409 Cosby Road Utica, NY ^$ 215,000

409 Cosby Road

^$ 215,000

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409 Cosby Road

Utica, NY, 13502

^$ 215,000

Bedrooms3 Baths1.0 Sq 1,146

Monthly Estimate*

^$ 1,324

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Single Family Home for sale in Utica, NY

for $215,000 with 3 bedrooms and 1 full bath. This 1,146 square foot home was built in 1955 on a lot size of 0.146.

Well-maintained Ranch home in North Utica offering 3 bedrooms and 1 bathroom. Many updates including a new roof, remodeled bathroom, stamped concrete patio in the back yard and a new insulated overhead garage door. It list as a 3 bedroom home but has the flexibility of using one as a den. The garage also offers use as a three season room or pull your car in to keep it warm in the winter. The fenced yard and deck create a private outdoor retreat. Single floor living with curb appeal and modern updates, this home is a turnkey opportunity!

Single Family Contingent

Price

^$ 215,000

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 3,900

Style

Ranch

Lot Size

0.146

Year Built

1955

Town/City

Utica

County/Region

Oneida

MLS | Web ID

S1654133

Features

Interior

Interior Amenities Den EatInKitchen

Basement Full

Flooring Hardwood Varies Vinyl

Total Fireplaces 0

Total Stories 1

Basement (Y/N) Yes

Air Conditioning Y/N Yes

Heating Y/N Yes

Fireplace Y/N No

Half Baths 0

Total Bedrooms 3

Main Level Bedrooms 3

Main Level Bathrooms 1

Total Baths 1

General

Sewer Connected

Heating Gas ForcedAir

Cooling CentralAir

Utilities SewerConnected WaterConnected

Possession CloseOfEscrow

Appliances Dryer Dishwasher GasOven GasRange GasWaterHeater Refrigerator Washer

Garage Spaces 1.0

Architectural Style Ranch

Construction Materials VinylSiding

School District Utica

Year Built 1955

Stories Count 1

Township Not Applicable

Levels One

Property Subtype SingleFamilyResidence

County Oneida

Property Type Residential

Attached Garage Yes

Garage Y/N Yes

Total Rooms 6

Full Baths 1

Status ActiveUnderContract

Directions Riverside Dr. to Cosby Rd.

City Utica

Senior Community Y/N No

High School District Utica

Number Of Units Total 0

MLS Area Utica-City-301600

Lot Size Units Acres

Year Built Details Existing

Tax Annual Amount 3900.0

Property Condition Resale

Virtual Tour https://www.propertypanorama.com/instaview/syr/S1654133

Standard Status ActiveUnderContract

Middle/Junior School District Utica

Elementary School District Utica

Tax Assessed Value 57300

TaxOtherAnnualAssessmentAmount 100.0

Exterior

Exterior Amenities BlacktopDriveway

Parking Features Attached Garage

Lot Features Other Rectangular RectangularLot SeeRemarks

Water Source Connected Public

Lot Size Area 0.146

Foundation Details Poured

Building Area Total 1146.0

Lot Dimensions 60X106

Lot Size Acres 0.146

Waterfront Y/N No

Internal Only

Street Number 1 409

* Excluded Features

List By

Pondras Homes & Hearth Realty Llc

Broker

(315) 264-9014

Phone

Affordability Calculator

$1,649

Per Month

Monthly Principal & Interest: $1,324
Monthly Property Taxes: $325
Monthly Home Insurance: --

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Loan Term

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Yearly Home Insurance

Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Utica, NY

Average List Price ^$218,982

Percent of Sale Price 2%

About Utica, NY

61,376 Population

1% Since 2002

^$32,748 Median Income

36.3 Median Age

27% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

247699 Elementary School

246707 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
2/10/2026	$215,000		Listed Price

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409 Cosby Road, Utica, NY, 13502 is a Single Family Home for sale at $215,000 with 1,146 sqft and a lot size of 0.146. 409 Cosby Road has 3 bedrooms, 1.0 baths, and was built in 1955. The property's zip code is 13502 which is in Utica, NY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate on this web site comes in part from the Internet Data Exchange (IDX) Program of the CNYIS, powered by CNYIS. Real estate listings held by firms other than Weichert Realtors are marked with the IDX logo and detailed information about them includes the Listing Broker's Firm Name.

All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither the listing broker(s) nor this site's owner shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.

Fair Housing Notice (FHN)-https://www.dos.ny.gov/licensing/docs/FairHousingNotice_new.pdf

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409 Cosby Road

Single Family Home for sale in Utica, NY

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