40 S KENTUCKY AVENUE Umatilla, FL $ 395,000
40 S KENTUCKY AVENUE
$ 395,000
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40 S KENTUCKY AVENUE

Umatilla, FL, 32784
$ 395,000
Bedrooms4 Baths3.0 Sq 2,521

Monthly Estimate*

$ 2,432

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Single Family Home for sale in Umatilla, FL

for $395,000 with 4 bedrooms and 3 full baths. This 2,521 square foot home was built in 1969 on a lot size of 0.33.

Charming Home with In-Law Suite & Saltwater Pool – One Block from Downtown Umatilla This charming and well-maintained home tucked away on a quiet cul-de-sac just one block from downtown Umatilla. Offering a private, peaceful atmosphere, this property features tile floors throughout, a split bedroom floor plan, and a spacious family room perfect for gatherings. The main home includes three bedrooms and two bathrooms, a separate laundry room, gas dryer, and reverse osmosis system under the kitchen sink. Enjoy outdoor living on the screened porch and open patio, overlooking the fully fenced yard. A standout feature is the second structure, ideal for college student,in-law suite, or as a pool house, complete with a full bathroom (no kitchen but room for one), its own one-car garage, and access to the screened pool deck. Relax year-round in the 14x34 in-ground saltwater pool with gas heat, perfect for entertaining or quiet evenings at home. Additional features include: • New roof (2021) • New HVAC (2023) • Paved driveway • Carport plus one-car garage • Quiet cul-de-sac location • Freshly painted interior and exterior Conveniently located only 50 miles from Disney, Daytona Beach, and New Smyrna Beach, this home offers the perfect blend of comfort, privacy, and accessibility. No HOA !!

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Single Family Active

Price

$ 395,000

Bedrooms

4

Full Bath

3

Property Type

Single Family

Taxes

$ 1,930

Style

Single Family Residence

Lot Size

0.33

Year Built

1969

Town/City

Umatilla

County/Region

Lake

MLS | Web ID

G5106420

Features
General
Sewer Public Sewer
Heating Central
Cooling Central Air
Utilities BB/HS Internet Available Cable Available Electricity Available Electricity Connected Natural Gas Connected Water Available Water Connected
Possession Close Of Escrow
Roof Shingle
Appliances Kitchen Reverse Osmosis System Range Range Hood Refrigerator
Garage Spaces 1
Patio/Porch Features Covered Enclosed Patio Porch Screened Side Porch
Pool Features Chlorine Free Gunite Heated In Ground Screen Enclosure Self Cleaning
Construction Materials Block
Year Built 1969
Levels One
Property Subtype Single Family Residence
Tax Year 2026
Ownership Fee Simple
County Lake
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name ANNA D GUERRANT
Facing Direction Southeast
Garage Y/N true
Other Structures Guest House
Total Rooms 9
Full Baths 3
Status Active
Directions From intersection of SR19/Central Avenue and Guerrant Street in Umatilla(across from City Hall) Take Guerrant Street West one block. Turn left(South) onto South Kentucky. Property is on the right. Look for the sign
High School Umatilla High
City UMATILLA
Senior Community Y/N false
MLS Area 32784 - Umatilla / Dona Vista
Lot Size Units Square Feet
Lot Size Square Feet 14400
Carport Spaces 1
Carport Y/N true
Listing Terms Cash Conventional FHA VA Loan
Elementary School Umatilla Elem
Land Lease Y/N false
Tax Annual Amount 1930
Home Warranty Y/N false
Middle/Junior High School Umatilla Middle
Property Condition Completed
Additional Parcels Y/N false
Lease Considered Y/N true
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Tax Lot 5
Legal Description UMATILLA ANNA D GUERRANT SUB LOTS 5 6 BLK B PB 4 PG 8 ORB 4725 PG 2386
Minimum Lease No Minimum
Water Access Y/N false
ILS Total SQFT 480
ILS Under Air SQFT 480
Water View Y/N false
Flood Zone Code x
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Interior
Interior Amenities Living Room/Dining Room Combo Primary Bedroom Main Floor Split Bedroom
Flooring Ceramic Tile
Furnished Y/N Unfurnished
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 0
Laundry Features Gas Dryer Hookup Inside Washer Hookup
Total Bedrooms 4
Total Baths 3
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Exterior
Exterior Amenities Sliding Doors
Fencing Chain Link Wood
Parking Features Driveway
Lot Features Cul-De-Sac
Water Source Private
Lot Size Area 14400
Foundation Details Block Slab
Spa false
Building Area Total 2785
Lot Size Acres 0.33
Road Surface Type Asphalt
Private Pool true
Waterfront Y/N false
Covered Spaces 2
Road Responsibility Public Maintained Road
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* Excluded Features
List By
Dave Lowe Realty, Inc.

Broker

townejayne@gmail.com

Email

Affordability Calculator

$2,593
Per Month
94%
6%
0%
Monthly Principal & Interest
$2,432
Monthly Property Taxes
$161
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
Umatilla High High School High School
Pricing History
DatePricePrice ChangeDescription
2/5/2026$395,000 Listed Price

Map


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40 S KENTUCKY AVENUE, Umatilla, FL, 32784 is a Single Family Home for sale at $395,000 with 2,521 sqft and a lot size of 0.33. 40 S KENTUCKY AVENUE has 4 bedrooms, 3.0 baths, and was built in 1969. The property's zip code is 32784 which is in Umatilla, FL