84 Oak Creek Circle Toccoa, GA $ 365,000
84 Oak Creek Circle
$ 365,000
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84 Oak Creek Circle

Toccoa, GA, 30577
$ 365,000
Bedrooms4 Baths3.1 Sq 3,186

Monthly Estimate*

$ 2,247

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Single Family Home for sale in Toccoa, GA

for $365,000 with 4 bedrooms and 3 full baths, 1 half bath. This 3,186 square foot home was built in 1974 on a lot size of 0.46.

This classic four sided brick cottage is tucked away in a well-established neighborhood just minutes from the heart of downtown Toccoa. Step inside to a welcoming foyer that opens to an updated kitchen featuring quartz countertops, a stylish coffee bar, and thoughtful details throughout. The main level is designed for both everyday living and entertaining, offering a spacious great room with built-in bookshelves framing a masonry wood-burning fireplace, a formal dining room, a bright sunroom, a private study, and a convenient half bath. Beadboard ceilings and recessed lighting enhance the home's timeless charm and warmth. Upstairs, four generously sized bedrooms are filled with natural light and complemented by two full baths. The finished basement expands the living space even further, complete with a second masonry fireplace with gas logs, perfect for hosting family and friends or creating a cozy retreat. Dual HVAC systems efficiently serve the main and upper levels, ensuring comfort year-round.

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Single Family Active

Price

$ 365,000

Bedrooms

4

Full Bath

3

Half Bath

1

Property Type

Single Family

Taxes

$ 5,091

Style

Brick 4 Side

Lot Size

0.46

Year Built

1974

Town/City

Toccoa

County/Region

Stephens

MLS | Web ID

10686412

Features
General
Sewer Public Sewer
Heating Central Forced Air Natural Gas
Cooling Ceiling Fan(s) Central Air
Utilities Cable Available Electricity Available High Speed Internet Natural Gas Available Phone Available Sewer Connected Underground Utilities Water Available
Roof Composition
Appliances Dishwasher Range Refrigerator
Association Fee Includes None
Patio/Porch Features Deck
Architectural Style Brick 4 Side
Construction Materials Brick
Year Built 1974
Levels Two
Property Subtype Single Family Residence
Tax Year 24
Community Features Street Lights
County Stephens
New Construction false
Property Type Residential
HOA false
Attached Garage true
Subdivision Name Oak Creek Estates
Garage Y/N true
Full Baths 3
Status Active
Directions GPS is accurate. Going N on Broad ST turn R onto Tugalo St. Turn L on Prather Bridge Rd. Turn R on Oak Creek Circle 3rd home on the right. Sign in yard.
High School Stephens
City Toccoa
Lot Size Units Square Feet
Lot Size Square Feet 20037.6
Carport Y/N false
Elementary School Toccoa
Property Attached Y/N false
Land Lease Y/N false
Tax Annual Amount 5091.68
Home Warranty Y/N false
Middle/Junior High School Stephens
Property Condition Resale
Structure Type House
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
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Interior
Interior Amenities Tile Bath Walk-In Closet(s)
Basement Bath Finished Daylight Finished Full Interior Entry
Flooring Laminate
Total Fireplaces 2
Fireplace Features Masonry
Common Walls No Common Walls
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Above Grade Finished Area 2484
Half Baths 1
Laundry Features In Kitchen Mud Room
Total Bedrooms 4
Below Grade Finished Area 702
Main Level Bedrooms 0
Main Level Bathrooms 0
Below Grade Finished Area Unit Type Square Feet
Above Grade Finished Area Unit Type Square Feet
Kitchen Features Breakfast Area Solid Surface Counters
Total Baths 4
Dining Room Features Separate Room
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Exterior
Parking Features Garage Attached Garage Door Opener Side/Rear Entrance
Lot Features Level
Water Source Public
Lot Size Area 20037.6
Building Area Total 3186
Lot Size Acres 0.46
Lot Size Source Public Records
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* Excluded Features
List By
Hammock Realty North Georgia

Broker

scaudell@hammockrealtyng.com

Email

Affordability Calculator

$2,672
Per Month
84%
16%
0%
Monthly Principal & Interest
$2,247
Monthly Property Taxes
$424
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
Stephens High School High School
Pricing History
DatePricePrice ChangeDescription
2/6/2026$365,000 Listed Price

Map


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84 Oak Creek Circle, Toccoa, GA, 30577 is a Single Family Home for sale at $365,000 with 3,186 sqft and a lot size of 0.46. 84 Oak Creek Circle has 4 bedrooms, 3.1 baths, and was built in 1974. The property's zip code is 30577 which is in Toccoa, GA