35 N Centre Street
Cumberland, MD, 21502 $ 525,000
Bedrooms-- Baths-- Sq 9,756 Monthly Estimate*
$ 3,233
for $525,000. This 9,756 square foot building was built in 1900 on a lot size of 0.07.
Prime brick commercial building in the heart of Historic Downtown Cumberland, located within the new Main Street Streetscape Project freshly renovated in 2024. High visibility, strong foot traffic, flexible retail space, second-floor expansion potential, and a fully equipped commercial kitchen make this a rare turnkey investment opportunity. Location, location, location. This rare opportunity offers ownership of a well-built, highly visible brick building in the heart of Historic Downtown Cumberland. Situated along a busy corridor with consistent foot and vehicle traffic, the property lies within the newly completed Main Street Streetscape Project, part of the broader Reimagine Historic Downtown Cumberland initiative. Surrounded by shops, restaurants, and cultural attractions, the area thrives with daytime energy and evening activity, making it an ideal setting for a wide variety of business uses. The first floor features a flexible and inviting retail space, currently home to a beautifully designed sake bar, ready for immediate operation or customization. The second level offers soaring ceilings and exceptional versatility, with potential for private events, gallery space, offices, or residential conversion. Additionally, the property includes a fully equipped commercial kitchen with a large hood system, walk-in cooler, and walk-in freezerproviding a true turnkey opportunity for food-based businesses.Combining historic charm, modern infrastructure, and unmatched visibility, this property represents a solid investment in the bright and growing future of Downtown Cumberland. The owner also considering leasing one or all of the spaces.
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Commercial ActiveRestaurant/Bar,/General Retail
FeaturesInteriorHeating Fuel Natural Gas
Flooring Ceramic Tile Hardwood
Hot Water Natural Gas
Heating Y/N Y
Central Air Y/N Y
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GeneralSewer Public Sewer
Heating Forced Air Hot Water
Cooling Central A/C
Possession 31-60 Days CD
Zoning B-CBD
Construction Materials Brick Veneer Brick Front
Year Built 1900
Property Subtype Mixed Use
Tax Year 2025
Ownership Fee Simple
Cool Fuel Electric
Municipality Cumberland
Business Type Restaurant/Bar Other/General Retail
Accessibility None
County ALLEGANY
New Construction N
Property Type Commercial Sale
Possible Use Mixed Use
Water Access Y/N N
Status ACTIVE
Directions 35 N Centre one block from main street Baltimore St.
City CUMBERLAND
Number Of Units Total 2
MLS Area N Cumberland - Allegany County (MDAL1)
Lot Size Units Square Feet
Lot Size Square Feet 3212.00
Tax Annual Amount 3455.0
Price Per Sq Ft Total AG 53.76
Historic Y/N Y
Vacation Rental Y/N N
Standard Status Active
Year Built Source Assessor
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ExteriorWater Source Public
Type of Parking On Street
Water View Y/N N
Building Area Total 9765.00
Lot Size Acres 0.07
Lot Size Source Assessor
Waterfront Y/N N
Land Assessed Value 22400.00
Navigable Water Y/N N
Water Oriented Y/N N
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* Excluded FeaturesList ByCharis Realty GroupBroker
steve@charisrealty.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $3,233
- Monthly Property Taxes
- $288
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbyCommerical listings in Cumberland, MD
Average List Price $469,258
Percent of Sale Price 11%
About Cumberland, MD 19,806 Population
-9% Since 2002
$ 33,685 Median Income
41.47 Median Age
23% Households with Children
Trends Information provided by ATTOM Data Solutions.
2136830 Elementary School
2137124 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 2/6/2026 | $525,000 | | Listed Price |