344 San Cristobal Avenue Punta Gorda, FL $ 439,000
344 San Cristobal Avenue
$ 439,000
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344 San Cristobal Avenue

Punta Gorda, FL, 33983
$ 439,000
Bedrooms4 Baths2.0 Sq 2,661

Monthly Estimate*

$ 2,703

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Single Family Home for sale in Punta Gorda, FL

for $439,000 with 4 bedrooms and 2 full baths. This 2,661 square foot home was built in 1991.

Live where Florida’s waterfront lifestyle meets easy, worry-free living. This beautifully updated 4-bedroom, 2-bath pool home is ideally located in Deep Creek, just minutes from Punta Gorda’s waterways, Fishermen’s Village, marinas, boating, pickleball, and tennis—yet safely tucked away in a NO FLOOD ZONE for added confidence and lower insurance concerns. Designed for relaxed coastal living, the private backyard retreat features a resurfaced pool with new tile, a soothing spacious hot tub, and seamless indoor-outdoor flow—perfect for entertaining after a day on the water, golf or shopping! Major upgrades bring peace of mind, including a new roof (2022), A/C (2021), new windows (2021), and new water heater, pool pump, and pool heater (2024). Inside, the updated kitchen is an ENTERTAINER'S DREAM and shines with granite countertops, tile flooring, and new appliances. Flexible living spaces include two bedrooms with Murphy bed systems, ideal for guests or multi-use rooms, while luxury vinyl flooring adds a fresh, modern touch throughout the bedrooms. A convenient pool bath with direct outdoor access. Located in a deed-restricted community with a low HOA, this home also qualifies for USDA financing, offering the opportunity for 100% financing—a rare bonus in today’s market. Boating nearby. Coastal charm. No flood worries. This is Punta Gorda living done right. Be sure to view the video tour experience and schedule your private showing today.

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Single Family Pending

Price

$ 439,000

Bedrooms

4

Full Bath

2

Property Type

Single Family

Taxes

$ 4,693

Style

Ranch, One Story

Year Built

1991

Town/City

Punta Gorda

County/Region

Charlotte

MLS | Web ID

2026006258

Features
General
Sewer Public Sewer
Heating Central Electric
Cooling Central Air Ceiling Fan(s) Electric
Utilities Cable Available High Speed Internet Available
Possession Close Of Escrow
Roof Shingle
Appliances Dryer Dishwasher Electric Cooktop Freezer Disposal Microwave Refrigerator Washer
HOA Fee 0
Garage Spaces 2
Association Fee Includes None
Patio/Porch Features Lanai Patio Porch Screened
Architectural Style Ranch One Story
Pool Features Concrete Electric Heat Heated In Ground
Security Features None Smoke Detector(s)
Construction Materials Block Concrete Stucco
Pets Allowed Yes
Year Built 1991
Stories Count 1
Property Subtype Single Family Residence
Tax Year 2025
Ownership Single Family
Waterfront Features None
Community Features Non-Gated
HOA Fee 2 210
County Charlotte
Property Type Residential
Association Amenities None
HOA true
Attached Garage true
Contingency Inspection
Subdivision Name PUNTA GORDA ISLES
Facing Direction Southwest
Garage Y/N true
Total Rooms 0
Full Baths 2
Status Pending
High School School Choice
City Punta Gorda
Disclosures Disclosure on File Owner Has Flood Insurance RV Restriction(s)
Land Lease Amount 0
Senior Community Y/N false
MLS Area CH01 - Charlotte County
Lot Size Units Acres
Carport Spaces 0
Carport Y/N false
Spa Features Above Ground Electric Heat Fiberglass
HOA Fee 2 Frequency Annually
Elementary School School Choice
Tax Annual Amount 4693.27
Middle/Junior High School School Choice
Property Condition Resale
Virtual Tour https://show.tours/v/d4SmcBF https://zillow.com/view-imx/eb994d4a-6575-4dc2-a6b2-100ef8070cf6?initialViewType=pano&setAttribution=mls&utm_source=dashboard&wl=1
Standard Status Pending
Tax Lot 32
Property Sub Type Additional Single Family Residence
Legal Description PGI 020 0573 0032 PUNTA GORDA ISLES SEC20 BLK573 LT32 737/1494 DC965-2081 965-2084 2081/746 2370/475 DC2581/1396-CD FJ3306/146 4399/2041 4518/143
HOA Fee 3 0
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Interior
Interior Amenities Built-in Features Bathtub Tray Ceiling(s) Dual Sinks Entrance Foyer Eat-in Kitchen Family/Dining Room Kitchen Island Living/Dining Room Main Level Primary Pantry Split Bedrooms Separate Shower Cable TV Walk-In Closet(s) Window Treatments
Flooring Laminate Tile
Furnished Y/N Unfurnished
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Window Features Double Hung Impact Glass Shutters Window Coverings
Half Baths 0
Laundry Features Inside Laundry Tub
Total Bedrooms 4
Entry Level 1
Room Type Bathroom Den Guest Quarters Screened Porch Great Room
Total Baths 2
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Exterior
Exterior Amenities Sprinkler/Irrigation Outdoor Shower Patio Shutters Manual
Parking Features Attached Driveway Garage Paved
Lot Features Rectangular Lot Sprinklers Manual
Water Source Assessment Paid Public
Lot Size Area 0
Spa true
Building Area Total 3725
Lot Size Acres 0
Road Surface Type Paved
Private Pool true
Lot Size Source Appraiser
Waterfront Y/N false
Covered Spaces 2
Road Responsibility Public Maintained Road
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* Excluded Features
List By
Lisa Gottesman

Listing Agent

Exp Realty Llc

Broker

gottesmanl@gmail.com

Email

Affordability Calculator

$3,094
Per Month
87%
13%
0%
Monthly Principal & Interest
$2,703
Monthly Property Taxes
$391
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4131103 Elementary School
4131104 Middle School
School Choice High School High School
Pricing History
DatePricePrice ChangeDescription
2/20/2026$439,000 Listed Price

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344 San Cristobal Avenue, Punta Gorda, FL, 33983 is a Single Family Home for sale at $439,000 with 2,661 sqft. 344 San Cristobal Avenue has 4 bedrooms, 2.0 baths, and was built in 1991. The property's zip code is 33983 which is in Punta Gorda, FL