12917 42ND TERRACE W Cortez, FL $ 3,299,000
12917 42ND TERRACE W
$ 3,299,000
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12917 42ND TERRACE W

Cortez, FL, 34215
$ 3,299,000
Bedrooms4 Baths3.1 Sq 2,798

Monthly Estimate*

$ 20,313

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Single Family Home for sale in Cortez, FL

for $3,299,000 with 4 bedrooms and 3 full baths, 1 half bath. This 2,798 square foot home was built in 2023 on a lot size of 0.23.

Welcome to this stunning home in the exclusive Sunset Harbor gated community, a private enclave of eight custom-built residences situated on the tranquil Anna Maria Sound. No expense was spared on this gorgeous waterfront home featuring 4 bedroom 3.5 baths with over 5000 sq ft of indoor/outdoor living space. Ceiling fans in every bedroom, custom shelving enhanced closets, upgraded lighting, quartz countertops, custom cabinets and trim work throughout, solid wood 8’ doors, Hunter Douglas plantation shutters, and a stunning hand-built Ambrosia maple wood staircase are just a some of the features in this newly constructed custom home. Built to Florida Category 5 hurricane standards, this residence includes a tankless water heater, two Trane heating and air conditioning units, controlled by Honeywell Home programmable thermostats and a 50-year concrete flat roof and newly installed reinforced rip rap along a concrete wall at the rear of the property add durability. Step outside to your oasis back yard complete with a 11 by 38-foot heated saltwater pool and spa with designer lighting, all set atop a concrete raised platform. An outdoor custom built outdoor kitchen with a wet bar, refrigerator and propane-powered grill are perfect for entertaining and dining poolside while enjoying incredible views of Anna Maria sound. A 950-pound capacity elevator with Italian marble flooring serves all three floors. The rear of the home includes two 10-by-30-foot fenced decks with porcelain tile flooring, a new dock with an assigned slip that includes a 10,000-pound lift with water and power. The garage level is built on 31 thirty-foot concrete/steel reinforced pylons and features an outdoor shower and a 75-by-25-foot outdoor living area with custom turf and travertine pavers. The oversized garage accommodates 2-4 vehicles and features keyless entry, epoxy concrete flooring, and aluminum ceiling storage racks. The second floor showcases custom-built cabinets in the library, a Hunter Douglas hardwired designer roller sunshade on the slider, a 9-by-11-foot covered front porch, and a custom hand-built fireplace mantle with a propane starting system. The kitchen is thoughtfully designed with lighting in and under the cabinets, a farmhouse porcelain sink, a Kitchen-Aid ice maker that produces 25 pounds of ice daily, a Silhouette professional beverage refrigerator, and custom-built cabinets with a hooded specialty-designed vent. Schedule your private showing today!

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Single Family Active

Price

$ 3,299,000

Bedrooms

4

Full Bath

3

Half Bath

1

Property Type

Single Family

Taxes

$ 21,960

Style

Coastal

Lot Size

0.23

Year Built

2023

Town/City

Cortez

County/Region

Manatee

MLS | Web ID

A4682214

Features
General
Sewer Public Sewer
Heating Central Electric Exhaust Fan Propane
Cooling Central Air
Utilities Cable Available Cable Connected Electricity Connected Fiber Optics Propane Sewer Connected Street Lights Underground Utilities Water Connected
Possession Close Of Escrow
Roof Concrete
Appliances Built-In Oven Convection Oven Cooktop Dishwasher Disposal Dryer Exhaust Fan Ice Maker Microwave Range Range Hood Refrigerator Tankless Water Heater Washer
Zoning PDR/CH
HOA Fee 4000
Garage Spaces 4
Association Fee Includes Escrow Reserves Fund Maintenance Grounds Maintenance Repairs Private Road
Patio/Porch Features Covered Deck Front Porch Patio Rear Porch
Architectural Style Coastal
Pool Features Gunite Heated In Ground Lap Lighting Pool Alarm Salt Water
Security Features Gated Community Security Gate Smoke Detector(s)
Construction Materials Block Cement Siding Wood Frame
Pets Allowed Cats OK Dogs OK Yes
Year Built 2023
View Water
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Waterfront Features Bay/Harbor
Community Features Intracoastal Waterway Gated Community - No Guard Irrigation-Reclaimed Water
Assoc Fee Paid Per Annually
County Manatee
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name SUNSET HARBOR
Facing Direction West
Garage Y/N true
Green Indoor Air Quality HVAC UV/Elec. Filtration
Total Rooms 8
Full Baths 3
Status Active
Directions West on Cortez Rd to 127th St W. Follow road to gated community on your left Sunset Harbor. Home is on the left.
City CORTEZ
Body of Water ANNA MARIA SOUND
Association Name SUNSET PROPERTY MANAGEMENT
Senior Community Y/N false
MLS Area 34215 - Cortez
Lot Size Units Square Feet
Lot Size Square Feet 10023
Carport Y/N false
Listing Terms Cash Conventional
Spa Features Heated In Ground
Land Lease Y/N false
Tax Annual Amount 21960
Property Condition Completed
Additional Parcels Y/N false
Lease Considered Y/N false
Virtual Tour https://vimeo.com/1057114765
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Tax Lot 3
Legal Description LOT 3 SUNSET HARBOR SUB; SUBJ TO PRIVATE ROADWAY AS PLATTED PI#76197.0025/0
Water View Bay/Harbor - Full
Water Access Type Bay/Harbor
Water Access Y/N true
Monthly HOA Amount 333.33
Additional Rooms Attic Den/Library/Office Family Room
Water View Y/N true
Flood Zone Code AE
DockY/N true
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Interior
Interior Amenities Built-in Features Ceiling Fan(s) Coffered Ceiling(s) Crown Molding Eating Space In Kitchen Elevator High Ceilings Kitchen/Family Room Combo Open Floorplan PrimaryBedroom Upstairs Solid Surface Counters Solid Wood Cabinets Thermostat Tray Ceiling(s) Vaulted Ceiling(s) Walk-In Closet(s) Window Treatments
Flooring Carpet Luxury Vinyl Porcelain Tile Hardwood
Furnished Y/N Unfurnished
Fireplace Features Circulating Gas Living Room Non Wood Burning
Total Stories 3
Air Conditioning Y/N true
Heating Y/N true
Window Features Blinds Double Pane Windows ENERGY STAR Qualified Windows Insulated Windows Shades Shutters Storm Window(s) Window Treatments Wood Frames
Fireplace Y/N true
Half Baths 1
Laundry Features Electric Dryer Hookup Inside Laundry Room Upper Level Washer Hookup
Total Bedrooms 4
Total Baths 4
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Exterior
Exterior Amenities Balcony French Doors Irrigation System Lighting Outdoor Grill Outdoor Kitchen Outdoor Shower Private Mailbox Sliding Doors
Vegetation Trees/Landscaped
Fencing Fenced
Parking Features Driveway Garage Door Opener Oversized
Lot Features Cul-De-Sac FloodZone Street Dead-End
Water Source Public
Lot Size Area 10023
Foundation Details Slab
Spa true
Building Area Total 5278
Lot Size Acres 0.23
Road Surface Type Paved
Private Pool true
Waterfront Y/N true
Covered Spaces 4
Road Frontage Type Street Dead-End Private Road
Road Responsibility Private Maintained Road
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* Excluded Features
List By
Michael Saunders & Company

Broker

deemunn@michaelsaunders.com

Email

Affordability Calculator

$22,143
Per Month
92%
8%
0%
Monthly Principal & Interest
$20,313
Monthly Property Taxes
$1,830
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
2/13/2026$3,299,000 Listed Price

Map


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12917 42ND TERRACE W, Cortez, FL, 34215 is a Single Family Home for sale at $3,299,000 with 2,798 sqft and a lot size of 0.23. 12917 42ND TERRACE W has 4 bedrooms, 3.1 baths, and was built in 2023. The property's zip code is 34215 which is in Cortez, FL