102 Main Street
Jefferson, NY, 12093 $ 1,300,000
Bedrooms5 Baths5.3 Sq 5,429 Monthly Estimate*
$ 8,004
for $1,300,000 with 5 bedrooms and 5 full baths, 3 half baths. This 5,429 square foot home was built in 1879 on a lot size of 6.6.
Welcome to The Mill Pond House & Inn - a rare opportunity to own a historic waterfront residence offering extraordinary live/work flexibility in the heart of Jefferson, NY. Originally built in 1879 as a working grain and saw mill, this landmark property was meticulously restored in 2018 with every system rebuilt from the studs out, blending historic authenticity with modern comfort and infrastructure. Today, the property offers the scale and character of a grand private residence while retaining remarkable versatility for those seeking a lifestyle property, retreat, or income-producing opportunity. Set along the scenic Mill Pond, the property offers tranquil water views, a private waterfall, and a charming walking path that encircles the pond - creating a peaceful and picturesque setting rarely found in the Catskills. The main level offers expansive gathering spaces that translate beautifully to residential living. The former dining and event areas provide dramatic entertaining rooms, studio or gallery space, or the potential for large open-concept living areas. Multiple seating areas, fireplaces, and flexible rooms allow for effortless adaptation into a spacious private home, family compound, artist retreat, or wellness destination. Outdoor living is equally impressive. A sweeping deck overlooks the pond, offering exceptional space for dining, entertaining, or simply enjoying the calming water views and surrounding landscape. The second floor currently offers five private suites, each with its own full bath, providing an ideal layout for guest accommodations, extended family living, or continued boutique hospitality use. A dedicated service and laundry space supports both residential or income-generating configurations. The detached Carriage House adds another exceptional layer of flexibility. Currently outfitted with a wood/gas pizza oven and bar, the structure easily lends itself to use as a guest house, studio, workshop, event barn, or creative space. With ample parking spaces and Jefferson's rare no-zoning designation, the property allows unparalleled freedom of use. Owners may choose to enjoy the property purely as a private waterfront residence, operate a boutique inn, create a live/work compound, or explore hospitality, retreat, or event-based ventures. Located in the historic Village of Jefferson - recently added to the National Register of Historic Places - the property is ideally positioned near year-round Catskills recreation including skiing, hiking, and easy access to Cooperstown, making it a natural destination for both personal enjoyment and potential guest accommodations. Additional adjacent 50 acre developable land parcel as well as ''the Parsonage House'' available for interested parties as a separate offering. Historic, adaptable, and deeply rooted in Catskills heritage, The Mill Pond House & Inn offers a once-in-a-generation opportunity to create a truly unique lifestyle property.
See more
FeaturesGeneralSewer Septic Tank
Heating Baseboard Forced Air Propane Radiant
Possession Close Of Escrow
Roof Asphalt Membrane
Appliances Other Washer/Dryer Range Hood Ice Maker Freezer Free-Standing Refrigerator Free-Standing Gas Range Dishwasher
Zoning none
Patio/Porch Features Awning(s) Covered Deck Patio Porch Rear Porch Screened Side Porch Terrace
Architectural Style Other
Year Built 1879
View Mountain(s) Pond Water
Township Jefferson
Levels Two
Property Subtype Single Family Residence
Waterfront Features Pond
County Schoharie
New Construction false false
Property Type Residential
Attached Garage false
Garage Y/N false
Other Structures Outdoor Kitchen
Total Rooms 0
Full Baths 5
Status Active
City Jefferson
Body of Water Mill Pond
High School District Jefferson
MLS Area Jefferson
Lot Size Units Acres
Lot Size Square Feet 287496
Tax Annual Amount 9803
MLS Area Minor Jefferson
Virtual Tour https://www.catskilldreamteam.com/millpondunbranded
Standard Status Active
Tax Assessed Value 161668
Tax Lot 168
Legal Description 433600 168.-1-9
See more
InteriorInterior Amenities Beamed Ceilings Built-in Features Entrance Foyer High Speed Internet
Basement Finished Partial
Flooring Tile Wood
Basement (Y/N) true
Heating Y/N true
Above Grade Finished Area 5429
Half Baths 3
Laundry Features Laundry Room
Total Bedrooms 5
Below Grade Finished Area 0
Total Baths 8
See more
ExteriorParking Features Additional Parking
Lot Features Gentle Sloping Landscaped Views Waterfall
Water Source Well
Lot Size Area 6.6
Building Area Total 5429
Lot Size Acres 6.6
Waterfront Y/N true
Road Frontage Type County Road
Other Equipment Other
See more
* Excluded FeaturesList ByKatherine KeysListing Agent
The Catskill Dream TeamBroker
cricket.keys@gmail.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $8,004
- Monthly Property Taxes
- $817
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Jefferson, NY
Average List Price $512,469
Percent of Sale Price 61%
About Jefferson, NY 1,375 Population
7% Since 2002
$ 49,868 Median Income
48.63 Median Age
29% Households with Children
Trends Information provided by ATTOM Data Solutions.
4827338 Elementary School
0 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 2/5/2026 | $1,300,000 | | Listed Price |