218 Useppa Island Captiva, FL $ 3,825,000
218 Useppa Island
$ 3,825,000
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218 Useppa Island

Captiva, FL, 33924
$ 3,825,000
Bedrooms5 Baths5.2 Sq 5,000

Monthly Estimate*

$ 23,551

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Single Family Home for sale in Captiva, FL

for $3,825,000 with 5 bedrooms and 5 full baths, 2 half baths. This 5,000 square foot home was built in 1989 on a lot size of 0.37.

Elevated luxury retreat on coveted Useppa Island in the aquatic preserve of Pine Island Sound. Sitting well above the flood zone, this updated 5BR/5+2 BA home offers long water views, lush privacy, and exceptional amenities. Enjoy 97’ of waterfront with white-sand beach and riparian rights, plus a private dock with two lifts and additional space for a larger boat. A 40’ lap pool with expansive decking overlooks the Sound, surrounded by mature landscaping on one of the highest elevation points in Lee County. Interiors blend contemporary updates with Old Florida charm. Light-filled principal rooms capture stunning views throughout. The main-floor primary suite includes views of the Sound, an unsuite, walk-in closet and a private staircase to two offices/studios and multiple furnished outdoor retreats. Spacious water view kitchen with Sub-Zero fridge, double ovens, and new custom cabinets and stone countertops. Upper level offers two king guest suites with soaring ceilings, dedicated baths, and access to a 670 SF Sound-view deck and a 225 SF front deck overlooking the Useppa Palm Garden. Lower level includes a queen suite and a 4-twin bunk room for guests. Whole-home generator, hurricane protection, new AC equipment with a dedicated mechanical room and a separate golf cart garage and workshop. Offered turnkey with golf cart and most furnishings. Perfect for seasonal or full-time island living with excellent rental opportunities. Located on the southern end of the island, along the historic Pink Path and overlooking the Sound, you can keep an eye on your boat at the dock just behind the house. Coves Edge cottage is in the boating community of Useppa Island. The 110-acre Sanctuary is a private community and members-only club. With no need for gates or walls, it is surrounded by water, in the pristine Pine Island Sound and Charlotte Harbor aquatic preserves. Geographically it is in the same chain of barrier islands as Sanibel-Captiva, visible to the south, although one island east of the Gulf of America. Accessible only by boat (or aircraft), the commute to the mainland is in a special class of its own. Just a 15-minute joyful boat ride will deliver you to Boca Grande or Pine Island, and thence to all “civilized” conveniences of the mainland. The commute is special in a way that you will never tire of it. Just think-you are not stuck in traffic, or waiting for a light to change, fretting over the packed roads ahead. You are just watching the dolphins play and the birds dive, waving to passing boats with smiling passengers. Yes, not like the mainland! You might be sitting next to one of your Useppa neighbors, who has all their goods delivered to the Shore Port, where the staff will transport them to the island, and her home. Who said it is inconvenient when you don’t have roads? And this beautiful home will let you join the ranks of the smart and lucky who have already landed on Useppa as a lifestyle choice.

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Single Family Active

Price

$ 3,825,000

Bedrooms

5

Full Bath

5

Half Bath

2

Property Type

Single Family

Taxes

$ 6,055

Style

Multi-Level

Lot Size

0.37

Year Built

1989

Town/City

Captiva

County/Region

Lee

MLS | Web ID

2026007837

Features
General
Sewer Public Sewer
Heating Central Electric Zoned
Cooling Central Air Ceiling Fan(s) Electric Humidity Control Zoned
Utilities Cable Not Available Natural Gas Available High Speed Internet Available Underground Utilities
Possession Close Of Escrow
Roof Metal
Appliances Double Oven Dryer Dishwasher Electric Cooktop Freezer Disposal Ice Maker Microwave Refrigerator RefrigeratorWithIce Maker Self Cleaning Oven Tankless Water Heater Wine Cooler Washer Water Purifier
HOA Fee 1622.22
Garage Spaces 2
Association Fee Includes Association Management Legal/Accounting Recreation Facilities Reserve Fund Road Maintenance Street Lights Trash
Patio/Porch Features Balcony Deck Open Porch
Architectural Style Multi-Level
Pool Features Gas Heat Heated Vinyl
Security Features Smoke Detector(s)
Construction Materials Vinyl Siding Wood Frame
Pets Allowed Call Conditional
Year Built 1989
View Bay
Property Subtype Single Family Residence
Tax Year 2025
Ownership Single Family
Waterfront Features Bay Access Bayfront
Community Features Boat Facilities Tennis Court(s) Street Lights
HOA Fee 2 0
Assoc Fee Paid Per Monthly
County Lee
Property Type Residential
Association Amenities Bocce Court Marina Fitness Center Private Membership Restaurant Spa/Hot Tub Sidewalks Tennis Court(s) Trail(s) Management
HOA true
Attached Garage true
Subdivision Name USEPPA ISLAND
Facing Direction Northwest
Garage Y/N true
Total Rooms 9
Full Baths 5
Status Active
Directions From I-75 or US 41 take SR 78 west to Stringfellow Road in the center of Pine Island. Turn right and continue north approximately 7 miles to the Useppa Shore Port in Bokeelia. Alternately your ride may pick you up in Four Winds Marina-Bokeelia.
City Captiva
Disclosures Deed Restriction RV Restriction(s) Seller Disclosure
Land Lease Amount 0
Senior Community Y/N false
Zoning Description RM-2
MLS Area OI01 - Outer Islands
Lot Size Units Acres
Carport Spaces 0
Carport Y/N false
Tax Annual Amount 6055.21
Property Condition Resale
Virtual Tour https://www.propertypanorama.com/instaview/fgcmls/2026007837
Standard Status Active
Tax Lot 18
Property Sub Type Additional Single Family Residence
Legal Description COTTAGE SITES OF USEPPA IS SITE 11-18 AS DESC IN OR 1830 PG 0809 +2384/2658
HOA Fee 3 0
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Interior
Interior Amenities Wet Bar Breakfast Bar Built-in Features Bedroom on Main Level Separate/Formal Dining Room Dual Sinks Family/Dining Room Living/Dining Room Multiple Shower Heads Shower Only Separate Shower Bar Walk-In Closet(s) High Speed Internet Home Office Split Bedrooms Workshop
Flooring Laminate Wood
Furnished Y/N Furnished
Total Stories 3
Air Conditioning Y/N true
Heating Y/N true
Half Baths 2
Laundry Features Inside Laundry Tub
Total Bedrooms 5
Entry Level 1
Room Type Bathroom Den Family Room Guest Quarters Great Room Office Other Workshop
Total Baths 7
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Exterior
Exterior Amenities Deck Outdoor Grill Outdoor Shower Shutters Electric Awning(s)
Parking Features Attached Underground Electric Vehicle Charging Station(s) Garage Golf Cart Garage Two Spaces Garage Door Opener
Lot Features Oversized Lot
Water Source Public
Lot Size Area 0.37
Foundation Details Pillar/Post/Pier
Spa false
Building Area Total 8827
Lot Dimensions 167 x 125 x 91 x 175
Lot Size Acres 0.37
Road Surface Type Gravel Paved
Private Pool true
Lot Size Source Survey
Waterfront Y/N true
Covered Spaces 2
Road Frontage Type Private Road
Other Equipment Generator Satellite Dish
Road Responsibility Private Maintained Road
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* Excluded Features
List By
Brian McColgan

Listing Agent

Uip Property Company Llc

Broker

brianmc@useppa.com

Email

Affordability Calculator

$24,056
Per Month
98%
2%
0%
Monthly Principal & Interest
$23,551
Monthly Property Taxes
$505
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
2/20/2026$3,825,000 Listed Price

Map


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218 Useppa Island, Captiva, FL, 33924 is a Single Family Home for sale at $3,825,000 with 5,000 sqft and a lot size of 0.37. 218 Useppa Island has 5 bedrooms, 5.2 baths, and was built in 1989. The property's zip code is 33924 which is in Captiva, FL