20520 Clearwater Circle Flint, TX $ 965,000
20520 Clearwater Circle
$ 965,000
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20520 Clearwater Circle

Flint, TX, 75762
$ 965,000
Bedrooms3 Baths3.1 Sq 4,396

Monthly Estimate*

$ 5,942

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Single Family Home for sale in Flint, TX

for $965,000 with 3 bedrooms and 3 full baths, 1 half bath. This 4,396 square foot home was built in 1995 on a lot size of 0.556.

Timeless Living on the Open Waters of Lake Palestine Light pours through every room of this refined lakefront residence, where unobstructed views of Lake Palestine stretch endlessly from every vantage point. Designed to breathe and built to last with steel-frame construction, this home strikes a rare balance between enduring craftsmanship and effortless warmth. Spanning two generous lots, the 3-bedroom, 3.5-bath floor plan opens gracefully from kitchen to living space, inviting natural light and open water views deep into every corner. Three true primary suites, each thoughtfully separated for comfort and independence, offer the kind of privacy rarely found in lakefront homes. Two suites reside on the main level with dedicated full en suite baths. Step downstairs to a third primary suite and a lower level built for gathering, where a polished bar with two distinct seating areas sets the stage for entertaining and a versatile flex room offers space for a studio, workshop, craft room, or personal retreat. The home's airy, connected design ensures no suite feels tucked away from the views. The outdoors are never far away. A sprawling porch wraps nearly the entire home, framing the lake from every angle, while a covered patio provides a shaded retreat for quiet mornings and long evenings. An enclosed greenhouse extends the seasons for those who love to grow. Outside, this property works just as hard. A two-stall boathouse with an electric boat cover keeps your vessel protected and launch-ready. A 21x22 shop offers serious storage and workspace for tools, toys, or lake gear. And with two lots providing generous space, there's room to breathe, landscape, or simply enjoy the privacy that lakefront buyers dream about. Two lots. Open water. Sunset views. This is the one that ends the search.

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Single Family Active

Price

$ 965,000

Bedrooms

3

Full Bath

3

Half Bath

1

Property Type

Single Family

Taxes

$ 10,594

Style

Split Level,Traditional

Lot Size

0.556

Year Built

1995

Town/City

Flint

County/Region

Smith

MLS | Web ID

21164000

Features
Interior
Interior Features Built-in Features Cable TV Available Central Vacuum Double Vanity Granite Counters High Speed Internet Available Kitchen Island Natural Woodwork Open Floorplan Walk-In Closet(s) Wet Bar Second Primar
Flooring Carpet Hardwood Tile Wood
Basement Y/N 1
Dining Areas 1
Living Areas 2
Half Baths 1
Total Bedrooms 3
Total Baths 4
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General
Heating Central Electric Fireplace(s)
Cooling Ceiling Fan(s) Central Air Electric
Utilities Aerobic Septic
Possession Closing/Funding
Roof Composition
Appliances Dishwasher Disposal Electric Cooktop Electric Oven Electric Water Heater Microwave
Assoc Fees 50
Number of Garage Spaces 2
School District Tyler ISD
HOA Fee Includes Management Fees
Pool Y/N 0
Exclusions Furniture and decor are staging .
Year Built 1995
Architctural Style Split Level Traditional
Community Features Boat Ramp
Levels Two
Property Subtype Single Family Residence
Subdivision Name Pine Trail Shores
Transaction Type For Sale
County Smith
Property Type Residential
Construction Materials Brick
Year Built Details Preowned
HOA Type Mandatory
Full Baths 3
Status Active
Directions From Tyler take Hwy 155 toward Lake Palestine turn right onto CR 1178 turn left onto Eastern Hills Dr. turn right onto Lakeshore Dr. turn right onto Clearwater Dr. turn right onto Clearwater Cir. SIY
City Flint
Elementary School Name Owens
High School Tyler Legacy
Elementary School Owens
Standard Status Active
Listing Terms Cash Conventional FHA VA Loan Other
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Exterior
Waterfront 1
Exterior Features Balcony Boat Slip Covered Deck Covered Patio/Porch Rain Gutters Mosquito Mist System Storage
Lot Features Sprinkler System Waterfront
Other Structures Boat House Greenhouse Workshop w/Electric
Parking Features Boat Garage Garage Door Opener Garage Faces Front
WaterFront Features Lake Front Personal Watercraft Lift
Lot Size .5 to < 1 Acre
Foundation Slab
Structural Style Lake House Single Detached
Garage Y/N 1
Attached Garage Y/N 1
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Internal Only
Street Number 1 20520
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* Excluded Features
List By
Jena Waldron

Listing Agent

Keller Williams Realty-Tyler

Broker

Affordability Calculator

$6,825
Per Month
87%
13%
0%
Monthly Principal & Interest
$5,942
Monthly Property Taxes
$883
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
287346 Elementary School
5136350 Middle School
Pricing History
Date Price Price Change Description
2/14/2026 $965,000 Listed Price

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20520 Clearwater Circle, Flint, TX, 75762 is a Single Family Home for sale at $965,000 with 4,396 sqft and a lot size of 0.556. 20520 Clearwater Circle has 3 bedrooms, 3.1 baths, and was built in 1995. The property's zip code is 75762 which is in Flint, TX