277 Gifford Place
Elgin, IL, 60120 $ 306,000
Bedrooms4 Baths2.0 Sq 1,264 Monthly Estimate*
$ 1,884
for $306,000 with 4 bedrooms and 2 full baths. This 1,264 square foot home was built in 1865.
Welcome to this fully renovated 4-bedroom, 2-bath home offering 1,264 sq ft of modern living on a desirable corner lot in the heart of Elgin, complete with a 2-car garage and extended driveway. This home has been completely rebuilt with no corners cut and has ALREADY PASSED CITY INSPECTION, giving the next buyers total peace of mind & security. The renovation includes brand-new drywall, new interior paint, new electrical with a 200-amp service, new plumbing, new doors, new furnace, new A/C, new ductwork, new water heater, new roof, new flooring, new bathrooms & showers, new vanities, new kitchen, new cabinets, new appliances, new storm windows, new garage doors, new garage siding - truly nothing left to do but move in. A unique and highly valuable feature of this home is the separate entrance to the upper level, offering excellent flexibility for house hacking, rental income, or multi-generational living with famillies. The basement also features its own entrance and provides ample space for storage, additional living areas, or future customization. Perfect for homeowners, investors, or extended families looking for a turnkey property with versatility and long-term value - this one checks every box. Schedule your showing today!
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FeaturesGeneralLiving Area 1264
Sewer Public Sewer
Heating Natural Gas
Cooling Central Air
Possession Closing
Garage Spaces 2
Association Fee Includes None
Construction Materials Frame Wood Siding
Year Built 1865
Township Elgin
Tax Year 2024
Ownership Fee Simple
Assoc Fee Paid Per Not Applicable
County Kane
New Construction N
Property Type Residential Detached Single
Contingency Attorney/Inspection
Total Rooms 6
Full Baths 2
Status Contingent
Directions FROM VILLA TO NATIONAL ST GOING DOWN TOWARDS CASINO RIGHT ON RAYMOND TO THE END OF STREET ON THE RIGHT SIDE BEFORE TURNING. PARK BY GARAGE. PROPERTY IS AT THE CORNER OF RAYMOND AND GIFFORD.
City Elgin
High School District 46
MLS Area Elgin
Tax Annual Amount 794
Standard Status Active Under Contract
Middle/Junior School District 46
Elementary School District 46
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InteriorBasement Unfinished Full
Half Baths 0
Total Bedrooms 4
Room Type No additional rooms
Total Baths 2
Bedrooms Possible 4
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ExteriorParking Features Yes Detached Garage
Water Source Public
Total Parking 4
Lot Dimensions 4359
Waterfront Y/N N
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* Excluded FeaturesList ByZoTheRealtor@Gmail.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $1,884
- Monthly Property Taxes
- $66
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Elgin, IL
Average List Price $524,069
Percent of Sale Price 71%
About Elgin, IL 114,155 Population
21% Since 2002
$ 61,828 Median Income
35.71 Median Age
38% Households with Children
Trends Information provided by ATTOM Data Solutions.
567545 Elementary School
566729 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 3/1/2026 | $306,000 | -2.86% | Price Down |
| 2/13/2026 | $315,000 | | Listed Price |