123 Water Street

Luxury Loft with Retail Opportunity in Historic Downtown Horse Cave. Experience the perfect blend of history, luxury, and opportunity with this stunning property located in the heart of downtown Horse Cave. Set within a beautifully preserved historic building, this expansive 12,000+ sq. ft. property offers both modern elegance and timeless character. Upstairs, the renovated 2,700+ sq. ft. luxury loft delivers exceptional living space overlooking the charming downtown streetscape. The master suite is a true retreat, featuring a private walkout deck, a classic claw-foot tub, walk-in shower, and double farmhouse sinks. The oversized kitchen impresses with a large island, custom cabinetry, and premium stainless steel appliances—perfect for entertaining or everyday living. On the main level, more than 4,000 sq. ft. of heated and cooled retail space awaits—ideal for a boutique, gallery, or mixed-use business. With excellent downtown frontage and plenty of foot traffic, the potential here is unmatched. Additional highlights include: Building served by a lift for effortless access between levels, Two new HVAC systems and gas heat for comfort and efficiency, recently updated roof covering for peace of mind, and Ample warehouse and storage space behind the retail area. Whether you’re seeking a live-work property, investment opportunity, or an exceptional luxury residence, this rare offering has it all—historic charm, modern comfort, and limitless potential.