2386 PAPPAS TERRACE Port Charlotte, FL $ 689,000
2386 PAPPAS TERRACE
$ 689,000
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2386 PAPPAS TERRACE

Port Charlotte, FL, 33981
$ 689,000
Bedrooms3 Baths2.0 Sq 2,146

Monthly Estimate*

$ 4,242

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Single Family Home for sale in Port Charlotte, FL

for $689,000 with 3 bedrooms and 2 full baths. This 2,146 square foot home was built in 1990 on a lot size of 0.23.

Experience peaceful waterfront living at its finest in this beautifully updated 3-bedroom, 2-bath, 2.5 car garage saltwater pool home, located in the desirable Gulf Cove community of Port Charlotte, Florida. Here, calming water views, quiet streets, and gentle breezes create the perfect backdrop for everyday relaxation. The one level split floor plan offers comfort, privacy, and effortless flow, enhanced by vaulted ceilings in every room, porcelain tile in most areas, a spacious interior utility room, and stone counters throughout for a refined, modern touch. Step outside to your private waterfront oasis featuring three docks: Two permanent docks, each equipped with water and electric, including one with a remote powered 6,000 lb boat lift for easy boating days. Plus a third floating dock that stays with the home, offering flexible use for lounging, launching, or additional watercraft. The property boasts 80 feet of concrete seawall, offering durability, peace of mind, and a stunning waterfront backdrop. Along the seawall, paver sidewalks create a serene place to stroll, relax, and enjoy the view, while the surrounding landscaping and walking rock garden add to the home’s tranquil, resort like feel. With quick, direct access to the Myakka River, Charlotte Harbor, and the Gulf, this location is a dream for boaters, anglers, kayakers, and anyone who loves life on the water. The heated saltwater pool is generously sized—far larger than the typical “stamp size” pools—and is complemented by a separate spa and covered sitting area, all fully screened, creating the perfect setting for relaxation and entertaining. Additional features include hurricane shutters and a 2020 roof for added peace of mind. The home sits high, has never flooded, and reasonable flood insurance is transferable. For those seeking a true turnkey waterfront lifestyle, a beautiful low mileage 21' NauticStar boat and the Sea Doo GTR 215 are available to complete the package. This home delivers serenity, beauty, and unmatched access to the water—an exceptional retreat for those who want the full Florida waterfront experience in beautiful southwest Florida. Call to see it today!

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Single Family Active

Price

$ 689,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 6,651

Style

Single Family Residence

Lot Size

0.23

Year Built

1990

Town/City

Port Charlotte

County/Region

Charlotte

MLS | Web ID

D6146112

Features
General
Sewer Septic Tank
Heating Central Electric
Cooling Central Air
Utilities BB/HS Internet Available Cable Connected Electricity Connected Fiber Optics Underground Utilities Water Connected
Roof Shingle
Appliances Built-In Oven Cooktop Dishwasher Disposal Dryer Electric Water Heater Exhaust Fan Ice Maker Microwave Refrigerator Washer
Zoning RSF3.5
Garage Spaces 2
Patio/Porch Features Front Porch Rear Porch Screened
Pool Features Gunite Heated In Ground Lighting Salt Water Screen Enclosure
Security Features Security System Owned Smoke Detector(s)
Construction Materials Block Concrete Stucco
Pets Allowed Yes
Year Built 1990
View Water
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Waterfront Features Canal - Brackish
Community Features Private Boat Ramp River
County Charlotte
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name PORT CHARLOTTE SEC 060
Facing Direction Northwest
Garage Y/N true
Total Rooms 12
Full Baths 2
Status Active
Directions Take Rt. 776 to Gillot Blvd. Go 4.5 miles. At the end of Gillott turn right onto Vance Terrace Turn left onto Howe and Right onto Pappas. Home is the 3rd on the right 2386 Pappas.
High School Lemon Bay High
City PORT CHARLOTTE
Senior Community Y/N false
MLS Area 33981 - Port Charlotte
Lot Size Units Square Feet
Lot Size Square Feet 10000
Carport Y/N false
Listing Terms Cash Conventional FHA VA Loan
Spa Features Above Ground Heated
Elementary School Myakka River Elementary
Land Lease Y/N false
Tax Annual Amount 6651
Middle/Junior High School L.A. Ainger Middle
Additional Parcels Y/N false
Lease Considered Y/N true
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Tax Lot 385
Legal Description PCH 060 1998 0385 PORT CHARLOTTE SEC60 BLK1998 LT 385 410/506 703/194 2039/1042 2885/400 3874/1208 DC4634/216-JWS 4634/217
Water View Canal
Water Access Type Bay/Harbor Brackish Water Canal - Brackish Gulf/Ocean River
Minimum Lease No Minimum
Water Access Y/N true
Additional Rooms Inside Utility
Water View Y/N true
Flood Zone Code AE
DockY/N true
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Interior
Interior Amenities Ceiling Fan(s) Eating Space In Kitchen Living Room/Dining Room Combo Split Bedroom Stone Counters Thermostat Vaulted Ceiling(s) Walk-In Closet(s) Window Treatments
Flooring Carpet Porcelain Tile
Furnished Y/N Negotiable
Air Conditioning Y/N true
Heating Y/N true
Window Features Blinds Window Treatments
Fireplace Y/N false
Half Baths 0
Laundry Features Inside Laundry Room
Total Bedrooms 3
Total Baths 2
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Exterior
Exterior Amenities Hurricane Shutters Rain Gutters Sliding Doors
Vegetation Mature Landscaping
Fencing Chain Link Wood
Parking Features Driveway Garage Door Opener Oversized Workshop in Garage
Lot Features Cul-De-Sac FloodZone Level
Water Source Public
Lot Size Area 10000
Foundation Details Slab
Spa true
Building Area Total 3193
Lot Dimensions 80 x 125
Lot Size Acres 0.23
Road Surface Type Asphalt
Private Pool true
Waterfront Y/N true
Covered Spaces 2
Road Responsibility Public Maintained Road
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* Excluded Features
List By
Michael Saunders & Company

Broker

marciacullinan@michaelsaunders.com

Email

Affordability Calculator

$4,797
Per Month
88%
12%
0%
Monthly Principal & Interest
$4,242
Monthly Property Taxes
$554
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
Lemon Bay High High School High School
Pricing History
DatePricePrice ChangeDescription
2/13/2026$689,000 Listed Price

Map


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2386 PAPPAS TERRACE, Port Charlotte, FL, 33981 is a Single Family Home for sale at $689,000 with 2,146 sqft and a lot size of 0.23. 2386 PAPPAS TERRACE has 3 bedrooms, 2.0 baths, and was built in 1990. The property's zip code is 33981 which is in Port Charlotte, FL