3812 N Saginaw Road Midland, MI $ 185,000
3812 N Saginaw Road
$ 185,000
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3812 N Saginaw Road

Midland, MI, 48640
$ 185,000
Bedrooms2 Baths1.0 Sq 896

Monthly Estimate*

$ 1,139

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Single Family Home for sale in Midland, MI

for $185,000 with 2 bedrooms and 1 full bath. This 896 square foot home was built in 1940 on a lot size of 0.3.

Superior on Saginaw - Welcome to this completely renovated gem that offers either a smart investment potential or comfortable living! This charming two-bedroom, one-bathroom home has been thoughtfully rebuilt from the studs up, delivering modern amenities while maintaining an accessible, open-concept design that welcomes everyone. Step inside and discover a bright, airy floor plan featuring brand-new windows allowing the space to fill with natural light. The updated kitchen showcases fresh cabinetry, stylish countertops, and modern appliances ready for your culinary adventures. New flooring flows seamlessly throughout the home, complementing the fresh drywall and creating a clean, contemporary aesthetic. This property shines as an exceptional investment opportunity at an attractive price point, ideal for first-time buyers or savvy investors seeking reliable rental income. The extensive renovations include new beams, floor joists, extra insulation, vinyl siding, and a complete roof replacement, meaning virtually zero deferred maintenance for years to come. Accessibility features include a walk-in shower and spacious layout, with a removable ramp for future flexibility. The efficient on-demand water heater and new furnace, pre-wired for air conditioning, keep utility costs manageable. Below, a functional crawl space with electrical and moisture barrier. The property was elevated above the flood plain in 2020 and comes with current documentation eliminating flood insurance requirements. Situated in an established neighborhood just steps from H. H. Dow High School, this location offers convenience and community appeal. Schedule your private showing today and discover why this move-in-ready home deserves a spot on your must-see list!

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Single Family Active

Price

$ 185,000

Bedrooms

2

Full Bath

1

Property Type

Single Family

Taxes

$ 1,739

Style

Ranch

Lot Size

0.3

Year Built

1940

Town/City

Midland

County/Region

Midland

MLS | Web ID

61050198873

Features
Interior
Interior Amenities EatInKitchen HighSpeedInternet
Basement (Y/N) N
Air Conditioning Y/N N
Heating Y/N Y
Fireplace Y/N N
Above Grade Finished Area 896.0
Total Bedrooms 2
Below Grade Finished Area 0.0
Above Grade Finished Area Source Estimated
Above Grade Finished Area Unit Type SquareFeet
Total Baths 1
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General
Sewer PublicSewer
Heating ForcedAir NaturalGas
Cooling CeilingFans
Possession AtClose
Appliances Dryer Microwave Oven Refrigerator Range Washer
Garage Spaces 2.5
Patio/Porch Features Deck Porch
Architectural Style Ranch
Pool Features None
Construction Materials VinylSiding
Year Built 1940
Levels One
Property Subtype SingleFamilyResidence
Tax Year 2025
Accessibility AccessibleEntrance
County Midland
New Construction N
Property Type Residential
HOA Y
Attached Garage N
Subdivision Name PFEIFFER
Garage Y/N Y
Total Rooms 5
Full Baths 1
Status Active
City MidlandCity_Midland
Disclosures TaxesHomesteadExempt
Senior Community Y/N N
High School District Midland
Zoning Description Residential
MLS Area Area56122Midland
Carport Y/N N
Land Lease Y/N N
Tax Annual Amount 1739.23
Home Warranty Y/N N
Lease Renewal Y/N N
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Standard Status Active
Tax Assessed Value 43620
Legal Description W 126 FT OF LOT 30 PFEIFFER SUB
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Exterior
Parking Features TwoandHalfCarGarage Detached Garage
Lot Features CityLot
Water Source Public
Foundation Details CrawlSpace
Spa N
Lot Dimensions 126x105
Lot Size Acres 0.3
Waterfront Y/N N
Crops Included Y/N N
Road Responsibility PublicMaintainedRoad
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 3812
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* Excluded Features
List By
Jennafer Tipton

Listing Agent

Modern Realty

Broker

(989) 615-9261

Phone

Affordability Calculator

$1,284
Per Month
89%
11%
0%
Monthly Principal & Interest
$1,139
Monthly Property Taxes
$145
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
848844 Elementary School
848836 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
2/5/2026$185,000 Listed Price

Map


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3812 N Saginaw Road, Midland, MI, 48640 is a Single Family Home for sale at $185,000 with 896 sqft and a lot size of 0.3. 3812 N Saginaw Road has 2 bedrooms, 1.0 baths, and was built in 1940. The property's zip code is 48640 which is in Midland, MI