704 Bay Road Bay City, MI $ 178,900
704 Bay Road
$ 178,900
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704 Bay Road

Bay City, MI, 48706
$ 178,900
Bedrooms3 Baths2.0 Sq 1,750

Monthly Estimate*

$ 1,102

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Single Family Home for sale in Bay City, MI

for $178,900 with 3 bedrooms and 2 full baths. This 1,750 square foot home was built in 1940 on a lot size of 0.22.

This charming 3-bedroom, 2-bath ranch sits on a perfectly sized lot directly across from the Saginaw Bay. The interior features a cozy living room and a primary suite designed for relaxation, complete with cathedral ceilings, an en-suite bath, and a spacious walk-in closet. The attached garage has been converted into a heated workshop, currently serving as a dual-purpose office and workout space. The outdoor space offers a very relaxing atmosphere, featuring a fully fenced front and backyard, a storage shed, and a back deck/patio area ideal for quiet afternoons or summer entertaining. Move-in ready and situated in an unbeatable location, this home is a fantastic opportunity for any buyer or investor! Listing agent has ownership interest in the property.

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Single Family Active

Price

$ 178,900

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 3,153

Style

Ranch

Lot Size

0.22

Year Built

1940

Town/City

Bay City

County/Region

Bay

MLS | Web ID

58050199241

Features
Interior
Interior Amenities CathedralCeilings HighCeilings
Basement None
Flooring CeramicTile
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N N
Above Grade Finished Area 1750.0
Total Bedrooms 3
Below Grade Finished Area 0.0
Above Grade Finished Area Source PublicRecords
Above Grade Finished Area Unit Type SquareFeet
Total Baths 2
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General
Sewer PublicSewer
Heating ForcedAir NaturalGas
Cooling WindowUnits
Possession AtClose
Appliances Microwave Oven Refrigerator Range
Garage Spaces 1.0
Patio/Porch Features Deck Patio
Architectural Style Ranch
Pool Features None
Construction Materials AluminumSiding VinylSiding
Year Built 1940
Levels One
Property Subtype SingleFamilyResidence
Tax Year 2025
County Bay
New Construction N
Property Type Residential
HOA Y
Attached Garage Y
Subdivision Name SAGINAW BAY ESTATES
Garage Y/N Y
Other Structures Sheds Workshop
Total Rooms 6
Full Baths 2
Status Active
City BangorCharterTownship_Bay
Disclosures NoEncroachment TaxesNotHomesteadExempt
Senior Community Y/N N
High School District BangorTwpBayCity
MLS Area Area92101BangorTwp
Carport Y/N N
Land Lease Y/N N
Tax Annual Amount 3153.0
Home Warranty Y/N N
Lease Renewal Y/N N
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Standard Status Active
Tax Assessed Value 52300
Legal Description LOT 84 ASSESSOR'S PLAT OF APLIN BEACH SUB.
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Exterior
Fencing Fenced
Parking Features OneCarGarage Assigned2Spaces Attached Paved
Lot Features WaterView
Water Source Public
Foundation Details Slab
Spa N
Lot Dimensions 74x126
Lot Size Acres 0.22
Waterfront Y/N N
Crops Included Y/N N
Road Responsibility PublicMaintainedRoad
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 704
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* Excluded Features
List By
Zachary Kuch

Listing Agent

Exp Realty Llc

Broker

(269) 600-4397

Phone

Affordability Calculator

$1,364
Per Month
81%
19%
0%
Monthly Principal & Interest
$1,102
Monthly Property Taxes
$263
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4909263 Elementary School
4909571 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
2/11/2026$178,900 Listed Price

Map


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704 Bay Road, Bay City, MI, 48706 is a Single Family Home for sale at $178,900 with 1,750 sqft and a lot size of 0.22. 704 Bay Road has 3 bedrooms, 2.0 baths, and was built in 1940. The property's zip code is 48706 which is in Bay City, MI