1311 W 45th Street Chattanooga, TN $ 655,000
1311 W 45th Street
$ 655,000
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1311 W 45th Street

Chattanooga, TN, 37409
$ 655,000
Bedrooms3 Baths2.1 Sq 2,202

Monthly Estimate*

$ 4,033

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Single Family Home for sale in Chattanooga, TN

for $655,000 with 3 bedrooms and 2 full baths, 1 half bath. This 2,202 square foot home was built on a lot size of 0.22.

Modern mountain living with everyday convenience. Perched halfway up Hawkins Ridge in St. Elmo, this modern home feels like a retreat without giving up the perks of city life. You're surrounded by trees, views, and quiet—but still close enough to grab coffee or dinner in town without ever getting in the car. Inside, the open-concept layout is bright, comfortable, and easy to live in. The primary suite is tucked on the main level, designed for peace and privacy after a long day. Whether you're working from home or hosting friends on the weekend, the space just flows. Step outside and you're a short walk from the Hawkins Ridge Trail System—perfect for a quick morning hike or clearing your head at sunset. When you're ready for a change of pace, stroll down to St. Elmo's town center, where local restaurants, coffee shops, and weekend activities make it one of Chattanooga's most charming communities. If you've been looking for a place that balances adventure with everyday comfort, this one checks every box. Reach out to schedule a tour—you'll see exactly why people fall in love with St. Elmo.

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Single Family Active

Price

$ 655,000

Bedrooms

3

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 4,561

Style

Lot Size

0.22

Town/City

Chattanooga

County/Region

Hamilton

MLS | Web ID

1528522

Features
General
Sewer Public Sewer
Cooling Electric
Utilities Electricity Available Sewer Connected Underground Utilities
Construction Materials Block Fiber Cement
Year Built 2023
Property Subtype Single Family Residence
County Hamilton
New Construction N
Property Type Residential
HOA N
Attached Garage N
Subdivision Name None
Garage Y/N N
Total Rooms 0
Full Baths 2
Status Active
Directions The easiest route is coming down 45th Street rather than up. The smoothest way to get there: turn left on 46th Street then left again on Balcomb and finally left on 45th (home will be on your right).
High School Lookout Valley High
City Chattanooga
Senior Community Y/N N
MLS Area Chattanooga
Lot Size Units Acres
Lot Size Square Feet 9583.2
Carport Y/N N
Listing Terms Cash Conventional FHA VA Loan
Elementary School Donaldson Elementary
Land Lease Y/N N
Tax Annual Amount 4561.34
Home Warranty Y/N N
Middle/Junior High School Lookout Valley Middle
Lease Renewal Y/N N
MLS Area Minor Chattanooga
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Standard Status Active
Legal Description LT 5 NAPIER ADDN TO ST ELMO PB 2 PG 49
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Exterior
Exterior Amenities Private Yard Rain Gutters
Parking Features Concrete Driveway Kitchen Level On Street
Water Source Public
Lot Size Area 0.22
Foundation Details Block
Spa N
Building Area Total 2202.0
Lot Dimensions 50x189
Lot Size Acres 0.22
Waterfront Y/N N
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Interior
Basement (Y/N) N
Air Conditioning Y/N Y
Fireplace Y/N N
Above Grade Finished Area 2202.0
Half Baths 1
Total Bedrooms 3
Total Baths 3
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Internal Only
Street Number 1 1311
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* Excluded Features
List By
Lpt Realty Llc

Broker

Evan@Barronhomes.com

Email

Affordability Calculator

$4,413
Per Month
91%
9%
0%
Monthly Principal & Interest
$4,033
Monthly Property Taxes
$380
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
5262596 Elementary School
1547345 Middle School
Lookout Valley High High School
Pricing History
DatePricePrice ChangeDescription
2/13/2026$655,000 Listed Price

Map


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1311 W 45th Street, Chattanooga, TN, 37409 is a Single Family Home for sale at $655,000 with 2,202 sqft and a lot size of 0.22. 1311 W 45th Street has 3 bedrooms and 2.1 baths. The property's zip code is 37409 which is in Chattanooga, TN