97382 HARBOR CONCOURSE Circle Fernandina Beach, FL $ 557,000
97382 HARBOR CONCOURSE Circle
$ 557,000
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97382 HARBOR CONCOURSE Circle

Fernandina Beach, FL, 32034
$ 557,000
Bedrooms4 Baths3.0 Sq 2,285

Monthly Estimate*

$ 3,430

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Single Family Home for sale in Fernandina Beach, FL

for $557,000 with 4 bedrooms and 3 full baths. This 2,285 square foot home was built in 2017 on a lot size of 0.15.

Gorgeous saltwater POOL home in Harbor Concourse! This spacious 4-bedroom, 3-bath residence features an upstairs bonus room with a full bath and an additional versatile flex room behind charming barn doors—perfect for a dining room, office, playroom, or bedroom. The gourmet kitchen is a dream for any home chef, showcasing quartz countertops, a farmhouse sink, stainless steel appliances, classic subway tile backsplash, an oversized island, pendant lighting, and upgraded 42'' soft-close cabinetry with ample storage. Large accordion-style sliding glass doors open to a covered patio overlooking the screened-in, heated and chilled saltwater pool, ideal for year-round entertaining and relaxing. The spacious primary suite offers dual sinks, a beautifully tiled walk-in shower, soft-close cabinetry, and a large walk-in closet. Additional highlights include coffered ceilings in the living room and primary bedroom, surround sound throughout the main floor, an indoor storage room, fenced backyard with sprinkler system, and an epoxy-floored two-car garageperfect for a workshop or extra storage. Harbor Concourse has low HOA dues, No CDD and offers a community playground. Located close to shopping, restaurants and a short drive to beaches and downtown. This home blends luxury, functionality, and outdoor living in one exceptional package.

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Single Family Active

Price

$ 557,000

Bedrooms

4

Full Bath

3

Property Type

Single Family

Taxes

$ 4,996

Style

Single Family Residence

Lot Size

0.15

Year Built

2017

Town/City

Fernandina Beach

County/Region

Nassau

MLS | Web ID

2129224

Features
Interior
Interior Amenities Breakfast Bar Breakfast Nook Ceiling Fan(s) Kitchen Island Pantry Primary Bathroom -Tub with Separate Shower Primary Downstairs Split Bedrooms Walk-In Closet(s)
Flooring Carpet Tile
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Half Baths 0
Total Bedrooms 4
Total Baths 3
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General
Sewer Public Sewer
Heating Central
Cooling Central Air
Utilities Cable Available Electricity Connected Sewer Connected
Possession Close Of Escrow
Roof Shingle
Appliances Dishwasher Disposal Electric Cooktop Microwave Refrigerator
HOA Fee 660.0
Garage Spaces 2.0
Patio/Porch Features Covered
Pool Features In Ground Fenced Heated Salt Water Screen Enclosure
Construction Materials Fiber Cement Frame
Year Built 2017
Stories Count 2
Property Subtype Single Family Residence
Tax Year 2025
Current Use Residential Single Family
Parcel Number 292N28011500830000
Assoc Fee Paid Per Annually
County Nassau
New Construction 0
Property Type Residential
Association Amenities Playground
HOA Y
Attached Garage N
Subdivision Name Harbor Concourse
Garage Y/N Y
Total Rooms 0
Full Baths 3
Status Active
Directions A1A to Amelia Concourse Right into Harbor Concourse Left on Harbor Concourse Circle Home on left look for sign in yard
High School Yulee
City Fernandina Beach
Senior Community Y/N N
Zoning Description PUD
MLS Area 472-Oneil/Nassaville/Holly Point
Lot Size Units Acres
Lot Size Square Feet 6534.0
Carport Y/N N
Listing Terms Cash Conventional FHA VA Loan
Elementary School Yulee
Property Attached Y/N N
Tax Annual Amount 4996.92
Home Warranty Y/N N
Middle/Junior High School Yulee
Lease Renewal Y/N N
MLS Area Minor 472-Oneil/Nassaville/Holly Point
Lease Considered Y/N N
Rent Control Y/N N
Standard Status Active
Cash True
Conventional True
Accessory Dwelling Unit Y/N N
Water Body Access Y/N None
CDD N
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Exterior
Fencing Back Yard Privacy
Parking Features Garage
Lot Features Sprinklers In Front Sprinklers In Rear
Water Source Public
Lot Size Area 0.15
Spa N
Lot Size Acres 0.15
Road Surface Type Asphalt
Waterfront Y/N N
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 97382
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* Excluded Features
List By
Keller Williams Realty Atlantic Partners

Broker

colleenbellar@gmail.com

Email

Affordability Calculator

$3,846
Per Month
89%
11%
0%
Monthly Principal & Interest
$3,430
Monthly Property Taxes
$416
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
308391 Elementary School
308039 Middle School
Yulee High School High School
Pricing History
DatePricePrice ChangeDescription
2/18/2026$557,000 -3.13% Price Down
2/9/2026$575,000 Listed Price

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97382 HARBOR CONCOURSE Circle, Fernandina Beach, FL, 32034 is a Single Family Home for sale at $557,000 with 2,285 sqft and a lot size of 0.15. 97382 HARBOR CONCOURSE Circle has 4 bedrooms, 3.0 baths, and was built in 2017. The property's zip code is 32034 which is in Fernandina Beach, FL