Lot 196 Horseshoe Drive Spencer, TN ^$ 38,000

Lot 196 Horseshoe Drive

^$ 38,000

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Lot 196 Horseshoe Drive

Spencer, TN, 38585

^$ 38,000

Studio Baths0.0

Monthly Estimate*

^$ 234

Lot 196 Horseshoe Drive, Spencer, TN 38585 - Image 1

Lot 196 Horseshoe Drive, Spencer, TN 38585 - Image 2

Lot 196 Horseshoe Drive, Spencer, TN 38585 - Image 3

Lot 196 Horseshoe Drive, Spencer, TN 38585 - Image 4

Lot 196 Horseshoe Drive, Spencer, TN 38585 - Image 5

Lot 196 Horseshoe Drive, Spencer, TN 38585 - Image 6

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Lot 196 Horseshoe Drive, Spencer, TN 38585 - Image 8

Lot 196 Horseshoe Drive, Spencer, TN 38585 - Image 9

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Studio

Lots and Land for sale in Spencer, TN

for $38,000. The lot size is 4.

4 ACRES AT A GREAT PRICE! This mostly level parcel has electricity and fiber optic available at the road. Soil map with successful percolation test provided. Hawks Bluff is a quiet, private community located in the heart of the Cumberland Plateau. NO HOA or FEES. Deed restrictions include no mobile homes, modular and barndominiums are okay. Minimum sq. ft. is 1,200. No city water available. Convenient to Chattanooga, McMinnville, Dunlap and Sparta. Just minutes from Fall Creek Fall State Park. Buyer to verify information to make an informed offer.

Lots and Land Active

Price

^$ 38,000

Bedrooms

Studio

Property Type

Lots and Land

Taxes

^$ 126

Style

Single Family Lot

Lot Size

Town/City

Spencer

County/Region

Van Buren

MLS | Web ID

242111

Features

General

Sewer Septic Needed

Possession AtClosing

Restrictions 1

Water Supply None

Electric Available

Subdivision Hawks Bluff

Topography Rolling

County Van Buren

Access Paved Private

Status Active

Area Van Buren Co. TN

Directions From Hwy 111S Take the Baker Mountain exit and turn right. Go about 1 mile and turn left onto Hawks Bluff Road. Turn right at the stop sign and go to 4-way stop turn right onto Ridge View. Turn right

* Excluded Features

List By

Melissa Harmon

Listing Agent

Re/Max Finest

Broker

melissaharmon62@gmail.com

Affordability Calculator

$244

Per Month

Monthly Principal & Interest: $234
Monthly Property Taxes: $11
Monthly Home Insurance: --

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Down Payment

Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Lots and land listings in Spencer, TN

Average List Price ^$161,287

Percent of Sale Price 324%

About Spencer, TN

1,520 Population

1% Since 2002

^$40,652 Median Income

45.38 Median Age

29% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

2633377 Elementary School

2633378 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
2/12/2026	$38,000		Listed Price

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Lot 196 Horseshoe Drive, Spencer, TN, 38585 is a Lots and Land for sale at $38,000 with a lot size of 4. Lot 196 Horseshoe Drive is a studio with 0.0 baths. The property's zip code is 38585 which is in Spencer, TN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Listing data provided courtesy of the Internet Data Exchange Program of the Upper Cumberland Association of REALTORS®.

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of the Upper Cumberland Association of REALTORS®. Real Estate listings held by brokerage firms (licensees) other than Weichert Realtors include the name of the listing brokers.

The information being provided is for consumers' personal, non-commercial use and may not be reproduced or redistribute. Its sole purpose is to be used for no other purpose than to identify prospective properties consumers may be interested in purchasing.

Data is updated as of 3/29/2026.

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Lot 196 Horseshoe Drive

Lots and Land for sale in Spencer, TN

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