20480 State HWY 69 Gardner, CO ^$ 499,000

20480 State HWY 69

^$ 499,000

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20480 State HWY 69

Gardner, CO, 81040

^$ 499,000

Bedrooms2 Baths1.0 Sq 996

Monthly Estimate*

^$ 3,072

Listed by Code of the West Real Estate

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Single Family Home for sale in Gardner, CO

for $499,000 with 2 bedrooms and 1 full bath. This 996 square foot home was built in 2004 on a lot size of 35.

Escape to where Colorado’s wild beauty meets true peace and privacy. This inviting 1,000 sq. ft. 2 bed / 1 bath cabin with loft—easily a 3rd bedroom—is the kind of place where memories are made, designed for slowing down and soaking it all in. Morning coffee on the deck, sunsets that stop you in your tracks, and star-filled skies at night. Set on 35 acres with easy year-round access just 20± miles from town and amenities, the property backs directly to 3,000 acres of BLM in Trophy GMU 84—an outdoor lover’s dream. A brand-new shop with concrete floors and electric offers ample space for gear, projects, RV storage, and adventure. Conveniently located just 1.5 hours to Colorado Springs Airport, less than an hour to skiing at Cuchara Mountain Park, and about 1.5 hours to the Great Sand Dunes National Park—numerous day adventures await right from your doorstep. With no HOA or covenants, breathtaking 360° views, no deferred maintenance, and pre-listing inspections complete, this fully furnished, turnkey Colorado retreat is ready to welcome you home!

Single Family Pending

Price

^$ 499,000

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 1,297

Style

House

Lot Size

Year Built

2004

Town/City

Gardner

County/Region

Huerfano

MLS | Web ID

6607317

Features

Interior

Interior Amenities Ceiling Fan(s)

Basement Crawl Space

Flooring Carpet Laminate

Total Fireplaces 1

Fireplace Features Gas Log

Basement (Y/N) N

Window Features Double Pane Windows

Above Grade Finished Area 996

Half Baths 0

1/4 Baths 0

3/4 Baths 1

Total Bedrooms 2

Main Level Bedrooms 2

Main Level Bathrooms 1

Total Baths 1

General

Sewer Septic Tank

Heating Propane

Cooling None

Roof Metal

Appliances Dryer Microwave Refrigerator Washer

Zoning Agricultural

Garage Spaces 0

Patio/Porch Features Covered Deck

Security Features Smoke Detector(s)

Construction Materials Wood Siding

Exclusions A few personal items Home sold furnished

Year Built 2004

View Mountain(s)

Levels One

Property Subtype Single Family Residence

Tax Year 2025

Ownership Individual

County Huerfano

Property Type Residential

HOA N

Attached Garage N

Contingency None Known

Subdivision Name Colo Land & Graz UT AA

Full Baths 0

Status Pending

Directions Head W on CO 69 After mm 20 turn right at driveway with several mailboxes and COTW sign. Continue straight and stay to the right at the Y. Turn L at the next Y and you will arrive at home.

High School John Mall

City Gardner

Senior Community Y/N N

High School District Huerfano RE-1

Lot Size Units Acres

Lot Size Square Feet 1524600

Carport Spaces 0

Listing Terms Cash Conventional FHA VA Loan

Elementary School Peakview

Tax Annual Amount 1297.1

Middle/Junior High School Peakview

Structure Type House

Standard Status Active Under Contract

Middle/Junior School District Huerfano RE-1

Elementary School District Huerfano RE-1

Exterior

Exterior Amenities Dog Run

Lot Features Borders Public Land Level Mountainous Rolling Slope

Water Source Cistern

Total Parking 2

Lot Size Area 35

Building Area Total 996

Lot Size Acres 35

Road Surface Type Gravel

Horse Y/N Y

Internal Only

Street Number 1 20480

* Excluded Features

List By

Code Of The West Real Estate

Broker

(307) 460-0872

Phone

Affordability Calculator

$3,181

Per Month

Monthly Principal & Interest: $3,072
Monthly Property Taxes: $108
Monthly Home Insurance: --

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Down Payment

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Yearly Home Insurance

Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Gardner, CO

Average List Price ^$552,380

Percent of Sale Price 11%

About Gardner, CO

528 Population

12% Since 2002

^$61,417 Median Income

58.67 Median Age

12% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

1438280 Elementary School

1775375 Middle School

John Mall High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
2/10/2026	$499,000		Listed Price

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20480 State HWY 69, Gardner, CO, 81040 is a Single Family Home for sale at $499,000 with 996 sqft and a lot size of 35. 20480 State HWY 69 has 2 bedrooms, 1.0 baths, and was built in 2004. The property's zip code is 81040 which is in Gardner, CO

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate on this web site comes in part from the Internet Data eXchange (IDX) Program of the REcolorado. Real estate listings held by firms other than Weichert Realtors are marked with the IDX logo and detailed information about them includes the Listing Broker’s Firm Name.

The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data is updated as of 2/20/2026.

This publication is designed to provide information with regard to the subject matter covered. It is displayed with the understanding that the publisher and authors are not engaged in rendering real estate, legal, accounting, tax, or other professional services and that the publisher and authors are not offering such advice in this publication. If real estate, legal, or other expert assistance is required, the services of a competent, professional person should be sought.

The information contained in this publication is subject to change without notice. REcolorado. MAKES NO WARRANTY OF ANY KIND WITH REGARD TO THIS MATERIAL, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. REcolorado. SHALL NOT BE LIABLE FOR ERRORS CONTAINED HEREIN OR FOR ANY DAMAGES IN CONNECTION WITH THE FURNISHING, PERFORMANCE, OR USE OF THIS MATERIAL.

PUBLISHER’S NOTICE: All real estate advertised herein is subject to the Federal Fair Housing Act and the Colorado Fair Housing Act, which Acts make it illegal to make or publish any advertisement that indicates any preference, limitation, or discrimination based on race, color, religion, sex, handicap, familial status, or national origin.

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20480 State HWY 69

Single Family Home for sale in Gardner, CO

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