925 E Pearl Street
Monticello, FL, 32344 $ 375,000
Bedrooms4 Baths3.1 Sq 2,768 Monthly Estimate*
$ 2,309
for $375,000 with 4 bedrooms and 3 full baths, 1 half bath. This 2,768 square foot home was built in 1901 on a lot size of 0.92.
Charming historic home with bonus guest cottage, located on the most beautiful oak lined street in picturesque Monticello, Florida. OWNER FINANCING AVAILABLE call for convenient terms. Enjoy small-town living in this updated home featuring a 2020 Roof, 2022 HVAC, 2025 Water Heater, Updated Electrical, CPVC and Copper Plumbing, Schedule 40 sewer piping, and mostly updated windows. New mini split ac in owners suite, new ac duct work, carpet, and landscaping. Relax on the inviting wrap-around porches or sundeck, perfect for enjoying peaceful mornings and evenings. Inside, the home offers formal living and dining rooms, a spacious owner's suite with en suite bath and dual walk-in closets and beautiful hard wood floors. A galley kitchen with SS appliances, large pantry and sunny breakfast room with guest bath. Spacious laundry room with W/D 2nd refrigerator and ample storage. Upstairs, you'll find a second master suite with an updated bath and walk-in closet. Also 2 additional bedrooms and full bath. Situated on a generous .91-acre lot with 2 Homes and two fenced areas, ideal for pets or even a chicken coop! The separate guest cottage, built in 1987, features a full kitchen, bath, living room, washer/dryer, carport, and separate utility meter perfect for rental income or multi-generational living. Walk to charming local restaurants, antique shops, and live performances at the Monticello Opera House, or enjoy nearby outdoor adventures and historic attractions. Main Home is 4 bedroom 3 1/2 Baths and the guest cottage is 718 Square feet not included in listing square footage total.
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FeaturesInteriorInterior Amenities Ceiling Fan(s) His and Hers Closets Primary Downstairs Walk-In Closet(s)
Flooring Wood
Total Fireplaces 6
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N Y
Half Baths 1
Laundry Features Lower Level
Total Bedrooms 4
Total Baths 4
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GeneralSewer Public Sewer
Heating Central
Cooling Central Air Electric Multi Units
Utilities Cable Available Electricity Connected Sewer Connected Water Connected
Possession Close Of Escrow
Roof Shingle
Appliances Washer Refrigerator Electric Range Dryer
Patio/Porch Features Front Porch Wrap Around
Architectural Style Historic
Construction Materials Wood Siding
Pets Allowed Yes
Year Built 1901
Stories Count 2
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Current Use Single Family
County Jefferson
New Construction N
Property Type Residential
HOA N
Attached Garage N
Subdivision Name Not In Subdivision
Garage Y/N N
Other Structures Guest House
Total Rooms 7
Full Baths 3
Status Active
Directions Heading North on 19 Go East on 90 1st exit on traffic circle. Left on N Marvin. Home is on right at Pearl Street.
City Monticello
Senior Community Y/N N
MLS Area 99 - Other
Lot Size Units Acres
Lot Size Square Feet 39988.08
Carport Spaces 3.0
Carport Y/N Y
Property Attached Y/N N
Tax Annual Amount 4503.74
Home Warranty Y/N N
Lease Renewal Y/N N
MLS Area Minor 99 - Other
Lease Considered Y/N N
Rent Control Y/N N
Standard Status Active
Legal Description LOT 13 PALMER & LYONS ADD ORB 492 P 93
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ExteriorFencing Chain Link
Parking Features Attached Carport Carport Detached Detached Carport
Water Source Public
Lot Size Area 0.92
Foundation Details Pillar/Post/Pier
Spa N
Building Area Total 4194.0
Lot Dimensions 200.0 ft x 200.0 ft
Lot Size Acres 0.92
Road Surface Type Concrete
Waterfront Y/N N
Road Frontage Type City Street
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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* Excluded FeaturesList ByTom S GrasbergerListing Agent
Gaff's Realty CompanyBroker
Affordability Calculator
- Monthly Principal & Interest
- $2,309
- Monthly Property Taxes
- $375
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Monticello, FL
Average List Price $441,332
Percent of Sale Price 18%
About Monticello, FL 2,600 Population
6% Since 2002
$ 30,525 Median Income
42.89 Median Age
26% Households with Children
Trends Information provided by ATTOM Data Solutions.
1330097 Elementary School
1330098 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 2/14/2026 | $375,000 | | Listed Price |