3180 PHLOX DRIVE Palm Harbor, FL $ 259,000
3180 PHLOX DRIVE
$ 259,000
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3180 PHLOX DRIVE

Palm Harbor, FL, 34684
$ 259,000
Bedrooms3 Baths2.0 Sq 950

Monthly Estimate*

$ 1,595

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Single Family Home for sale in Palm Harbor, FL

for $259,000 with 3 bedrooms and 2 full baths. This 950 square foot home was built in 1984.

Very low HOA—ideal to live or invest - very low carrying costs. Beautifully upgraded semi detached with high ceilings, move-in ready. New never-used kitchen cabinets, top of-the-line stainless steel appliances, new flooring, and new washer/dryer. Bright and quiet with large windows and plenty of natural light. 3 bedrooms and 2 full bathrooms, including a spacious primary with ensuite and walk-in closet. Good-sized secondary bedrooms with their own shared washroom. New roof (2022). One-car garage. Quiet, safe, and well-maintained community with low HOA and excellent neighbors. A true gem.

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Single Family Active

Price

$ 259,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 2,873

Style

Villa

Year Built

1984

Town/City

Palm Harbor

County/Region

Pinellas

MLS | Web ID

A4681645

Features
General
Sewer Public Sewer
Heating Central Electric
Cooling Central Air
Utilities Electricity Connected Sewer Connected Water Connected
Roof Shingle
Appliances Dishwasher Disposal Dryer Electric Water Heater Exhaust Fan Gas Water Heater Ice Maker Microwave Range Refrigerator Washer
Zoning RPD-7.5
HOA Fee 225
Garage Spaces 1
Association Fee Includes Community Pool Manager Trash
Patio/Porch Features Enclosed Front Porch Rear Porch Screened
Construction Materials Cement Siding Stucco Vinyl Siding
Pets Allowed Breed Restrictions Yes
Year Built 1984
Levels One
Property Subtype Villa
Tax Year 2025
Ownership Condominium
Community Features Association Recreation - Owned Pool Sidewalks
Assoc Fee Paid Per Monthly
County Pinellas
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name CLOVERPLACE CONDO
Facing Direction North
Garage Y/N true
Total Rooms 6
Full Baths 2
Status Active
Directions US 19 To East On Tampa Rd. Left On St George Left On Cloverplace keep driving and the road changes name to Phlox.
City PALM HARBOR
Association Name Pro Active Management
Senior Community Y/N false
MLS Area 34684 - Palm Harbor
Lot Size Square Feet 0
Carport Spaces 1
Carport Y/N true
Listing Terms Cash Conventional FHA VA Loan
Land Lease Y/N false
Tax Annual Amount 2873.81
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/A4681645
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Tax Lot 00
Legal Description CLOVERPLACE CONDO PHASE IV UNIT 165
Minimum Lease 8-12 Months
Water Access Y/N false
Monthly HOA Amount 225
HOA Monthly Maintenance 0
Water View Y/N false
Flood Zone Code X
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Interior
Interior Amenities Cathedral Ceiling(s) Ceiling Fan(s) Living Room/Dining Room Combo Open Floorplan Solid Surface Counters Split Bedroom Stone Counters Walk-In Closet(s)
Flooring Ceramic Tile Granite Laminate
Furnished Y/N Unfurnished
Total Stories 1
Common Walls End Unit
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 0
Laundry Features In Garage
Total Bedrooms 3
Total Baths 2
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Exterior
Exterior Amenities Courtyard Private Mailbox Rain Gutters Sliding Doors
Water Source Public
Foundation Details Slab
Spa true
Building Area Total 950
Lot Size Acres 0
Road Surface Type Paved
Private Pool false
Waterfront Y/N false
Covered Spaces 2
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* Excluded Features
List By
Savvy Avenue, Llc

Broker

Moe@remoe.com

Email

Affordability Calculator

$1,834
Per Month
87%
13%
0%
Monthly Principal & Interest
$1,595
Monthly Property Taxes
$239
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
4/1/2026$259,000 -2.26% Price Down
3/10/2026$265,000 -6.03% Price Down
2/10/2026$282,000 Listed Price

Map


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3180 PHLOX DRIVE, Palm Harbor, FL, 34684 is a Single Family Home for sale at $259,000 with 950 sqft. 3180 PHLOX DRIVE has 3 bedrooms, 2.0 baths, and was built in 1984. The property's zip code is 34684 which is in Palm Harbor, FL