3400 COVE CAY DRIVE 2H Clearwater, FL $ 185,900
3400 COVE CAY DRIVE 2H
$ 185,900
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3400 COVE CAY DRIVE 2H

Clearwater, FL, 33760
$ 185,900
Bedrooms2 Baths2.0 Sq 1,070

Monthly Estimate*

$ 1,145

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Condo for sale in Clearwater, FL

for $185,900 with 2 bedrooms and 2 full baths. This 1,070 square foot condo was built in 1986.

Tucked inside the ever-popular 3400 building of Village 4 in Cove Cay, this absolutely immaculate two-bedroom, two-bath condo is the definition of move-in ready. Offered fully furnished and decorated in soft, neutral tones throughout, it’s the kind of place where you can drop your suitcase and head straight to the golf course. The kitchen offers generous cabinet and counter space, a stainless range, microwave, and dishwasher, plus a roomy pantry for extra storage. An updated ceiling detail with canned lighting adds a polished touch, while the bright dinette area by the window is perfect for morning coffee or a casual bite. The living and dining areas feel open and inviting, enhanced by crown moulding and a full wall of sliding glass doors that lead to the oversized tiled and screened porch. With peaceful golf course views and a side glimpse of the bay, this is where you’ll want to unwind and enjoy the fresh waterfront breeze. A ceiling fan keeps the air moving comfortably year-round. The spacious primary suite also opens to the porch through its own set of sliders and features a ceiling fan, walk-in closet, and private ensuite bath. The second bedroom includes a ceiling fan, built-in closet, and window overlooking the walkway—ideal for guests or a home office setup. A true bonus, the laundry room is located off the porch and includes a full-size washer and dryer along with additional storage space. Just an easy stroll to the Cove Cay Golf Club and Bayview Grille, this beautifully maintained residence offers comfort, convenience, and resort-style surroundings all in one. Whether you’re looking for a seasonal retreat or a full-time home, this one checks all the boxes. Add the guarded entry, lush grounds as you mosey through the community, golf, dining and marina availability and you have the Paradise known as Cove Cay.

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Condo Active

Price

$ 185,900

Bedrooms

2

Full Bath

2

Property Type

Condo

Taxes

$ 3,277

Style

Contemporary

Year Built

1986

Town/City

Clearwater

County/Region

Pinellas

MLS | Web ID

TB8474953

Features
General
Sewer Public Sewer
Heating Central Electric
Cooling Central Air
Utilities Cable Connected Electricity Connected Sewer Connected Water Connected
Possession Close Of Escrow
Roof Built-Up
Appliances Dishwasher Disposal Dryer Microwave Range Refrigerator Washer
HOA Fee 0
Association Fee Includes 24-Hour Guard Cable TV Common Area Taxes Community Pool Escrow Reserves Fund Insurance Internet Maintenance Structure Maintenance Grounds Pool Maintenance Recreational Facilities Security Sewer Trash Water
Patio/Porch Features Covered Porch Rear Porch Screened
Architectural Style Contemporary
Pool Features Gunite Heated In Ground
Construction Materials Block Stucco
Pets Allowed No
Year Built 1986
View Golf Course Water
Levels One
Unit Number 2H
Property Subtype Condominium
Tax Year 2024
Ownership Condominium
Waterfront Features Bay/Harbor Front
Community Features Bay/Harbor Front Marina Association Recreation - Owned Buyer Approval Required Clubhouse Deed Restrictions Gated Community - Guard Golf Restaurant Special Community Restrictions
HOA Fee 2 0
County Pinellas
New Construction false
Property Type Residential
Association Amenities Clubhouse Elevator(s) Security Vehicle Restrictions
Subdivision Name COVE CAY VILLAGE IV
Facing Direction West
Garage Y/N false
Total Rooms 7
Full Baths 2
Status Active
Directions When traveling north exit US 19 at Roosevelt and stay on the side road passing Haines Bayshore and entering Cove Cay. When traveling south exit at Whitney Road and make a U-turn staying on the service road until you see the entrance to Cove Cay.
City CLEARWATER
Body of Water TAMPA BAY
Association Name Admin Julie Nichols
Senior Community Y/N false
MLS Area 33760 - Clearwater
Lot Size Square Feet 0
Carport Spaces 1
Carport Y/N true
Listing Terms Cash Conventional
Spa Features Heated In Ground
Land Lease Y/N false
Tax Annual Amount 3277.41
Property Condition Completed
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/TB8474953
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Vacant
Tax Lot 0028
Legal Description COVE CAY VILLAGE IV CONDO PHASE VIII BLDG 8 UNIT 2-H TOGETHER WITH THE USE OF CARPORT 8-62
Water View Bay/Harbor - Partial
Water Access Type Bay/Harbor
Minimum Lease 3 Months
Water Access Y/N true
Monthly Condo Fee Amount 731
HOA Monthly Maintenance 0
Water View Y/N true
Flood Zone Code AE
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Interior
Interior Amenities Eating Space In Kitchen Living Room/Dining Room Combo Thermostat Walk-In Closet(s)
Flooring Carpet Ceramic Tile
Furnished Y/N Furnished
Total Stories 7
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 0
Laundry Features Laundry Room Other
Total Bedrooms 2
Total Baths 2
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Exterior
Exterior Amenities Balcony Lighting
Vegetation Mature Landscaping
Parking Features Guest
Lot Features FloodZone In County Near Golf Course Unincorporated
Water Source Public
Foundation Details Slab
Spa true
Building Area Total 1070
Lot Size Acres 0
Road Surface Type Paved Asphalt
Private Pool false
Waterfront Y/N false
Covered Spaces 1
Road Frontage Type Street Paved Private Road
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* Excluded Features
List By
Future Home Realty Inc

Broker

quikclose@msn.com

Email

Affordability Calculator

$1,418
Per Month
81%
19%
0%
Monthly Principal & Interest
$1,145
Monthly Property Taxes
$273
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
2/13/2026$185,900 Listed Price

Map


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3400 COVE CAY DRIVE 2H, Clearwater, FL, 33760 is a Condo for sale at $185,900 with 1,070 sqft. 3400 COVE CAY DRIVE 2H has 2 bedrooms, 2.0 baths, and was built in 1986. The property's zip code is 33760 which is in Clearwater, FL