15 DOGWOOD TERRACE
Palm Coast, FL, 32137 $ 725,000
Bedrooms3 Baths3.0 Sq 2,419 Monthly Estimate*
$ 4,464
for $725,000 with 3 bedrooms and 3 full baths. This 2,419 square foot home was built in 2018 on a lot size of 0.23.
Tucked at the end of a quiet cul-de-sac in one of Palm Coast’s most loved coastal pockets, 15 Dogwood Terrace is the kind of home people picture when they dream about moving to Florida for good. Built in 2018 and thoughtfully designed as a custom luxury residence, this 3-bedroom, 3-bath home offers high ceilings, quality finishes, and the kind of privacy that’s getting harder to find—without the restrictions of an HOA. There is an office or flex space that can easily be converted to a 4th bedroom. Seller Financing available, 20% down at 5% interest. Contact the listing agent for more details. From the moment you pull in, the setting feels different. The home sits at the end of the street with peaceful water views behind it, giving you that rare combination of openness and seclusion. Mornings here start slow—coffee on the back patio, watching the light come up over the water and the coastal breeze move through the palms. Evenings feel just as special, with quiet sunsets and the occasional golf cart passing by on the way home from the beach. Inside, the home reflects the care and craftsmanship of a custom build. Tall ceilings, open living spaces, and thoughtful upgrades create a light, airy feel that fits perfectly with the coastal surroundings. Each bedroom has its own bathroom, making it ideal for hosting guests, family visits, or using the home as a short-term rental when you’re not in town. With no HOA and short-term rental flexibility, you have the freedom to enjoy it as a private residence, a vacation home, or an income-producing property. The lifestyle here is what truly sets it apart. This is a golf-cart-friendly coastal community with private beach access, so grabbing your chair and heading to the ocean is part of everyday life. Armand Beach is just minutes away, offering uncrowded shoreline, natural dunes, and some of the most peaceful stretches of sand in Flagler County. Nearby Bing’s Landing is a local favorite for boating, fishing, and waterfront dining, while Marineland adds a unique Old Florida charm with its history and scenic coastal views. For those who love the outdoors, the Malacompra and A1A bike trails wind through shaded oaks and along the Intracoastal and ocean, making it easy to spend your mornings riding, walking, or simply taking in the natural beauty. You’re close enough to everything—restaurants, marinas, and local markets—yet far enough to feel like you’ve found a quiet slice of coastal Florida that still holds onto its charm. 15 Dogwood Terrace isn’t just a home. It’s a laid-back coastal lifestyle where privacy, water views, and the beach are part of your everyday routine. Whether you’re looking for a full-time residence, a weekend escape, or a high-end short-term rental opportunity, this property offers the freedom and setting that make people fall in love with Palm Coast’s Armand Beach area in the first place.
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FeaturesGeneralSewer Septic Tank
Heating Central Electric
Cooling Central Air
Utilities Electricity Connected
Roof Shingle
Appliances Dishwasher Dryer Microwave Refrigerator Washer
Zoning R-1
Garage Spaces 2
Construction Materials Block
Year Built 2018
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
County Flagler
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name ARMAND BEACH EAST SUB
Facing Direction South
Garage Y/N true
Total Rooms 3
Full Baths 3
Status Active
Directions Take I-95 to Exit 289 (Palm Coast Parkway). Head east on Palm Coast Parkway toward the beach for about 2.5 miles. Turn left onto Colbert Lane and continue north for about 3 miles. Turn right onto Clubhouse Drive (toward the Armand Beach area). Turn left onto Dogwood Terrace. Follow to the end of the cul-de-sac — 15 Dogwood Terrace will be at the end.
City PALM COAST
Senior Community Y/N false
MLS Area 32137 - Palm Coast
Lot Size Units Square Feet
Lot Size Square Feet 10014
Carport Y/N false
Listing Terms Cash Conventional FHA Lease Option Lease Purchase Owner May Carry VA Loan
Land Lease Y/N false
Tax Annual Amount 8430
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/FC315969
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Vacant
Tax Lot 60
Legal Description ARMAND BEACH EAST SUBD LOT 60 OR 277 PG 474 OR 1105 PG 262 OR 1829/1716 OR 2074/1365
Minimum Lease 1-7 Days
Water Access Y/N false
Water View Y/N false
Flood Zone Code AE
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InteriorInterior Amenities Ceiling Fan(s) High Ceilings Primary Bedroom Main Floor Solid Surface Counters Split Bedroom Tray Ceiling(s)
Flooring Tile
Furnished Y/N Unfurnished
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 0
Laundry Features Inside Laundry Room
Total Bedrooms 3
Total Baths 3
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ExteriorExterior Amenities Sliding Doors
Water Source Public
Lot Size Area 10014
Foundation Details Slab
Building Area Total 3131
Lot Size Acres 0.23
Road Surface Type Other Unimproved
Private Pool false
Waterfront Y/N false
Covered Spaces 2
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* Excluded FeaturesList Bywatts.fl.realestate@gmail.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $4,464
- Monthly Property Taxes
- $703
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Palm Coast, FL
Average List Price $527,680
Percent of Sale Price 27%
About Palm Coast, FL 88,371 Population
168% Since 2002
$ 50,368 Median Income
46.43 Median Age
22% Households with Children
Trends Information provided by ATTOM Data Solutions.
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 3/20/2026 | $725,000 | -3.32% | Price Down |
| 3/6/2026 | $749,900 | -6.25% | Price Down |
| 2/15/2026 | $799,900 | -2.44% | Price Down |
| 2/9/2026 | $819,900 | | Listed Price |