38 Temple Street Gloversville, NY ^$ 109,500

38 Temple Street

^$ 109,500

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Recently Listed

38 Temple Street

Gloversville, NY, 12078

^$ 109,500

Bedrooms4 Baths2.0 Sq 2,296

Monthly Estimate*

^$ 674

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Multi-Family Home for sale in Gloversville, NY

for $109,500 with 4 bedrooms and 2 full baths. This 2,296 square foot home was built in 1830 on a lot size of 0.17.

Excellent Investment or Owner-Occupant Opportunity! Well-maintained two-family home on a quiet street offering steady income with long-term tenants already in place. Each unit features separate utilities for easy management. Enjoy a driveway with plenty of off street parking, a level backyard with private outdoor space, and a back deck perfect for relaxing or entertaining. Ideally located close to shopping, hospitals, and everyday amenities. A fantastic opportunity to expand your portfolio or live in one unit while renting the other!

Multi-Family Active

Price

^$ 109,500

Bedrooms

Full Bath

Property Type

Multi-Family

Taxes

^$ 2,680

Style

Traditional

Lot Size

0.17

Year Built

1830

Town/City

Gloversville

County/Region

Fulton

MLS | Web ID

202611802

Features

Interior

Interior Amenities Paddle Fan High Speed Internet

Basement Full Unfinished

Basement (Y/N) N

Air Conditioning Y/N N

Heating Y/N Y

Above Grade Finished Area 2296.0

Half Baths 0

Laundry Features In Basement

Total Bedrooms 4

Below Grade Finished Area 0.0

Below Grade Finished Area Source CRS

Above Grade Finished Area Source CRS

Total Baths 2

General

Sewer Public Sewer

Heating Forced Air Natural Gas

Cooling None

Possession Negotiable

Garage Spaces 0.0

Architectural Style Traditional

Construction Materials Wood Siding

Year Built 1830

Electric 200+ Amp Service

Tenant Pays Hot Water Heat Electricity

Property Subtype Duplex

County Fulton

New Construction N

Property Type MultiFamily

HOA N

Attached Garage N

Full Baths 2

Status Active

Directions Main st in Gloversville to a left onto 3rd ave to Temple St

High School Gloversville

City Gloversville

High School District Gloversville

Number Of Units Total 2

Lot Size Units Acres

Lot Size Square Feet 7405.2

Carport Y/N N

Land Lease Y/N N

Tax Annual Amount 2680.44

Home Warranty Y/N N

Lease Renewal Y/N N

Additional Parcels Y/N N

Concessions Yes

Lease Considered Y/N N

Rent Control Y/N N

Standard Status Active

Tax Assessed Value 0

Tax Lot 16.000

Exterior

Exterior Amenities None

Parking Features Off Street Stone Driveway

Lot Features Level Cleared

Water Source Public

Total Parking 4.0

Lot Size Area 0.17

Foundation Details Stone

Spa N

Lot Dimensions 47.5 x 150

Lot Size Acres 0.17

Waterfront Y/N N

Crops Included Y/N N

Horse Y/N N

Irrigation Water Rights Y/N N

Internal Only

Street Number 1 38

* Excluded Features

List By

Katrina Ruberti

Listing Agent

Howard Hanna Capital Inc

Broker

(518) 423-2502

Phone

katrinaruberti@gmail.com

Affordability Calculator

$898

Per Month

Monthly Principal & Interest: $674
Monthly Property Taxes: $223
Monthly Home Insurance: --

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Yearly Home Insurance

Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Multi-family listings in Gloversville, NY

Average List Price ^$268,992

Percent of Sale Price 146%

About Gloversville, NY

15,195 Population

-2% Since 2002

^$35,322 Median Income

38.38 Median Age

26% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

853299 Elementary School

853231 Middle School

Gloversville High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
2/10/2026	$109,500		Listed Price

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38 Temple Street, Gloversville, NY, 12078 is a Multi-Family Home for sale at $109,500 with 2,296 sqft and a lot size of 0.17. 38 Temple Street has 4 bedrooms, 2.0 baths, and was built in 1830. The property's zip code is 12078 which is in Gloversville, NY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate for sale on this web site comes in part from The Internet Data Exchange Program of ©2019 Global Multiple Listing Service, Inc. The data relating to real estate on this website comes in part from the Internet Data Exchange program of the GMLS. All information is deemed reliable but not guaranteed and should be independently verified. All properties subject to prior sale, change, or withdrawal. Neither listing broker(s), GMLS shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless from any damages arising from reliance upon these data. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.

Data is updated as of 2/22/2026.

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38 Temple Street

Multi-Family Home for sale in Gloversville, NY

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