1120 SE 1st Terrace Cape Coral, FL $ 499,999
1120 SE 1st Terrace
$ 499,999
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1120 SE 1st Terrace

Cape Coral, FL, 33990
$ 499,999
Bedrooms3 Baths2.0 Sq 2,057

Monthly Estimate*

$ 3,079

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Single Family Home for sale in Cape Coral, FL

for $499,999 with 3 bedrooms and 2 full baths. This 2,057 square foot home was built in 1989 on a lot size of 0.23.

**RARE LAKEFRONT POOL HOME in Cape Coral’s desirable SHAMROCK LAKES—FIRST TIME EVER OFFERED ON OPEN MARKET!** This 3-bedroom, 2-bath residence is being sold by the **ORIGINAL FAMILY** and offers a versatile, spacious layout with a Living Room **plus** a separate Family Room, a dedicated Dining Room, and a Dinette—ideal for both everyday living and entertaining. Outdoor living shines here. Enjoy a **HEATED 15’ x 25’ POOL with attached SPA**, all overlooking a **peaceful, private lake** with a **CONCRETE DOCK**—perfect for relaxing, fishing, or taking in serene water views. The rear of the home is designed for comfort and protection, featuring **huge sliding glass doors from the Family Room and Dinette**, opening to a covered lanai area that allows you to **leave outdoor furniture in place year-round**, thanks to **ELECTRIC ROLL-DOWN HURRICANE SHUTTERS** enclosing the entire rear living space. The home is on **PUBLIC WATER AND PUBLIC SEWER** and is located in an **X FLOOD ZONE—NO FLOOD INSURANCE REQUIRED**, offering both convenience and peace of mind. **MAJOR UPDATES INCLUDE:** • **NEW ROOF (2025)** • **Whole-home interior plumbing REPIPE (2023)** • **HVAC replaced (2018)** • **Garage door replaced (2018)** • **HURRICANE SHUTTERS**, including electric rear enclosure Shamrock Lakes is an established, tucked-away neighborhood known for its **single entrance/exit**, providing a quiet residential setting while remaining close to shopping, dining, and major Cape Coral roadways. A lovingly maintained **TIME CAPSULE** with excellent bones, major systems already updated, and **OVER 2,000 SQUARE FEET of living space**—this is a rare opportunity to own a lakefront pool home with spa, dock, public utilities, no flood insurance required, and first-time-on-the-market pedigree. **Schedule your private showing today.**

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Single Family Active

Price

$ 499,999

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 3,120

Style

Ranch, One Story

Lot Size

0.23

Year Built

1989

Town/City

Cape Coral

County/Region

Lee

MLS | Web ID

2026006951

Features
General
Sewer Assessment Paid Public Sewer
Heating Central Electric
Cooling Central Air Electric
Utilities Cable Available High Speed Internet Available
Possession Negotiable
Roof Shingle
Appliances Dryer Dishwasher Electric Cooktop Freezer Refrigerator Washer
HOA Fee 0
Garage Spaces 2
Association Fee Includes None
Patio/Porch Features Deck Lanai Porch Screened
Architectural Style Ranch One Story
Pool Features Concrete Electric Heat Heated In Ground Screen Enclosure Pool/Spa Combo
Construction Materials Block Concrete Stucco
Pets Allowed Yes
Year Built 1989
View Lake
Stories Count 1
Property Subtype Single Family Residence
Tax Year 2025
Ownership Single Family
Waterfront Features Lake Seawall
Community Features Non-Gated
HOA Fee 2 0
County Lee
Property Type Residential
Association Amenities None
HOA false
Attached Garage true
Subdivision Name SHAMROCK LAKES
Facing Direction South
Garage Y/N true
Total Rooms 10
Full Baths 2
Status Active
Directions Take Del Prado Blvd S turn West on Handcock Bridge Pkwy turn South on SE 12th Ave. turn West on SE First Terrace property on left.
City Cape Coral
Land Lease Amount 0
Senior Community Y/N false
Zoning Description R1
MLS Area CC14 - Cape Coral Unit 16 18 22-
Lot Size Units Acres
Carport Spaces 0
Carport Y/N false
Spa Features Electric Heat Gunite In Ground Screened
Tax Annual Amount 3120.23
Property Condition Resale
Virtual Tour https://www.propertypanorama.com/instaview/fgcmls/2026006951
Standard Status Active
Tax Lot 27
Property Sub Type Additional Single Family Residence
Legal Description CAPE CORAL UNIT 16 BLK 1476 PB 13 PG 87 LOTS 27 + 28
HOA Fee 3 0
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Interior
Interior Amenities Breakfast Bar Built-in Features Breakfast Area Bathtub Cathedral Ceiling(s) Separate/Formal Dining Room Dual Sinks Entrance Foyer French Door(s)/Atrium Door(s) Jetted Tub Separate Shower Walk-In Closet(s) Window Treatments Split Bedrooms
Flooring Carpet Tile
Furnished Y/N Partially
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Window Features Arched Double Hung Shutters Window Coverings
Half Baths 0
Laundry Features Inside
Total Bedrooms 3
Room Type Family Room Screened Porch
Total Baths 2
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Exterior
Exterior Amenities Deck Outdoor Kitchen Shutters Electric
Parking Features Attached Garage Garage Door Opener
Lot Features Oversized Lot
Water Source Assessment Paid
Lot Size Area 0.23
Spa true
Building Area Total 2562
Lot Dimensions 80 x 125 x 80 x 125
Lot Size Acres 0.23
Private Pool true
Lot Size Source Appraiser
Waterfront Y/N true
Covered Spaces 2
Door Features French Doors
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* Excluded Features
List By
Dawn Merritt

Listing Agent

Re/Max Palm Realty

Broker

dawn@thesisteractsells.com

Email

Affordability Calculator

$3,339
Per Month
92%
8%
0%
Monthly Principal & Interest
$3,079
Monthly Property Taxes
$260
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
2/20/2026$499,999 Listed Price

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1120 SE 1st Terrace, Cape Coral, FL, 33990 is a Single Family Home for sale at $499,999 with 2,057 sqft and a lot size of 0.23. 1120 SE 1st Terrace has 3 bedrooms, 2.0 baths, and was built in 1989. The property's zip code is 33990 which is in Cape Coral, FL