10366 Rancho Carmel Dr San Diego, CA $ 998,000
10366 Rancho Carmel Dr
$ 998,000
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10366 Rancho Carmel Dr

San Diego, CA, 92128
$ 998,000
Bedrooms3 Baths2.0 Sq 1,322

Monthly Estimate*

$ 6,145

Listed by eXp Realty of California, Inc
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Single Family Home for sale in San Diego, CA

for $998,000 with 3 bedrooms and 2 full baths. This 1,322 square foot home was built in 1989.

Beautifully updated, Detached Single-Story residence in the award-winning Poway Unified School District. Tucked inside a fully gated community with LOW HOA dues, 2 HEATED community pools, spa & a playground. Another perk is access to the Carmel Mountain Ranch Recreation Center, where you’ll enjoy pickleball, basketball,volleyball & a calendar of community events including the Spring Egg Scramble, Movies in the Park, & the Fall Carnival. Inside, the home has been thoughtfully renovated over time & is move-in ready. Positioned away from the main street, it offers a peaceful setting with a sense of privacy from the moment you enter. The gated front entry leads you down your own fully landscaped walkway that connects to 1 of 2 backyards! Once the front door opens, the home welcomes you into a light-filled open layout with vaulted ceilings, recessed lighting & fireplace. The renovated kitchen features stone countertops, abundant storage, bar seating & bay window overlooking the 2nd enclosed yard. In addition to a breakfast nook, the home also offers a formal dining area with sliding doors that connect to the outdoor space. Both backyard areas are private & fully enclosed with turf. The main backyard area has a large turf area, beautifully designed retaining wall with mature landscaping & a covered patio with cafe lights, ideal for a fire pit & outdoor seating to gather with friends & family for love & laughter. The spacious primary is a true retreat with direct backyard access, a walk-in closet, shower & dual vanity. EV charger, oversized attached 2-car. gar w/2 driveway spaces! Welcome home to this beautifully updated, detached single-story residence in the award-winning Poway Unified School District. Tucked inside a fully gated community with LOW HOA dues, this home offers the perfect blend of comfort, convenience, and lifestyle, complete with two community pools heated to 86 degrees from April to October, spa, and a playground. Another standout perk of this location is access to the Carmel Mountain Ranch Recreation Center, where you’ll enjoy pickleball, basketball, volleyball, and a calendar of community events throughout the year including the Spring Egg Scramble, Movies in the Park, and the Fall Carnival. Inside, the home has been thoughtfully renovated over time and is truly move-in ready. Positioned away from the main street, it offers a peaceful setting with a sense of privacy from the moment you enter. The gated front entry leads you down your own fully landscaped walkway that connects to one of two backyards! Once the front door opens, the home welcomes you into a light-filled open layout with vaulted ceilings, recessed lighting, and fireplace. The renovated kitchen features stone countertops, abundant storage, bar seating, and a bay window overlooking the second enclosed yard. In addition to a breakfast nook, the home also offers a formal dining area with sliding doors that connect to the outdoor space. Both backyard areas are private and fully enclosed with turf. The main backyard area has a large turf area, beautifully designed retaining wall with mature landscaping, and a covered patio with cafe lights, ideal for a firepit and outdoor seating to gather with friends and family for love and laughter! The spacious primary suite is a true retreat with direct backyard access, a walk-in closet, dual vanity, and a separate shower/toilet area. Laminate and vinyl flooring run throughout the home. Additional highlights include an EV charger already installed, an oversized attached two-car garage with laundry and extra storage, plus two driveway parking spaces and a welcoming front yard. This is a rare opportunity to enjoy single-level living, resort-style amenities, and a vibrant community right in the heart of Carmel Mountain Ranch!

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Single Family Active

Price

$ 998,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 0

Style

Year Built

1989

Town/City

San Diego

County/Region

San Diego

MLS | Web ID

260003490SD

Days on Market

13

Features
General
Living Area 1322
Heating Forced Air Fireplace(s) Natural Gas
Cooling Central Air
Utilities Cable Available Phone Available Sewer Connected Water Connected
Possession Close Of Escrow
Appliances Counter Top Dishwasher Exhaust Fan Gas Cooking Gas Cooktop Disposal Gas Oven Gas Range Gas Water Heater Microwave Refrigerator Range Hood
HOA Fee 280
Garage Spaces 2
Patio/Porch Features Rear Porch Concrete Covered Front Porch Open Patio Porch
Architectural Style Ranch
Pool Features Community Electric Heat Gas Heat Heated Association
Security Features Gated Community Smoke Detector(s)
Year Built 1989
Stories Count 1
Levels One
Property Subtype Single Family Residence
Community Features Gated Pool
Assoc Fee Paid Per Monthly
County San Diego
New Construction false
Property Type Residential
Association Amenities Controlled Access Maintenance Grounds Insurance Outdoor Cooking Area Barbecue Playground Pool Pet Restrictions Pets Allowed Spa/Hot Tub Security Trash
HOA true
Subdivision Name Carmel Mountain Ranch
Garage Y/N true
Full Baths 2
Status Active
Directions Cross Street: Provencal Place.
City San Diego
Disclosures Covenants/Restrictions Disclosure HOA Disclosure Incorporated
Association Name Cambridge HOA
Entry Location 1
Senior Community Y/N false
Open Parking Spaces 2
MLS Area 92128 - Rancho Bernardo
Listing Terms Cash Conventional FHA VA Loan
Spa Features Community
Property Attached Y/N false
Property Condition Turnkey
Virtual Tour https://www.propertypanorama.com/instaview/snd/260003490
Standard Status Active
Occupancy Type Owner
Year Built Source Assessor
Property Sub Type Additional Single Family Residence
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Interior
Interior Amenities Ceiling Fan(s) Separate/Formal Dining Room Granite Counters High Ceilings Open Floorplan Recessed Lighting Storage All Bedrooms Down Bedroom on Main Level Main Level Primary Walk-In Closet(s)
Flooring Laminate Tile
Fireplace Features Living Room
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Half Baths 0
Laundry Features Inside In Garage See Remarks
Total Bedrooms 3
Entry Level 1
Total Baths 2
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Exterior
Parking Features Concrete Direct Access Door-Single Driveway Garage Faces Front Garage Garage Door Opener On Site Uncovered
Total Parking 4
Park Name Cambridge
Skirt None
Spa true
Private Pool false
Lot Size Source Assessor
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* Excluded Features
List By
Exp Realty Of California, Inc

Broker

tiffany@tiffanytrost.com

Email

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$6,145
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$6,145
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Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
2/12/2026$998,000 Listed Price

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10366 Rancho Carmel Dr, San Diego, CA, 92128 is a Single Family Home for sale at $998,000 with 1,322 sqft. 10366 Rancho Carmel Dr has 3 bedrooms, 2.0 baths, and was built in 1989. The property's zip code is 92128 which is in San Diego, CA