120 97TH AVENUE NE St Petersburg, FL $ 1,275,000
120 97TH AVENUE NE
$ 1,275,000
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120 97TH AVENUE NE

St Petersburg, FL, 33702
$ 1,275,000
Bedrooms5 Baths3.0 Sq 2,060

Monthly Estimate*

$ 7,850

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Single Family Home for sale in St Petersburg, FL

for $1,275,000 with 5 bedrooms and 3 full baths. This 2,060 square foot home was built in 1971 on a lot size of 0.19.

This is a test. Statistics say the average buyer reads less than three lines of a real estate description. Are you average… or did we just grab your attention enough to keep going? Good. Because this home deserves someone who pays attention. This is the true story of an amazing home. For over 16 years, this 5 bedroom, 3 bathroom, 2 car garage, swimming pool, waterfront home has been loved on by a family living real life here. Not staged life. Not Instagram life. Real life. And yes — 5 true bedrooms. Not the “technically it has a closet and a window so we’re calling it a bedroom” kind. Five actual bedrooms. This is also something you almost never see: a 5-bedroom waterfront home where literally everything has been done. Not just the pretty updates you notice in photos, but the boring stuff that actually matters — plumbing, electrical, seawall, dock, swimming pool, and sprayed-in Isoline insulation. The current owners truly thought of everything, so you don’t have to. Out back, the covered lanai wrapped in rich cypress becomes the place you’ll naturally gather. It’s the perfect spot to hang out, share a meal, watch the water, and lose track of time without even trying. This is where mornings start slow and evenings last longer than planned. And yes… the garage. You wouldn’t actually eat off the floor, but you would seriously consider it. It’s that clean, that dialed-in — and it even has its own AC system with a mini-split, very European, very intentional. Just another sign of how well this home has been cared for. And it sits in what many of us proudly call the world’s best neighborhood — Riviera Bay. A place with its own community boat ramp, two parks, golf cart parades, a Christmas Eve boat parade, and streets lined with American flags for the 4th of July and special weekends. A neighborhood where people wave when you drive by and actually know each other’s names. As the locals like to say, “It’s always a great day in Riviera Bay!” This is the kind of home you buy and don’t spend the first two years fixing someone else’s shortcuts. You just move in… and start living. And here’s something that says more than anything else: they love this neighborhood so much, they didn’t leave. They just moved one block away. If you’ve been waiting for a waterfront home that is more than just good pictures and big promises, this is the one you need to see in person. Because the best parts of this home don’t show up in photos. They show up the moment you walk through the door.

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Single Family Active

Price

$ 1,275,000

Bedrooms

5

Full Bath

3

Property Type

Single Family

Taxes

$ 5,713

Style

Single Family Residence

Lot Size

0.19

Year Built

1971

Town/City

St Petersburg

County/Region

Pinellas

MLS | Web ID

TB8475760

Features
General
Sewer Public Sewer
Heating Electric
Cooling Central Air
Utilities Cable Available Electricity Available Sewer Connected Sprinkler Recycled
Possession Close Of Escrow
Roof Metal
Appliances Electric Water Heater Exhaust Fan Range Range Hood Refrigerator Wine Refrigerator
Zoning RES
Garage Spaces 2
Pool Features Gunite In Ground Lighting Pool Sweep
Construction Materials Block
Year Built 1971
View Water
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Waterfront Features Canal - Saltwater
Community Features Park Playground
County Pinellas
New Construction false
Property Type Residential
Attached Garage true
Energy Efficient Insulation Lighting Windows
Subdivision Name RIVIERA NORTH THE 1ST ADD
Facing Direction North
Garage Y/N true
Green Water Conservation Irrigation-Reclaimed Water
Total Rooms 8
Full Baths 3
Status Active
Directions Take 96th Ave N to Left on 2nd St N. Turn Right on 98th Ave N. Then turn Right on 1st St N turning in to 97th Ave NE.
High School Northeast High-PN
City ST PETERSBURG
Senior Community Y/N false
MLS Area 33702 - St Pete
Lot Size Units Square Feet
Lot Size Square Feet 8398
Carport Y/N false
Listing Terms Cash Conventional FHA VA Loan
Elementary School Sawgrass Lake Elementary-PN
Land Lease Y/N false
Tax Annual Amount 5713.48
Home Warranty Y/N false
Middle/Junior High School Meadowlawn Middle-PN
Property Condition Completed
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/TB8475760
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Tax Lot 8
Legal Description RIVIERA NORTH THE 1ST ADD BLK D LOT 8
Water View Canal
Water Access Type Canal - Saltwater
Minimum Lease No Minimum
Water Access Y/N true
Water View Y/N true
Flood Zone Code AE
DockY/N true
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Interior
Interior Amenities Ceiling Fan(s) Crown Molding Eating Space In Kitchen Open Floorplan Solid Surface Counters Solid Wood Cabinets Walk-In Closet(s)
Flooring Ceramic Tile Porcelain Tile
Furnished Y/N Unfurnished
Fireplace Features Electric
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Half Baths 0
Laundry Features Inside
Total Bedrooms 5
Total Baths 3
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Exterior
Exterior Amenities Fire Pit Irrigation System Lighting Rain Gutters Sliding Doors
Lot Features Cul-De-Sac FloodZone
Water Source Public
Lot Size Area 8398
Foundation Details Slab
Building Area Total 3092
Lot Dimensions 75 x 112
Lot Size Acres 0.19
Road Surface Type Asphalt
Private Pool true
Waterfront Y/N true
Covered Spaces 2
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* Excluded Features
List By
Coldwell Banker Realty

Broker

bradbess@gmail.com

Email

Affordability Calculator

$8,326
Per Month
94%
6%
0%
Monthly Principal & Interest
$7,850
Monthly Property Taxes
$476
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
Northeast High-PN High School High School
Pricing History
DatePricePrice ChangeDescription
2/13/2026$1,275,000 Listed Price

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120 97TH AVENUE NE, St Petersburg, FL, 33702 is a Single Family Home for sale at $1,275,000 with 2,060 sqft and a lot size of 0.19. 120 97TH AVENUE NE has 5 bedrooms, 3.0 baths, and was built in 1971. The property's zip code is 33702 which is in St Petersburg, FL