectvisuals.co/364mccarthyave
Structure Type House
Living Area Units Square Feet
Builder Name Beachfront Builders
Standard Status Active
Occupancy Type Vacant
Year Built Source Owner
Tax Lot 43
Property Sub Type Additional Single Family Residence
Expected Active Date 2026-02-14
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Interior
Interior Amenities Beamed Ceilings Wet Bar Breakfast Bar Balcony High Ceilings Open Floorplan Pantry Recessed Lighting See Remarks Bedroom on Main Level Entrance Foyer Walk-In Pantry Walk-In Closet(s)
Fireplace Features Family Room Gas Living Room
Total Stories 3
Common Walls No Common Walls
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Half Baths 1
Laundry Features Inside Laundry Room
Total Bedrooms 4
Entry Level 1
Main Level Bedrooms 1
Main Level Bathrooms 2
Total Baths 4
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Exterior
Fencing Vinyl
Parking Features Driveway Garage Faces Front
Lot Features Rectangular Lot
Water Source Public
Total Parking 2
Lot Size Area 4300
Foundation Details Slab
Lot Size Acres 0.0987
Private Pool false
Lot Size Source Assessor
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* Excluded Features
List By
Home & Ranch Sotheby's Intl

Broker

ian.chandler@sothebysrealty.com

Email

Affordability Calculator

$12,924
Per Month
100%
0%
0%
Monthly Principal & Interest
$12,924
Monthly Property Taxes
--
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
2/14/2026$2,099,000 Listed Price

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364 Mccarthy Avenue, Oceano, CA, 93445 is a Single Family Home for sale at $2,099,000 with 2,772 sqft and a lot size of 0.0987. 364 Mccarthy Avenue has 4 bedrooms, 3.1 baths, and was built in 2026. The property's zip code is 93445 which is in Oceano, CA