3201 MCMATH DRIVE Palm Harbor, FL $ 289,000
3201 MCMATH DRIVE
$ 289,000
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3201 MCMATH DRIVE

Palm Harbor, FL, 34684
$ 289,000
Bedrooms2 Baths2.0 Sq 1,332

Monthly Estimate*

$ 1,779

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Single Family Home for sale in Palm Harbor, FL

for $289,000 with 2 bedrooms and 2 full baths. This 1,332 square foot home was built in 1982 on a lot size of 0.15.

Under contract-accepting backup offers. One or more photo(s) has been virtually staged. Welcome to this beautifully updated villa in Palm Harbor’s premier 55+ golf community of Highland Lakes! This stunning end-unit villa features soaring vaulted ceilings with an attached 1.5 car garage, and major updates that provide peace of mind and timeless style, including a brand-NEW roof with gutter guards (2025), newer electrical panel (2020), newer HVAC (2020), brand NEW carpet (2026), updated windows, and a fresh neutral color palette throughout. Ideally located in one of the community’s most desirable areas, the villa is surrounded by lush landscaping that offers exceptional privacy, along with an outdoor patio perfect for grilling and relaxing. Inside, the thoughtful split floor plan centers around a spacious, modern kitchen with updated cabinetry, a built-in pantry, abundant counter space, newer appliances, recessed lighting, a convenient pass-through to the dining/living room combo, and a cozy eat-in nook. Perfectly located hall bath between the guest suite and main living featuring a tub/shower combo. The heated and cooled Florida room provides versatile year-round living space, while the bonus lanai offers additional flexibility or the perfect golf cart garage. The expansive primary suite is a true retreat with generous closet space and an updated en-suite bath featuring a walk-in shower. Located in pet-friendly Duplex Village II, this home enjoys the lowest monthly fee in Highland Lakes at just $172/month, covering cable, internet, lawn service, irrigation, trash, recycling, and pest control, plus a recent 4-point inspection that is transferable to the buyer. Situated in a non-evacuation zone and safely above the flood plain, the home offers added security and convenience. Residents of Highland Lakes enjoy an active, country club lifestyle for only $164/month, including unlimited golf on three private executive courses, tennis, pickleball, bocce, shuffleboard, a vibrant clubhouse with entertainment and fitness classes, and a lakeside lodge on Lake Tarpon with a private boat ramp, fishing pier, and community pontoon boats, along with free RV and boat storage and a golf cart-friendly neighborhood. Close to award-winning beaches, shopping, dining, top medical facilities, sports venues, and international airports, this rare Highland Lakes gem is truly move-in ready and offers effortless Florida living at its finest. Don't wait - call today!

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Single Family Pending

Price

$ 289,000

Bedrooms

2

Full Bath

2

Property Type

Single Family

Taxes

$ 1,537

Style

Ranch Traditional

Lot Size

0.15

Year Built

1982

Town/City

Palm Harbor

County/Region

Pinellas

MLS | Web ID

TB8473828

Features
General
Sewer Public Sewer
Heating Central
Cooling Central Air
Utilities Cable Available Electricity Connected Public Sewer Connected Underground Utilities Water Connected
Possession Close Of Escrow
Roof Shingle
Appliances Dishwasher Disposal Dryer Electric Water Heater Microwave Range Refrigerator Washer
Zoning RPD-7.5
HOA Fee 172
Garage Spaces 1
Association Fee Includes Cable TV Community Pool Escrow Reserves Fund Internet Maintenance Grounds Manager Pest Control Pool Maintenance Recreational Facilities Trash
Patio/Porch Features Rear Porch Screened
Architectural Style Ranch Traditional
Construction Materials Block
Pets Allowed Number Limit Size Limit
Year Built 1982
View Garden
Levels One
Property Subtype Villa
Tax Year 2024
Ownership Fee Simple
Waterfront Features Lake Waterfront
Community Features Community Boat Ramp Dock Fishing Lake Water Access Waterfront Association Recreation - Owned Clubhouse Deed Restrictions Golf Carts OK Golf Pool Sidewalks Tennis Court(s)
HOA Fee 2 164
Assoc Fee Paid Per Monthly
County Pinellas
New Construction false
Property Type Residential
Association Amenities Cable TV Clubhouse Fence Restrictions Golf Course Pickleball Court(s) Pool Recreation Facilities Shuffleboard Court Spa/Hot Tub Tennis Court(s) Vehicle Restrictions
Attached Garage true
Subdivision Name HIGHLAND LAKES
Facing Direction Northwest
Garage Y/N true
Total Rooms 7
Full Baths 2
Status Pending
Directions US 19 N to Highland Lakes main entrance (fountains) north of Nebraska. Follow entrance road to a right onto McMath Dr. Property located immediately on left.
City PALM HARBOR
Body of Water LAKE TARPON
Association Name Duplex Village II - Natalie Coser
Senior Community Y/N true
MLS Area 34684 - Palm Harbor
Lot Size Units Square Feet
Lot Size Square Feet 6582
Carport Y/N false
Listing Terms Cash Conventional FHA VA Loan
HOA Fee 2 Frequency Monthly
Land Lease Y/N false
Tax Annual Amount 1537.88
Additional Parcels Y/N false
Lease Considered Y/N true
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Pending
Occupancy Type Vacant
Tax Lot 91
Legal Description HIGHLAND LAKES UNIT THIRTEEN PHASE 2 LOT 91
Water Access Type Lake
Pet Size Limit Small (16-35 Lbs.)
Minimum Lease 1-2 Years
Water Access Y/N true
Monthly HOA Amount 172
Additional Rooms Florida Room Formal Dining Room Separate
Water View Y/N false
Flood Zone Code X
DockY/N false
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Interior
Interior Amenities Ceiling Fan(s) Eating Space In Kitchen Living Room/Dining Room Combo Open Floorplan Primary Bedroom Main Floor Split Bedroom Vaulted Ceiling(s)
Flooring Carpet Ceramic Tile
Furnished Y/N Unfurnished
Total Stories 1
Common Walls End Unit
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 0
Laundry Features In Garage
Total Bedrooms 2
Total Baths 2
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Exterior
Exterior Amenities Irrigation System Lighting Private Mailbox Sidewalk
Vegetation Mature Landscaping
Lot Features Corner Lot Landscaped Level Near Golf Course Sidewalk
Water Source Public
Lot Size Area 6582
Foundation Details Slab
Building Area Total 1753
Lot Size Acres 0.15
Road Surface Type Paved
Private Pool false
Waterfront Y/N false
Covered Spaces 1
Road Frontage Type Street Paved
Road Responsibility Public Maintained Road
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* Excluded Features
List By
Coldwell Banker Realty

Broker

amanda.justus@cbrealty.com

Email

Affordability Calculator

$1,908
Per Month
93%
7%
0%
Monthly Principal & Interest
$1,779
Monthly Property Taxes
$128
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
2/10/2026$289,000 Listed Price

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3201 MCMATH DRIVE, Palm Harbor, FL, 34684 is a Single Family Home for sale at $289,000 with 1,332 sqft and a lot size of 0.15. 3201 MCMATH DRIVE has 2 bedrooms, 2.0 baths, and was built in 1982. The property's zip code is 34684 which is in Palm Harbor, FL